I mean, there isn’t much to a HYSA where you could have issues. They really just kind of sit there. AMEX also isn’t some no-name bank Transferring between them is pretty painless. Sure, go for it if you want the sign up bonus. Fed interest rates are so high at the moment that HYSA are fantastic for the banks, so the offers and rates are skyrocketing as they try to get more of them open Answer from Vresa on reddit.com
I mean, there isn’t much to a HYSA where you could have issues. They really just kind of sit there. AMEX also isn’t some no-name bank Transferring between them is pretty painless. Sure, go for it if you want the sign up bonus. Fed interest rates are so high at the moment that HYSA are fantastic for the banks, so the offers and rates are skyrocketing as they try to get more of them open Answer from Vresa on reddit.com
American Express
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High Yield Savings Account with No Fees to Open | Amex US
Maximize Your Savings with an American Express High Yield Savings Account. Featuring Competitive Interest Rates & No Fees. Open an Account Today!
American Express
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American Express® Online Savings Account - Official Website
November 27, 2025 - American Express savings accounts offer competitive savings rates, no monthly fees, & no minimum balance. Apply for a high yield savings account to earn more interest!
Anyone use American Express High Yield Savings Account? : personalfinance
Got an email offer for $350 for depositing at least $25,000 into the account and holding it there for like 2 or 3 months. Just want to know if... More on old.reddit.com
American express High yield savings account?
370k members in the amex community. American Express is a financial services company that offers credit cards, debit cards, charge cards and travel … More on reddit.com
Ally vs American Express Savings High Yield Account
I have HYSA with both banks, and prefer Ally's web interface to AmEx's. Keep in mind that the interest rate difference here is $2/yr on a $1,000 deposit, and AmEx is likely to drop rates soon as well. More on reddit.com
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May 21, 2019Amex high yield savings?
I have it I like it so far More on reddit.com
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May 2, 2025What is a High Yield Savings Account (HYSA)?
A High Yield Savings Account is a savings account with a variable interest rate. Interest on High Yield Savings Accounts is compounded daily and posted to accounts monthly.
americanexpress.com
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High Yield Savings Account with No Fees to Open | Amex US
What is the American Express HYSA’s APY?
The account’s APY is competitive and typically higher than a traditional savings account. However, APY can fluctuate over time as prime rates change. To learn more, check current HYSA APY.
americanexpress.com
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What Is an American Express® Savings Account?
Does the American Express HYSA come with an ATM card?
Like many savings accounts, the American Express HYSA does not come with an ATM or debit card. However, the American Express Rewards Checking Account offers a debit card that allows you to earn rewards. Terms and eligibility apply. Accounts offered by American Express National Bank. Member FDIC. Learn More
americanexpress.com
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What Is an American Express® Savings Account?
Videos
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Reddit
reddit.com › r/personalfinance › anyone use american express high yield savings account?
r/personalfinance on Reddit: Anyone use American Express High Yield Savings Account?
February 9, 2023 -
Got an email offer for $350 for depositing at least $25,000 into the account and holding it there for like 2 or 3 months. Just want to know if they are a good savings account for the interim just to get the bonus or if they are a nightmare to deal with and not worth the effort. The money is just sitting in my Ally account so if I can get an extra $350 off of it, I figure why not
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I mean, there isn’t much to a HYSA where you could have issues. They really just kind of sit there. AMEX also isn’t some no-name bank Transferring between them is pretty painless. Sure, go for it if you want the sign up bonus. Fed interest rates are so high at the moment that HYSA are fantastic for the banks, so the offers and rates are skyrocketing as they try to get more of them open
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I've used them for a similar bonus in the past and had no problem. If you already have a credit card with them, you can access your banking and credit cards with the same logins, though it's not as seamless as other providers such as CapitalOne and Discover. At $350 bonus for 3 months, that's equivalent to 5.6% APY. Combined that with their current rate of 3.4% and you're basically getting a 9% 3 month CD. I would do it. You can easily close the account later--which is what I did. Just check if there is any closing fee/period. Though I don't think there is.
American Express
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American Express Credit Cards, Rewards & Banking
American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more.
American Express
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Amex Bank of Canada Prime Rate | American Express CA
Amex Bank Prime Rate means the variable annual interest rate prescribed by Amex Bank of Canada from time to time. Find out more here.
American Express
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Link Account | American Express® Savings Account
Express National Bank. Member FDIC. Each depositor is insured to at least $250,000 per depositor, per insured bank, per ownership category. ... * The Annual Percentage Yield (APY) as advertised is accurate as of . Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened.
American Express
americanexpress.com › en-us › banking › online-savings › articles › all-about-high-yield-savings
The Basics of High Yield Savings Accounts
High-yield savings accounts are a flexible and easy way to earn interest while saving money. They are perfect for short-term savings projects like creating a rainy-day fund but work just as well for folks who simply want to put their saved cash in a safe and trusted interest-bearing account with the knowledge that they can pretty much access it whenever they need it.
American Express
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Log In to My Account | American Express US
All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. Please review · © 2026 American Express. All rights reserved
Fortune
fortune.com › article › american-express-bank-review
American Express Bank Review 2026: Read this to see if Amex is the right bank for you | Fortune
3 weeks ago - American Express features just one savings account — a high-yield savings account with no monthly fees and generous APY that compounds daily.
American Express
americanexpress.com › credit intel › saving & budgeting
What Is an American Express® Savings Account?
July 8, 2025 - The American Express High Yield Savings Account, or HYSA, is an FDIC-insured savings account available from American Express. With a high-yield savings account, customers are offered a competitive Annual Percentage Yield (APY) compared to some ...
American Express
americanexpress.com › en-us › banking › online-savings › faq › hysa-cd-differences
What is the difference between a High Yield Savings Account and a CD?
High-Yield Savings Account(s) are considered a liquid asset and offer a variable rate which can increase and decrease over time. You may withdrawal and deposits funds into your High-Yield Savings Account(s) at any time. Certificates of Deposits have a term and a maturity date that locks in ...
NerdWallet
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Best High-Yield Savings Accounts for January 2026 - NerdWallet
15 hours ago - American Express® High Yield Savings Account: Best for Combination savings, credit card and rewards checking, 3.30% APY
The Motley Fool
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American Express® High Yield Savings Account Rates & Review 2026 | The Motley Fool
2 weeks ago - American Express High Yield Savings may not have the highest APY on our list, but it still offers a rate well above average and requires no minimum deposit to qualify for the highest APY². It's a good fit for those who want to save at a competitive ...
American Express
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How do I fund my account electronically?
Express National Bank. Member FDIC. Each depositor is insured to at least $250,000 per depositor, per insured bank, per ownership category. ... * The Annual Percentage Yield (APY) as advertised is accurate as of . Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened.
American Express
americanexpress.com › content › dam › amex › en-us › banking › personal-savings › Savings-Schedule.pdf pdf
AMERICAN EXPRESS NATIONAL BANK SAVINGS SCHEDULES
1 week ago - AMERICAN EXPRESS NATIONAL BANK · SAVINGS SCHEDULES · HIGH YIELD SAVINGS ACCOUNT (HYSA) CERTIFICATES OF DEPOSIT (CDs) Rev. January 5, 2026 · 2 · CONTENTS · High Yield Savings Account Schedule · 3 · This Agreement ........................................................................................3 ·
Carry
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Amex High Yield Savings Account Review 2025 - Carry
September 11, 2025 - If you’re looking for a better place to grow your savings, the American Express High Yield Savings Account is one option to consider. It offers a competitive APY, daily compounding interest, and no monthly fees.
American Express
americanexpress.com › en-us › banking › online-savings › faq › what-is-a-hysa-account
What Is A High Yield Savings Account | American Express® Savings
A High Yield Savings Account is a savings account with a variable interest rate typically higher than retail brick-and-mortar banks.
CNBC
cnbc.com › cnbc select › banking › best high-yield savings accounts from big banks in 2025
Best high-yield savings accounts from big banks in 2025
1 month ago - American Express is best known for its cards, but it offers a variety of financial services, including deposit accounts, CDs, personal loans and travel insurance. The American Express High Yield Savings Account is easy to use and stands out if you value 24/7 customer service with good reviews.
Wallethub
wallethub.com › savings-accounts › american-express-13000208i
American Express Savings & CDs: Reviews, Latest Offers, Q&A, Customer Service Info
Get answers to your questions about American Express Savings Accounts below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. ... Auto loans are not offered with the AMEX high yield savings account.
Forbes Advisor
forbes.com › advisor › banking › savings
American Express Savings Rates – Forbes Advisor
1 week ago - Not only is there no monthly ... few options: ... The Amex High Yield Savings account is designed to help you save, so you have fewer options for withdrawing money....