PayPal
paypal.com › us › digital-wallet › ways-to-pay › credit-services › paypal-credit
PayPal Credit: Your Reusable Credit Line | PayPal US
Pay with either the PayPal Credit ... that accept PayPal.1 · You can apply for a PayPal Credit account from the PayPal website or in the PayPal app....
TruTech Tools
trutechtools.com › home › get credit › how to buy with paypal credit
Buy now with PayPal Credit | Apply for 6 months financing
Shop with PayPal Credit's digital, reusable credit line anywhere PayPal is accepted and enjoy 6 months special financing on purchases of $99.00+. Just fill out a quick application, and get a credit decision in seconds.
Can I choose whether I get a PayPal Credit Card or a PayPal Credit digital account?
No. If approved, you’ll get either a PayPal Credit Card or a PayPal Credit digital line based on your credit history.
paypal.com
paypal.com › us › digital-wallet › ways-to-pay › credit-services
PayPal Cards and Credit Options | PayPal US
Can I choose whether I get a PayPal Credit Card or a PayPal Credit digital line?
No. If approved, you’ll get either a PayPal Credit Card or a PayPal Credit digital line based on your credit history.
paypal.com
paypal.com › us › digital-wallet › ways-to-pay › credit-services › paypal-credit
PayPal Credit: Your Reusable Credit Line | PayPal US
What is the difference between the PayPal Credit Card and the PayPal Credit digital line?
The PayPal Credit Card is a travel companion and so much more. Use it to pay over time on all qualifying travel purchases posted to your account by September 30, 2026, plus use it wherever Mastercard is accepted. When you check out with PayPal, use PayPal Credit Card to unlock special financing on all purchases of $149 or more.
If you aren’t approved for the PayPal Credit Card, you might still get a PayPal Credit digital line. This is a reusable, digital line of credit, with the same special financing offer when you check out with PayPal on purchases of $149 or more.
paypal.com
paypal.com › us › digital-wallet › ways-to-pay › credit-services › paypal-credit
PayPal Credit: Your Reusable Credit Line | PayPal US
Videos
Wikihow
wikihow.com › finance and business › managing your money › budgeting › managing and paying bills › how to use paypal credit (with pictures) - wikihow
How to Use PayPal Credit (with Pictures) - wikiHow
March 10, 2025 - Open the PayPal Credit application page. You'll do this in your web browser. ... Click Apply Now. It's a blue-and-white button near the top of the page. ... Log into PayPal. Type your PayPal email address into the text box in the middle of the ...
YouTube
youtube.com › watch
How to Apply for PayPal Credit Card - YouTube
👉 Learn how to find the PayPal credit card application formNeed a PayPal account sign up here: https://trufinancials.com/paypalClick “Show More” to see my F...
Published October 17, 2024
PayPal
paypal.com › ppcreditapply › da › us › lander
PayPal Credit
You need to enable JavaScript to run this app · If you accept cookies, we’ll use them to improve and customize your experience and enable our partners to show you personalized PayPal ads when you visit other sites. Manage cookies and learn more · Accept · Decline · Close
Vervehosting
cms.vervehosting.com › index.php › knowledgebase › 246 › How-to-apply-for-a-PayPal-credit-card-.html
How to apply for a PayPal credit card - Knowledgebase - Verve Hosting, Inc.
You can apply for either the PayPal Plus Credit Card or PayPal Buyer Credit.
PayPal
paypal.com › us › digital-wallet › ways-to-pay › credit-services
PayPal Cards and Credit Options | PayPal US
Earn 3% back on your PayPal purchases.1 And 1.5% back on everything else. Use it anywhere Mastercard is accepted. There’s no annual fee.3 And no impact to your credit score if you're declined.4 Add it to your phone’s wallet, and tap to pay. Apply for the Credit CardLearn About the Credit Card
PayPal
paypal.com › credit-application › paypal-credit-card › da › us › landing
PayPal Credit Card
You need to enable JavaScript to run this app · If you accept cookies, we’ll use them to improve and customize your experience and enable our partners to show you personalized PayPal ads when you visit other sites. Manage cookies and learn more · Accept · Decline · Close
Webzeto
webzeto.com › home › saas › how does paypal credit work
How Does PayPal Credit Work - Webzeto
July 24, 2025 - Once you’re logged in, go to the PayPal Credit section and click on “Apply Now.” The process is online and simple to follow. You’ll be asked to provide basic information. This includes your full name, date of birth, address, and the ...
eBay
pages.ebay.com › paypal-credit › ezp.html
PayPal Credit | eBay.com
Subject to credit approval. See terms below. Pay now or pay over time with PayPal Credit.
Hurom Canada
hurom.ca › pages › easy-payments-with-paypal-credit
Easy Payments with PayPal Credit | Hurom Canada
3. Once logged in to PayPal, select PayPal Credit at the bottom of the PayPal pop up. If you don't have PayPal Credit, fill out a quick application and get a credit decision in seconds.
CVP
cvp.com › support › page › paypalcredit
CVP.com - Support - PayPal Credit FAQs
Fixed interest from 14.9% applies for the length of the instalment plan. Apply online at checkout. It’s easy and instant. Select Instalments at checkout and apply with just a few simple steps.
Reddit
reddit.com › r/paypal › how can i apply for paypal credit?
r/paypal on Reddit: How can I apply for paypal credit?
July 2, 2023 -
Message: Sorry, we can't offer you PayPal Credit right now
But you can still use your account with PayPal to shop, pay, and more.
Top answer 1 of 2
1
Abbreviations used in r/PayPal : NAD - Not as described. SNAD - Significantly not as described. INR - Item Not Received. UAT - Unauthorized transaction. OP - Original poster of the message. F&F - Friends and Family (no protection at all.) G&S - Goods and/or Services (has seller/buyer protection.) Posts about PayPal's policies will be removed. No more complaining about PayPal policy and their taking funds from your account for violations of rules. If you don't like the rules don't use PayPal. If you don't want to lose money, don't leave funds in your PayPal account. Simple as that. But these posts are often political or misleading. So no more posts on this subject! Thank you for submitting to r/PayPal , please make sure you have read the FAQ . If your account was created when you were younger than 18, then that is covered in the FAQ! Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
2 of 2
1
Well you need to be 18 and have an established credit file, no black marks - and show decent salary , credit file cross checked vs SSN and annual tax return
PayPal Newsroom
newsroom.paypal-corp.com › 2025-06-03-PayPal-Enhances-Popular-Online-Credit-Offering-with-New-Physical-Card-for-In-Store-Use
Press Release: PayPal Enhances Popular Online Credit Offering with New Physical Card for In-Store Use - Jun 3, 2025
"Bringing together Mastercard's global acceptance network with PayPal's trusted digital platform, this new offering extends PayPal Credit with a physical card that empowers cardholders to shop seamlessly and confidently everywhere—whether they're booking summer travel or making everyday purchases." This new offering joins the PayPal Cashback Mastercard® as another physical option to use both online and in stores and can be added to mobile wallets for fast and easy tap-to-pay. Plus, customers looking for flexibility at checkout can also apply for a PayPal Buy Now Pay Later loan which lets them break purchases into smaller payments over weeks or months.
PaymentCloud
paymentcloudinc.com › blog › ecommerce › what is paypal credit? pros, cons, fees, & alternatives
How to Use PayPal Credit | A Guide for Merchants
January 23, 2025 - PayPal doesn’t offer too much information regarding its credit requirements. However, applicants should have a credit score of around 700. If a user already has a PayPal account, they may be eligible for PayPal Credit prequalification.
PayPal Community
paypal-community.com › t5 › Products-Services-Archives › How-do-I-apply-for-PayPal-credit-online › td-p › 3040458
How do I apply for PayPal credit online? - PayPal Community
Looking at your countries user agreement I can see you have the pay in 4 option but can't see paypal credit. Advice is voluntary. Kudos / Solution appreciated. ... It happens. Hit the "Login to Ask the community" button to create a question for the PayPal community.
Workstand
workstand.com › help › paypal-credit
Financing with PayPal Credit
PayPal Credit is ONLY available to users in the United States and has not been implemented for Canada. ... As the retailer, it won't make an impact on how you get paid, or the amount you get paid for the order. You'll receive your payout from PayPal on the same regular schedule. ... The PayPal modal will provide your customers with financing options and payment terms. If they apply and are approved by PayPal, your customers will get financing for their order directly within the PayPal modal.
DD Bird
myddbird.com › paypal-credit
PayPal Credit — DD Bird
PayPal Credit delivers the same trust, security, and flexibility that you get from PayPal. Click here to apply for PayPal Credit and view the Terms and Conditions.
Reddit
reddit.com › r/credit › just tried applying for paypal credit like 2-4 times in a row, how fucked am i?
r/CRedit on Reddit: Just tried applying for Paypal Credit like 2-4 times in a row, How Fucked Am I?
December 4, 2024 -
Hey. So, I've been trying to find a buy-now-pay-later service for some gifts I want to get someone. I've got like a mid-fair credit score. My only history was one of those pay over time things I signed up for on amazon, which I did well on right up until I lost my card and was forced to cancel, and wasn't able to get it replaced until after I'd missed a payment. I immediately paid off the rest of the outstanding balance, which at that point was a month or so. Outside of that I have literally nothing.
My credit report doesn't show anything all that bad, but every pay-over-time service from affirm to eBay's little thing keep denying me. I just saw Paypal's Credit option and tried to apply for it. Was instantly rejected after putting everything in and hitting the application. I realized I didn't factor in the money I was getting for uni, and tried again. Application was denied again. Did this one more time just to be sure.
Anyways I just realized that these were hard credit checks and now I'm worried I may have fucked myself. Its been about an hour and I haven't gotten any notice yet of a credit check yet, but I'm not sure how long it takes for Experian to get these things. How bad is this going to be?
Top answer 1 of 4
3
Stop applying. The definition of madness is doing the same thing over and over again and expecting a different result. The worst thing you can do at this point is keep taking on more unnecessary hard inquiries. What's done is done now - you just don't want to make things even worse by continuing to apply.
2 of 4
3
First of all, why would you keep applying for the same card after you were denied once? Don't ever do that again. It accomplishes nothing. If you're denied, you're denied. Applying repeatedly won't change the result. In general, you should be prudent before you apply for any new credit and wherever possible try to get pre-qualified or pre-approved first. I realize that's not always possible. But, wherever possible to do that, it's preferable, as it gives you a way to gauge your odds of approval before you take the hard inquiry hit. In general hard inquiries make up about 10% of your FICO. So, not a huge factor like payment history or credit utilization. However, a whole bunch of them can start to impact your score. If these do end up counting as 3 separate hard inquiries - I have no idea if they will - but if they do, and you have other recent hard inquiries, you may want to lay off applying for credit for awhile. If pay-in-4 entities like Affirm or ZIP are denying you, you've likely got some clean-up to do with regard to your credit file. Focus on that clean-up first before applying for any new credit. Go buy something off HSN or QVC. As long as you don't apply for their credit cards - and you just agree to pay in 4 or 5 installments, they shouldn't be performing a hard inquiry for that.
Reddit
reddit.com › r/credit › paypal credit, too good to be true?
r/CRedit on Reddit: Paypal Credit, too good to be true?
April 13, 2024 -
I'm curious about PayPal credit's 6 months 0% APR offer and haven't been able to find out if paying off a purchase within those 6 months hurts you at all? This seems too good to be true, just for background I have 3 CCs and have never kept a balance on those cards l, I just pay everything off in full every month. But I'm about to buy something around 1k and having 0 interest deferred payment for this purchase would be great for me right now. I just don't want to hurt my credit by jumping into this because I have a high 700s credit score. Is this a great program for responsible people that pay it in full in 6 months, or just a trap? I'd plan to pay it in full in 5 months just to be safe.
Top answer 1 of 17
6
I have used PayPal credit card for the last 3+ years I’ve used it for random big purchases that I want to breakdown into smaller payments like a flight and hotel to Europe paid for via PayPal also the activities while there. No issues at all as long as you pay everything within the 6 months agreement. Doesn’t hurt the credit score I’ve had 800+ the whole time. Hope this eases your concern.
2 of 17
4
The 0% offers are basically the one reason to use Paypal Credit Does not impact score outside of normal utilization % stuff, just remember that all interest gets retroactively charged if you miss a payment, or if you don't pay it 100% off before the offer period ends. Minimum payments are usually going to be considerably smaller than what you'd need to pay down a large purchase in 6 months - basically anything over $150 or so, you'll want to be paying more than the minimum. Don't have to, but you ought to.