Edward Jones
edwardjones.com › us-en › market-news-insights › stock-market-news › current-rates
CD, Bond & Interest Rates | Edward Jones Page
December 2, 2025 - Rates for Cash Interest are determined by Edward Jones and are influenced by many factors including Federal Reserve Board policy as well as other market conditions. Edward Jones is not a bank or FDIC-insured institution and deposit insurance ...
Edward Jones
edwardjones.com › sites › default › files › acquiadam › 2023-06 › LGL-8666-A.pdf pdf
Edward Jones Insured Bank Deposit Program
Section A1. Money market funds are not FDIC insured, are · not deposits and may lose value. The rate of return for the · Edward Jones Money Market Fund is different than the interest
Money Market Fund Option at Edward Jones?
The best thing for you to do would be to leave Edward Jones. They are garbage. More on reddit.com
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October 1, 2023Is Edward jones as bad as they say?
They nickel and dime you: https://www.edwardjones.com/sites/default/files/acquiadam/2022-12/ira-schedule-of-fees.pdf E.g., just to have an IRA with them costs you $75 / year. They also charge you 2% load on dividend reinvestment of a stock. Plus when you try to leave they smack a $100 termination fee on you. To put this into perspective, at one of the “big 3” low cost brokers (Schwab, Fidelity, Vanguard) (and many others), these services are free. And EJ does absolutely nothing to warrant this price differentiation. Plus there are the indirect shitty aspects of EJ, such as pushy salespeople looking for commissions on subpar product, and terrible expense ratios on nearly all funds they offer (last I checked, which was about 6-8 years ago) on their IRA’s. More on reddit.com
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July 10, 2023Is fidelity CMA actually fdic insured?
It depends on your core position choice. The default is FDIC insured. More on reddit.com
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December 18, 2023Is my work simple IRA fdic insured?
But I got to thinking that If the stock market would crash today- would I lose it all?!
If the stock market goes to zero, we’re all dead.
It can certainly crash and you can lose half or more of the value though.
know stocks etc are not insured but what about the other accounts?
What other accounts?
I’ll be 59
You should be in an age appropriate asset allocation so it’s less of a concern.
More on reddit.com 5
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November 19, 2023How do Edward Jones CD rates compare to traditional banks?
Some Edward Jones CD rates are higher than the top traditional CD rates from the best online banks and credit unions out there right now — but unlike traditional CDs, Edward Jones' brokered CDs do not compound interest.
businessinsider.com
businessinsider.com › personal finance › banking › certificates of deposit › edward jones cd rates: pros, cons, and current rates
Edward Jones CD Rates: Pros, Cons, and Current Rates
Is there a minimum investment for Edward Jones CDs?
Edward Jones CDs have a $1,000 minimum opening deposit.
businessinsider.com
businessinsider.com › personal finance › banking › certificates of deposit › edward jones cd rates: pros, cons, and current rates
Edward Jones CD Rates: Pros, Cons, and Current Rates
How can I invest in CDs through Edward Jones?
Investing in Edward Jones CDs requires either a bank account or brokerage account with the company. The cash in your brokerage account is held in a money market account. The company will deposit the interest your CD earns into your bank or money market market account.
businessinsider.com
businessinsider.com › personal finance › banking › certificates of deposit › edward jones cd rates: pros, cons, and current rates
Edward Jones CD Rates: Pros, Cons, and Current Rates
Edward Jones
edwardjones.com › us-en › investment-services › account-options › banking-borrowing-solutions › insured-bank-deposit
Insured Bank Deposit Program | Edward Jones
In contrast, money market mutual ... Insured Bank Deposit program, non-deposit investments held by your broker-dealer are NOT FDIC-INSURED / NOT BANK GUARANTEED / MAY LOSE VALUE....
Edward Jones
edwardjones.com › us-en › disclosures › account-features-service-terms › saving-spending-borrowing › insured-bank-deposit
Insured bank deposit disclosures | Edward Jones
The Edward Jones Insured Bank Deposit program ("Program") is an interest-bearing savings solution that includes Federal Deposit Insurance Corporation ("FDIC") protection. This program offers a competitive interest rate and up to $5 million of ...
Edward Jones
edwardjones.com › sites › default › files › acquiadam › 2021-03 › insured-bank-deposit-program-disclosure-long.pdf pdf
insured-bank-deposit-program-disclosure- ...
FDIC insurance. Effective May 14, 2021, amounts in excess of the Bank Program · Limit will be removed from the Insured Bank Deposit Program and · invested into the Edward Jones Money Market Fund.
Business Insider
businessinsider.com › personal finance › banking › certificates of deposit › edward jones cd rates: pros, cons, and current rates
Edward Jones CD Rates: Pros, Cons, and Current Rates
May 27, 2025 - Investing in Edward Jones CDs requires either a bank account or brokerage account with the company. The cash in your brokerage account is held in a money market account.
Edward Jones
edwardjones.com › us-en › disclosures › account-protection-privacy › account-protection-sipc
Account protection and SIPC | Edward Jones
Market losses are not covered by SIPC or the additional protection. The aggregate protection limit for all claims is $900 million. For more information about the SIPC, visit www.sipc.org or call (202) 371-8300.
Investopedia
investopedia.com › edward-jones-cd-rates-7486072
Edward Jones CD Rates: January 2026
2 days ago - Once you create an account, you ... have at least $1,000 available for a minimum deposit. Yes, CDs opened through Edward Jones are backed by FDIC deposit insurance....
SEC.gov
sec.gov › Archives › edgar › data › 314650 › 000131814805000178 › jonesform.htm
EDWARD JONES MONEY MARKET FUND
The Fund will not invest in instruments ... (as of the date of their most recently published financial statements); or (b) the principal amount of the instrument is insured in full by the FDIC....
Davivienda
davida.davivienda.com › basic › are-edward-jones-money-market-accounts-fdic-insured.html
Are Edward Jones Money Market Accounts Fdic-insured - Life Insurance Quotes
August 15, 2023 - Web as a brokerage firm, edward jones is not fdic insured like banks and credit unions. Web fdic insurance does not cover losses in market value. April 12, 2023 fdic insurance covers traditional.
Investopedia
investopedia.com › best-money-market-accounts-5096917
Best Money Market Account Rates for January 2026: Up to 4.10%
2 days ago - Offers virtually risk-free earnings: You cannot lose money on a money market account, and if you open it at an FDIC-insured bank or NCUA-insured credit union, your deposits are federally insured in the unlikely scenario that the institution fails.
SEC.gov
sec.gov › Archives › edgar › data › 314650 › 000031465001000002 › 0000314650-01-000002-0001.htm
Edward Jones Money Market Fund 485BPOS 4/6/01
The Fund will not invest in instruments ... (as of the date of their most recently published financial statements); or (b) the principal amount of the instrument is insured in full by the FDIC or FSLIC....
Edward Jones
edwardjones.com › us-en › disclosures › investing-terms-recurring-disclosures › uninvested-cash
Uninvested cash disclosure | Edward Jones
The cash in Customer Reserve Accounts ... to obtain securities issued or guaranteed by the United States. Edward Jones is not a bank or FDIC-insured institution and deposit insurance only covers the failure of an insured ...
Edward Jones
edwardjones.com › sites › default › files › acquiadam › 2020-11 › edward-jones-money-market-fund-prospectus.pdf pdf
Money Market Fund Prospectus June 29, 2020 INVESTMENT SHARES (TICKER JNSXX)
paper will apply to all funds held within your Edward Jones account, including the Fund. Not FDIC Insured + May Lose Value + No Bank Guarantee · CONTENTS · Fund Summary Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
SmartAsset
smartasset.com › home › top financial advisors - us › missouri › edward jones review
Edward Jones Review | SmartAsset.com
For instance, the Guided Solutions Flex Account has a minimum of $25,000. Meanwhile, there is no minimum asset requirements for the firm's Point in Time Financial Planning Service, which includes at least one consultation with a financial advisor and the creation of a personalized financial plan. As a full-service firm, Edward Jones has a wide variety of options when it comes to accounts.
Address 63131, 12555 Manchester Road, St. Louis, MO 63131
Reddit
reddit.com › r/investing › money market fund option at edward jones?
r/investing on Reddit: Money Market Fund Option at Edward Jones?
October 1, 2023 -
Recently looked into a Money Market Fund with Edward Jones.
Is this a good investment option and/or institution for 100-150k?
I am looking for low risk (almost 0)
Fairly liquid (a few days to withdraw with no penalties
Decent return. I was told by them 4.5% return after they take their fee.
Is there is better option with the above 3 criteria?
(Posting in several areas to get opinions)
EDIT: Going with Vanguards VMFXX.
Top answer 1 of 9
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The best thing for you to do would be to leave Edward Jones. They are garbage.
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EJ is terrible. You're essentially giving someone a huge fee to put money in a savings account. Open a free account at Schwab. Buy shares money market fund SWVXX paying 5.24%. Sell when needed. Pay no fees. Edit: Schwab even has branches if you're near a major city. I'm sure someone at a branch would be happy to help you do this for free.
Investopedia
investopedia.com › terms › m › moneymarketaccount.asp
Money Market Account: How It Works and How It Differs From Other Bank Accounts
November 24, 2003 - Money market fund return rates tend to be higher than those of MMAs, but their biggest drawback is that they aren’t FDIC- or NCUA-insured.
CA
ncsd.ca.gov › wp-content › uploads › 2014 › 03 › added-attachment-D3.pdf pdf
investment profile
The Nipomo Community Services District’s mission is to provide its customers with reliable, quality, and cost-effective services now and in the future.
Federatedinvestors
federatedinvestors.com › teamsite-file-server › archive › daf › pdf › 8062810AC.pdf pdf
Tax-Free Money Market Fund (IV-Jones) - Prospectus
Guided by our conviction that responsible investing is the best way to create wealth over the long term, Federated Hermes offers investment solutions across a range of asset classes.
Edward Jones
edwardjones.com › us-en › disclosures › account-features-service-terms › saving-spending-borrowing › money-market-accounts › prospectuses-official-statements-pricing
Edward Jones money market prospectus information, reports and portfolio of holdings
An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor has no legal obligation to provide financial support to the Fund, and you should not expect ...