Bank of America
info.bankofamerica.com › en › student-banking › banking-accounts
Bank Account Options for Kids, Teens, Students & Young Adults | Bank of America
Mobile Banking8 access as early as six years old with restrictions on money movement. No direct deposit or Zelle®5 — only the parent can deposit or transfer money9 into the account.
Reddit
reddit.com › r/banking › i am 17 and i want a bank account with no connection to my parents.
r/Banking on Reddit: I am 17 and I want a bank account with no connection to my parents.
June 13, 2025 -
I do not want to have to sponsor my parents. I want this account to be mine alone without them knowing. Can someone walk me through the steps and does it have to be in person?
Does Bank of America allow me to receive money from jobs? I currently have an account with wells fargo that my parents manage as well
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If you are in the US, you have to wait until you are 18.
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Select one or more banks or credit unions with branches local to you so that you can meet with someone in person when necessary. Ask what they offer. Many have accounts of varying types for minors. Looks like Bank Of America offers sole owner accounts at 16: https://info.bankofamerica.com/en/student-banking/banking-accounts Well Fargo at 17: https://www.wellsfargo.com/savings-cds/kids/ How to open a Way2Save Savings account: Teens 13 – 17 can open as an individual or with an adult co-owner with Local credit unions probably have options too.
I am 17 and I want a bank account with no connection to my parents.
If you are in the US, you have to wait until you are 18. More on reddit.com
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June 13, 2025How do I make a bank account without my parent's permission
You may find this section of the PF wiki helpful. More on reddit.com
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April 13, 2023Bank account for a teen without parents knowing?
Don't listen to all these people saying you can't open an account by yourself. They are wrong. I am a teller at Bank of America (I'm not paid to market, this is my personal advice. The other big banks probably have similar programs). You can walk into any Bank of America and as long as you have $25, a valid government ID (driver's license, passport, state ID) and a second form of ID (a student ID, social security card, or your other debit card) you can open specifically and only an Advantage SafeBalance Banking account as a sole-owner and without parental consent. With a student ID you will get a waiver of the monthly maintenance fee until your turn 24, and the account has no overdraft fees or check writing capabilities to prevent young student from getting themselves in trouble. More on reddit.com
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March 15, 2020Can you open a bank account if you're a minor and you're mom doesn't approve of it?
If he trusts one of his siblings they may can open an account with him. More on reddit.com
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January 29, 2024Are there additional restrictions for my child on the SafeBalance for Family Banking account?
Yes. Parents can set controls on spending categories, spending and withdrawal limits. If your child misplaces their debit card, parents can also temporarily lock their child's debit card and unlock it if they find it again.
Additionally, this account has other restrictions and protections to help parents guide their child as they begin using their first bank account.
Your child is restricted from:
- Depositing cash or paper checks – As the owner of the account, only the parent can deposit money.
- Transferring money out of the account – this includes wires5, ACH transactions, transfers to another bank5 and Bill Pay.
- Use of payment apps – Child is unable to send or receive money through payment apps such as Venmo, Paypal or CashApp.
info.bankofamerica.com
info.bankofamerica.com › en › student-banking › banking-accounts
Bank Account Options for Kids, Teens, Students & Young Adults | ...
Is the SafeBalance for Family Banking account limited to one parent and one child?
Yes, SafeBalance for Family Banking allows for one parent owner and one child on an account. If you have additional children, each child requires a separate application and separate account.
info.bankofamerica.com
info.bankofamerica.com › en › student-banking › banking-accounts
Bank Account Options for Kids, Teens, Students & Young Adults | ...
Can a parent or legal guardian get their own debit card for a MONEY Teen Checking account?
A parent or legal guardian can request a new debit card for their teen on the account; however, parents and legal guardians cannot get a debit card with their own name on it.
capitalone.com
capitalone.com › bank › money teen checking account
MONEY Teen Checking Account with Debit Card | Capital One
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Chase
chase.com › education center › personal banking › banking basics
Can a Teenager Have a Bank Account? | Chase
June 9, 2022 - Can a teenager have a bank account? Typically, yes but learn more about the process and benefits related to opening a bank account for a teenager.
Wells Fargo
wellsfargo.com › savings-cds › kids
Student and Kids Savings Account | Wells Fargo
Can a minor open a savings account without a parent? Minors 13 years or older can open a savings account individually or with an adult co-owner. Minors under 13 must have an adult co-owner. Minors under 18 must open an account at a Wells Fargo branch. Find a convenient Wells Fargo location.
Chase
personal.chase.com › personal › first-banking
Chase First Banking: Debit Card for Kids and Teens | Chase.com
To promote parental controls and guardrails, only the parent/guardian who opened the account can fund or manage it. You can open a Chase First Checking account for your child who is 6 - 17 years old. Once your child turns 18, we recommend they open their own account.
Forbes Advisor
forbes.com › advisor › banking › checking › best-teen-checking-accounts
Best Teen Checking Accounts – Forbes Advisor
5 days ago - To open a Chase First Banking℠ account, a parent or legal guardian needs to have their own Chase account. ... The minimum age to open a teen checking account varies by institution. Some accounts are strictly for teens, while others allow younger children to be co-owners. Generally, a parent or legal guardian who is over 18 needs to be a co-owner of the account.
PNC
pnc.com › insights › personal-finance › spend › how-old-to-open-a-bank-account.html
How Old Do You Have to Be to Open a Bank Account? | PNC Insights
While it may not be possible to open a bank account while under 18 without a parent or guardian, there are options that allow children and teens to access the banking experience.
Get Schooled
getschooled.com › article › 5967-how-to-open-a-bank-account-as-a-teen
How to Open a Bank Account as a Teen | Get Schooled
December 9, 2025 - This means that you won’t need a parent or guardian’s signature to open and control the account. Be sure to ask your bank if they offer this option if it's something you're interested in. Once you’re approved, you’ll need to deposit some money into the account to open it.
U.S. Bank
usbank.com › bank-accounts › how-to-open-a-bank-account-for-a-minor.html
How to open a bank account for a minor | U.S. Bank
December 4, 2025 - You are required to be an authorized transactor on the U.S. Bank account, be at least 18 years of age, and be enrolled in online banking. Your U.S. Bank checking account(s) must be the preferred funding source for your Greenlight account for the entirety of the partnership.
Capital One
capitalone.com › bank › money teen checking account
MONEY Teen Checking Account with Debit Card | Capital One
Open a Capital One kid or teen checking account with zero fees and a kids debit card, empowering your teen to manage money confidently.
Huntington Bank
huntington.com › home page › personal › checking › teen
Teen Banking: Checking Account & Debit Card for Teens | Huntington Bank
You and your teen can continue to use your Teen Banking account after they turn 18. Some limits and restrictions may be lifted from Zelle® and your digital wallet. ... Even though the debit card will be printed in your teen's name, the adult ...
Citizens Bank
citizensbank.com › financial education › is your teen ready for a bank account? here's what to know
Is Your Teen Ready for a Bank Account? Here's What to Know | Citizens
It's a question many parents, and teens entering their working years, ask themselves. While most banks require you to be 18 to open an account independently, some offer options for younger teens with a parent or guardian.
SoFi
sofi.com › learn › content › age-to-open-bank-account
How Old Do You Have to Be to Open a Bank Account? | SoFi
September 23, 2025 - Usually, you must be 18, or the age of majority in your state, to open a bank account without a parent or guardian. But there are ways in which a minor can open a bank account and have his or her name on it.
Caminofcu
caminofcu.org › home › auto loans › how old do you have to be to open a bank account in california?
How Old Do You Have to Be to Open a Bank Account in California? | Blog | Camino Federal Credit Union
August 5, 2025 - So, how old do you have to be to open up a bank account in California? You can open up a bank account as young as 13, but you typically have to be at least 18 years old to open an account on your own without a parent or guardian.
CNBC
cnbc.com › cnbc select › banking › the 5 best savings accounts for kids and teens in 2026
The 5 best savings accounts for kids and teens in 2026
3 weeks ago - While it differs slightly by state, typically, you must be at least 18 years old to open a bank account on your own. A parent or guardian can open a custodial account in a child's name at any time, however.
Quora
quora.com › How-can-someone-start-a-bank-account-at-the-age-of-16-without-the-need-of-parents-help
How can someone start a bank account at the age of 16 without the need of parents’ help? - Quora
Answer (1 of 5): There is a few banks in the US that allow minors to open them without a parent especially for 16 and 17-year-olds. It will still take a ID of some sort to get it done possibly a school ID and a letter from the school notarized ...
NerdWallet
nerdwallet.com › banking › learn › buzzy-banking-apps-for-kids-and-teens
10 Best Banking Apps and Debit Cards for Kids and Teens - NerdWallet
February 3, 2021 - App access for kids, teens and parents: Mobile banking, or app-based banking, is a common way to view balances and manage accounts. Some apps have a minimum age of 6 or 13, though some allow for any age, with a parent required for anyone under 18.
Yahoo! Finance
finance.yahoo.com › personal finance › banking
How to open a bank account if you're under 18
October 7, 2024 - In most states, that age is 18, but there are some exceptions. In Alabama and Nebraska, for instance, the age of majority is 19. And in Mississippi, it’s 21. This means in certain states, you may have to be older than 18 to open a bank account without a parent or guardian.
Wells Fargo
wellsfargo.com › checking › student
Student and Teen Checking | Wells Fargo
Our teen checking account, Clear Access Banking, can be opened as an individual account for older teens (17 years old and up) or as a joint account with a parent or guardian for teens ages 13-16. Can a minor open a checking account without an adult co-owner?
Truist
truist.com › checking › student-checking
Student Checking with the Truist One Checking Account | Truist
Looking for a student checking account? Truist One Checking waives the monthly maintenance fee for students under age 25.