Depends on how much you spend annually.... Creditcards.com card match tool. Chase Sapphire Preferred Chase freedom flex Sofi 2% Wells Fargo 2% Discover it. Again... It's all depends on where you spend your money. Answer from Comprehensive_Fuel43 on reddit.com
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Reddit
reddit.com › r/povertyfinance › good credit cards for 700 credit score?
r/povertyfinance on Reddit: good credit cards for 700 credit score?
May 23, 2022 -

Just looking into decent credit cards for plane miles and or cashback.

Any ideas?

note: I pay off my CC bills every month, just looking for a better CC for plane miles or cashback.

thanks!

-u/refund-me

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Bankrate
bankrate.com › credit cards › rewards
What Credit Cards Can You Get With a 700 Score? | Bankrate
January 25, 2024 - FICO credit scores, the industry standard for determining credit risk, range from 300 to 850 — with 670 to 739 considered a good score, 740 to 799 is very good and 800 to 850 is exceptional. A 700 score puts you in the middle of the good range but still slightly below the ... average credit card interest rate.
Discussions

Best HIGH CL Cards for low to mid 700s? Best sign ... - myFICO® Forums - 6654725
Best HIGH CL Cards for low to mid 700s? Best sign ... ... Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. ... Browse credit cards from a variety of issuers to see if there's a better card for you. ... What credit cards do you recommend for someone with a score ... More on ficoforums.myfico.com
🌐 ficoforums.myfico.com
March 10, 2023
good credit cards for 700 credit score?
Depends on how much you spend annually.... Creditcards.com card match tool. Chase Sapphire Preferred Chase freedom flex Sofi 2% Wells Fargo 2% Discover it. Again... It's all depends on where you spend your money. More on reddit.com
🌐 r/povertyfinance
38
11
May 23, 2022
Credit in the 700s, never had a 'real' credit card before. Much spent on dining and entertainment. Would love your advice!
Savor One would fit this with its 3% cashback on grocery, dining, and entertainment, plus discounts on travel booked through the Capital One portal. A flat 2% cashback card with purchase protection is good too -- like the Fidelity card, Wells Fargo Active Cash, or FNBO Evergreen. If you're new to credit though Capital One has a great preapproval tool to see if you'd qualify for their Savor One card before applying. More on reddit.com
🌐 r/CreditCards
9
1
January 11, 2024
easiest card to gain approval for with around 700 scores?
I would try for like a chase freedom unlimited or capital one savorone. Both Chase and Capital one have preapporval tools. More on reddit.com
🌐 r/CreditCards
9
1
July 12, 2023
People also ask

How much can I borrow with a 700 credit score?
Lenders make decisions on several factors, and credit score is only one of them, so it's impossible to say how much you could borrow.Lenders want to know your income, how much debt you already have, details of your credit history and more.Learn more about:
  • Qualifying for a personal loan.
  • How much mortgage you can borrow.
  • Getting a car loan.
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nerdwallet.com
nerdwallet.com › back to nerdwallet homepage › finance › 700 credit score: is it good or bad?
700 Credit Score: Is It Good or Bad? How to Build Higher - NerdWallet
How do I get my score above 700?
In general, follow the basic "recipe" for managing your credit: Pay the most attention to paying every bill on time and using 30% or less of your credit limits. Those two factors have the biggest effect on your score.You can also try some strategies to improve your credit fast:
  • Pay credit cards before the billing cycle ends, or make several smaller payments throughout the billing cycle.
  • Ask for higher credit limits.
  • Check your reports at all three credit bureaus regularly to watch for mistakes that may be holding your score down. Dispute any errors you find.
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nerdwallet.com
nerdwallet.com › back to nerdwallet homepage › finance › 700 credit score: is it good or bad?
700 Credit Score: Is It Good or Bad? How to Build Higher - NerdWallet
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Credit Karma
creditkarma.com › credit-cards › good-credit
Best Credit Cards for Good Credit for January 2026
2 weeks ago - Credit card issuers rarely indicate which credit scores are most likely to qualify for which cards. To help your search, we picked our best credit cards for good credit by identifying cards that make it clear they’re available to people who fall within that score band.
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Mastercard
mastercard.com › us › en › personal › find-a-card › credit-card › credit-type › fair-credit.html
Credit Cards for Fair Credit - Mastercard
Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you ... A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product. ... A guaranteed $700 credit limit to help get your financial goals on track, if approved.
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WalletHub
wallethub.com › popular credit card questions
Best Credit Cards for a 700 Credit Score 2026
1 month ago - The best credit card for a 700 credit score is the Chase Sapphire Preferred card because it offers 1 - 5 points per $1 spent on purchases though it has a $95 annual fee. Cardholders also get an initial bonus of 75,000 points for spending $5,000 ...
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Thrifty Traveler
thriftytraveler.com › news › credit-card › capital-one-venture-x-limited-time-offer
Big Bonus: Earn 75K Miles With the Capital One Venture X!
1 day ago - You generally won't be approved for a new Capital One card if you’ve opened or been approved for another one in the past six months. While Capital One doesn’t publish firm credit score requirements, most successful applicants have a strong ...
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myFICO
ficoforums.myfico.com › t5 › Credit-Cards › Best-HIGH-CL-Cards-for-low-to-mid-700s-Best-sign-up-rewards › td-p › 6654725
Best HIGH CL Cards for low to mid 700s? Best sign ... - myFICO® Forums - 6654725
March 10, 2023 - Best HIGH CL Cards for low to mid 700s? Best sign ... ... Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. ... Browse credit cards from a variety of issuers to see if there's a better card for you. ... What credit cards do you recommend for someone with a score in the 700s that has a high minimum credit limit and/or a good sign on bonus?
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › finance › 700 credit score: is it good or bad?
700 Credit Score: Is It Good or Bad? How to Build Higher - NerdWallet
1 month ago - You likely already practice good credit habits to earn your 700 score, but there are ways to take it higher. An excellent score — or one that falls in the "exceptional" band for FICO and "superprime" for VantageScore — can get you the best rates. The good news is that it doesn’t take much to improve your credit when you're already in the good range. ... A single late payment can be devastating to your score. Consider setting up autopay on your credit cards and other bills to avoid the risk of a late payment.
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Experian
experian.com › blogs › ask-experian › credit-education › score-basics › 700-credit-score
700 Credit Score: Is it Good or Bad? - Experian
Consumers with a 700 FICO® Score have an average of 4.7 credit card accounts. Seek a solid credit mix. No one should take on debt they don’t need, but prudent borrowing—in the form of revolving credit and installment loans—can promote good credit scores.
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CreditCards.com
creditcards.com
Credit cards: Find the Right Card For You at Creditcards.com
Just type in a few details and we'll calculate how long it'll take to pay off your card, or how much a balance transfer could help you save. Discover savings now ... Our rating:4.1More informationClose Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research.
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Reddit
reddit.com › r › CreditCards
Credit Cards
October 28, 2025 - Both cards offer: Rental car insurance, trip delay protection, no foreign transaction fees. Many transfer partners — UA and Hyatt are solid options ... $10/month DoorDash credit (can't be used at restaurants, but works at convenience stores ...
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U.S. Bank
usbank.com › credit-cards.html
Credit Cards | Apply and Compare Credit Card Offers | U.S. Bank
November 7, 2025 - A credit card allows you to borrow money, with the intention you’ll pay back the lender (your bank) later on. While it sounds simple, credit can get complex. A credit score of 700 or above is considered good. Credit scores range from 300 to 850 – the higher, the better.
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Rates
rates.fm › homepage › cards › credit score of 700: is it good or bad?
700 Credit Score: All What You Need to Know | Rates
February 24, 2025 - Next, let’s examine what it takes to qualify for a rewards credit card or low-interest rate loan. To officially enter the “good” credit rating category, a credit score of 700 is the baseline. While it’s slightly below the average needed for the best offers, it still positions you for ...
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MoneySavingExpert
moneysavingexpert.com › home › credit cards
Balance transfer credit cards: Up to 38 months 0% - MSE
If you're paying interest, see if you can transfer your debt to a 0% deal. See Martin Lewis' picks to discover the best balance transfer credit cards.
Published   September 10, 2018
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CNBC
cnbc.com › cnbc select › resources › is 700 considered a good credit score? here's how it compares to the average american's credit score
Is 700 considered a good credit score? Here's how it compares to the average American's credit score
June 24, 2025 - Select ranked the Capital One Venture Rewards Credit Card as the best travel rewards credit card for those with good credit since cardholders can earn 2X Capital One miles per dollar for every purchase.
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American Express
americanexpress.com › credit intel › credit score
Is 700 a Good Credit Score?
June 16, 2025 - In Q3 of 2024, the average FICO ... the low 700s range, it’s somewhere around the U.S. average. Take note that VantageScore® uses different credit score ranges:4 ... By checking your credit score, lenders – such as credit card issuers, landlords, banks, and other relevant financial institutions – can determine whether you qualify for new credit ...
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Indigo Card
indigocard.com
Indigo - Home | Indigo
There is no impact to your credit score if you are not approved.* Applying is easy - and it’s faster than a cheetah in new sneakers. You’re unique and your credit card should be too. With the Indigo Mastercard, you can build credit while creating the life you’ve always dreamed of.
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InCharge Debt Solutions
incharge.org › home › incharge blog › 700 credit score – join the club
700 Credit Score Club | How to Increase Your Credit Score to 700
May 1, 2025 - FICO scores range from 300 to 850, with 850 being the best possible score. FICO says scores above 800 are “exceptional” but only one in five consumers reach that level. Don’t worry if you can’t count yourself among those with an “exceptional” score. There are ways to improve your score, and you can still benefit from a score of 700. Having a credit score above 700 qualifies you for many financial benefits. Like lower interest rates on loans or better credit card ...
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MSN
msn.com › en-us › money › other › best-credit-cards-for-bad-credit-easy-approval › vi-AA1PNR1N
Best Credit Cards For Bad Credit | Easy Approval 💳
November 4, 2025 - MSN Money is your source for the latest stock market quotes, business, economic & financial news, as well as premium research tools to empower your investing journey
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FinanceBuzz
financebuzz.com › credit cards › cash back credit cards › best credit cards for a 700 credit score [2025]: maximize your rewards
Best Credit Cards for a 700 Credit Score [2025]: Maximize Your Rewards | FinanceBuzz
November 6, 2025 - If so, you might qualify for the Wells Fargo Active Cash® Card, a top contender for best credit cards for a 700 credit score thanks to $0 annual fee and the chance to earn unlimited 2% cash rewards on purchases