CNBC
cnbc.com › cnbc select › banking › best debit cards for kids 2026
Best debit cards for kids 2026
6 days ago - The Capital One MONEY Teen Checking account is available to anyone over the age of eight (not just teens). There's no monthly fees, and your balance will earn interest. Parents or guardians can utilize parental control features, such as setting ...
Reddit
reddit.com › r/personalfinance › best debit card for teenager (us)
r/personalfinance on Reddit: Best debit card for teenager (US)
November 14, 2025 -
I'd like to give my kids a small allowance but freedom to spend as they wish (ideally can be added to a smart phone) - up to a certain limit. Can anyone recommend a good debit card where I can set monthly limits on their spending ?
Top answer 1 of 5
10
Many banks offer free checking accounts for teens with no minimum balance. Open one at the same place where you do your own banking. Add yourself as an authorized signer, so you can see the account when you login and can easily transfer money back and forth. The spending limit is then simply how much money is in the account. Sometimes it'll hit $0. That's okay.
2 of 5
6
do they have a bank account? whatever debit card is attached to their bank account
Recommendations for children’s debit cards
We’ve been using Greenlight and it’s great. More on reddit.com
7
1
April 3, 2025Debit Cards for Teens
I have Fidelity Youth Accounts for my kids. They have debit cards, no fees. They gave them $50 to open them. I've also made them authorized users on my credit card (and hence they have credit cards with their names on them). They understand the responsibility of a credit card. More on reddit.com
9
3
February 5, 2024Best debit card for teenager (US)
Many banks offer free checking accounts for teens with no minimum balance. Open one at the same place where you do your own banking. Add yourself as an authorized signer, so you can see the account when you login and can easily transfer money back and forth. The spending limit is then simply how much money is in the account. Sometimes it'll hit $0. That's okay. More on reddit.com
17
2
November 14, 2025Debit card for 10 year old? Best free options?
Explore your local financial institutions. (ie Banks/Credit unions) They often have children accounts that you link to yours or some variation of such things. Not all offer the same stuff so explore your local market. Alternatively, depending on how trustworthy you feel the child is, you can add your child as an AU on your credit card. Square up the balances after charges are made later. More on reddit.com
8
0
August 26, 2024Which debit cards for kids are free?
There are a number of debit cards for kids that don't charge membership fees, including Step and Axos First Checking. Paid services may offer more features, though.
cnet.com
cnet.com › money › credit cards › best debit cards for kids and teens: greenlight, busykid, capital one and more
Best Debit Cards for Kids and Teens: Greenlight, BusyKid, Capital ...
Are debit cards for kids a good idea?
Debit cards can be a valuable tool for teaching kids about finance through hands-on experience. If you want your kid or teen to understand the importance of saving money and spending responsibly, opening their own debit card can be a wise decision. Most kids and teen debit card accounts offer financial literacy tools in-app, as well as chore and allowance features and the ability to set savings goals.
Plus, with most kids’ debit cards, parents have complete control and can set up spending limits, monitor balances, receive notifications and even lock cards entirely.
forbes.com
forbes.com › advisor › banking
Best Debit Cards For Kids And Teens – Forbes Advisor
Is there a debit card for kids with no fees?
Neither Current nor Revolut <18 debit cards carry subscription fees. However, cards may carry other standard banking fees, such as foreign transaction fees or transfer fees.
forbes.com
forbes.com › advisor › banking
Best Debit Cards For Kids And Teens – Forbes Advisor
Videos
Chase
personal.chase.com › personal › first-banking
Chase First Banking: Debit Card for Kids and Teens | Chase.com
Chase First Banking is a banking account for kids ages 6-17 and designed with kids 6-12 in mind, opened by parents, that helps families digitally manage spending and provides opportunities for kids to learn and practice the basics of money management by using a debit card in their name.
Greenlight
greenlight.com
Debit Card for Kids and Teens | Greenlight
New product! Family Shield: for senior loved ones and their finances. ... App screen is illustrative and is not representative of actual data. ... With a debit card of their own, kids and teens learn to spend wisely, keep an eye on balances, and track their spending.
Bank of America
info.bankofamerica.com › en › student-banking › banking-accounts
Bank Account Options for Kids, Teens, Students & Young Adults | Bank of America
Choose from an account with features that teens and young adults need or select our parent-owned account with guardrails for younger children. Both accounts come with benefits that make it easy to get started. Enjoy banking with no monthly maintenance fee on these accounts until age 25.1 · Have peace of mind knowing these accounts help prevent overspending.2 · A debit card with $0 Liability Guarantee3 for a secure way to pay in-store, online or with digital wallet.
NerdWallet
nerdwallet.com › banking › learn › buzzy-banking-apps-for-kids-and-teens
10 Best Banking Apps and Debit Cards for Kids and Teens - NerdWallet
February 3, 2021 - Each kid on a family plan can get a Mastercard debit card. The app lets parents create chore and job lists, provide allowances via online transfer to kids accounts and provide kids a way to save with buckets for spending, saving and donations.
CNET
cnet.com › money › credit cards › best debit cards for kids and teens: greenlight, busykid, capital one and more
Best Debit Cards for Kids and Teens: Greenlight, BusyKid, Capital One and More - CNET
July 15, 2025 - Minimum age: None; 13 for Step Black Monthly fee: None for basic; $5 for Step Black (waived with direct deposit) Free trial: None ATM fee: $2.50 fee for out-of-network ATM (no fee for Step Black) Purchase fees: None Rewards: None (Up to 8% cashback on purchases and 4% on savings for Step Black) ... Axos' First Checking account teaches teens (ages 13 to 17) to use a debit card.
Reddit
reddit.com › r/personalfinance › recommendations for children’s debit cards
r/personalfinance on Reddit: Recommendations for children’s debit cards
April 3, 2025 -
My children are growing up and it’s about time that they learn how to be responsible with their money. I’m researching getting them their own “debit” (for lack of a better word) cards that I can easily load with money they earn and that can be used like an actual debit card, and ideally I’d be able to check their balances and such in an app.
Does anything like that exist?
Top answer 1 of 5
3
We’ve been using Greenlight and it’s great.
2 of 5
2
We use Greenlight for our kids. It's easy to manage in the app; you can quickly add or subtract money to and from their account. You can also set up chore checklists for their allowance. It even has an investment feature that lets them trade real stocks. And the thing they like the most is the fully-customizable card that they can design themselves either with their own drawing or any photo they choose.
Forbes Advisor
forbes.com › advisor › banking
Best Debit Cards For Kids And Teens – Forbes Advisor
3 weeks ago - Parents can establish spending limits, block purchases from specific merchants, set up allowances and create a list of chores for their teen to complete weekly. ... While the standard Current account can earn up to 4.00% annual bonus on account balances, the teen account earns no annual bonus. ... This debit card is best for individuals who want to avoid added fees when opening a debit card for their teen.
Acorns
acorns.com › teen-debit-card
Debit Card for Teens | Acorns
The Acorns Early smart debit card for teens gives you the independence you need. Pay, get paid, save, budget, shop, and learn the skills that will help you now — and in the future.
Modakmakers
modakmakers.com › debit-card-for-kids-teens
Free Debit Card for Kids & Teens | Modak Makers
Give your child financial independence with the free Modak Visa® Debit Card. Perfect for kids and teens, with no monthly fees, easy spending management, and parental controls. Start today!
Usfcu
usfcu.com › about us › blog
‘Best’ Debit Card for Kids, Greenlight, Now Available - USF Credit Union
Recognized for its comprehensive suite of features, Greenlight® was named the Best in Investopedia’s 2025 roundup of the top debit cards and banking apps for kids and teens.
Citizens Bank
citizensbank.com › financial education › debit card for teens: everything you need to consider
Debit Card for Teens: Everything You Should Consider | Citizens
Getting your teen a debit card is a big step but it’s one you can take together. Here’s what to consider before handing over the plastic. A debit card for teens isn’t the same as a credit card, each has a time and place. With a debit card, your teen can’t spend more than what’s available in the account or on the card.
Reddit
reddit.com › r/personalfinance › debit cards for teens
r/personalfinance on Reddit: Debit Cards for Teens
February 5, 2024 -
Hey gang, not sure if this is the best sub for this topic but I'm looking for an alternative option to my current set up with Chase. I have a Chase Premiere Checking account, and two kids checking accounts for my teens. My kids can access their individual accounts via Chase app on their phones, I can easily transfer money to/from those accounts, and they each have a debit card for their purchases.
Since I keep a balance below $15K in that main checking account, I gotta pay a $25/mo fee, which seems obscene to me. I don't want $15k of my liquid sitting in that account collecting minimal interest, so I'm looking to move elsewhere.
I know Venmo has teen accounts, Greenlight Financial I keep hearing about as well. I'll be looking into those. Having a physical debit card is not a deal breaker, but I do feel better knowing they having something on them in case their phone dies or gets lost.
Would love to hear what you guys use for your teens! I'm particularly looking for something that doesn't cost much to use while keeping a fairly low balance, and something app friendly and allows for easy transfers.
Top answer 1 of 5
5
I have Fidelity Youth Accounts for my kids. They have debit cards, no fees. They gave them $50 to open them. I've also made them authorized users on my credit card (and hence they have credit cards with their names on them). They understand the responsibility of a credit card.
2 of 5
3
Just about every (major)bank, Chase included, has some sort of student account with no fees.
Cash App
cash.app › home › families
Teen Banking App & Debit Card for Teens | Cash App
Get your teen a Cash App debit card plus a money app that helps them save, invest, and earn an allowance with a parent or guardian’s permission.
Wells Fargo
wellsfargo.com › checking › student
Student and Teen Checking | Wells Fargo
Clear Access Banking is a great account to help teens manage their money and has no overdraft fees. No monthly service fee charged for primary account owners 13 - 24 years old.
Capital One
capitalone.com › bank › money teen checking account
MONEY Teen Checking Account with Debit Card | Capital One
There are no fees to open, keep ... or debit card, or to transfer money from internal or external accounts. And even when your teen turns 18, there will still be no fees. ... MONEY Teen Checking accounts are only available online. That means you and your child will be able to open an account, transfer money, talk about spending and practice their budgeting skills—all from the couch. What are the age requirements for opening a ...
U.S. Bank
usbank.com › bank-accounts › checking-accounts › bank-smartly-checking › greenlight-debit-card.html
Greenlight debit card for kids and teens
October 21, 2025 - If you have a Bank Smartly® Checking account or any other eligible U.S. Bank checking account,1 you’re already eligible for a complimentary Greenlight account and debit card. Got a Greenlight account, too? It’s super easy to connect your accounts to continue getting the benefits without the extra cost. ... Greenlight is the award-winning money app and debit card that empowers parents to raise financially smart kids. Kids and teens learn to earn, save, and spend wisely – while parents send instant money transfers, set flexible controls, and get real-time notifications.
Facebook
facebook.com › groups › 1676247656050716 › posts › 2326051437736998
What are some good debit card options for teenagers?
We cannot provide a description for this page right now
Business Insider
businessinsider.com › personal finance › banking › savings › best debit cards for teens of may 2025
Best Debit Cards for Teens of May 2025
April 28, 2025 - Explore the best May 2025 debit cards for kids with safe spending, parental controls, and educational tools. Find a card that helps your child learn finances.