If you login to the triangle app using your MasterCard login, you can ask for limit increase under Manage Card. I did it 3 times in 3 years and all I had to do is confirm my employment and income and was approved right away. I went from $1000 to $10000, and no credit check. I think it's limited to one request per year. More on reddit.com

Do you set vacation mode on the website? More on reddit.com

Personally have the Triangle World Elite MasterCard, I think it's worth it. I don't use it as a primary card but has been pretty good for purchases at CT owned stores. My local CT has a fantastic garden centre that we buy from annually. Plus, card can be used at stores like Mark's that we do go to from time to time. The killer feature of a CT credit card is the bill pay function. Paying property tax and getting rewards for doing so is amazing. No other way of paying property tax would net you rewards. Lastly, the World Elite MasterCard comes with free roadside assistance, that in itself is also worth it. As for cancelling, well whatever damage to your credit is already done at time of application, so cancelling or not isn't going to make a huge difference unless this card constitutes a large portion of your overall available credit. As for data collected, that's just the standard info for a credit card application, nothing out of the ordinary tbh. Canadian Tire Financial Services is part of Canadian Tire Bank which is owned by Canadian Tire. Store sales are incentivized to sign people up, unfortunately as long as a store has their own credit card, you'll see sales pushing them. This happens at Walmart as well, just say no if you don't want it. More on reddit.com

The world elite is a no brainer. Get it. Just be aware that the “cash back” is in canadian tire money only. You won’t get real cash back. To do the bill payments you have to use a desktop or laptop computer and go to their website ctfs. It basically looks like a bank account and thats how you pay utility bills and property taxes. Just navigate to manage payee or something to that effect. Pay your bill and wait for that sweet 1% cashback on something you had to pay for anyways. If you dont care for the canadian tire money cash back, you also get free roadside assistance that renews every year. Normally $100, but you get it free with the world elite version only. So if your car dies, get a flat/blown tire, get stuck in a ditch and/or need a tow, need a boost? All free only with world elite version, which is still no annual fee. It’s a super card. More on reddit.com