Ratehub.ca
ratehub.ca › blog › best-instant-approval-credit-cards
The best instant approval credit cards in Canada for 2026 | Ratehub.ca
5 days ago - In those cases, a secured or guaranteed credit card can be a better starting point and may help you avoid unnecessary hard credit checks while you work on building or rebuilding your credit. The better your credit score, the more likely you are to be instantly approved for a credit card. A great strategy is to check your own credit score beforehand. Many websites, including Transunion, let you check your credit score for free. It's important to note that checking your own credit score isn’t the same as when banks do it and won’t hurt your score in any way.
LendingTree
lendingtree.com › credit-cards › articles › capital-one-vs-discover
Capital One vs. Discover: How Their Credit Cards Compare
1 week ago - Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion ... LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace. Why we like it: The Discover it® Secured Credit Card has a $0 annual fee and earns rewards with every purchase.
Discover It secured APPROVED! - myFICO® Forums - 6725644
A few data points for anyone curious. I've just began rebuilding my credit (again) , I was just approved for The discover it secured card. Literally shocked as my EX Fico score was 527 at the time of pre approval on their prequal site. I'm about 8 years post chapter 7 and have plenty of baddies ... More on ficoforums.myfico.com
What are my Discover it approval odds?
Discover it® Secured Credit Card: Bad credit (below 640) ... NHL® Discover it®: Good (700+) credit (the NHL® Discover it® is not currently available on WalletHub and may be out of date) In general, the lower a credit card’s minimum credit score is, the higher your approval odds will be. More on wallethub.com
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March 20, 2025Discover it secured card
$200 deposit, unsecured in 7 months to $1800. About a year later increased to $2800 More on reddit.com
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September 22, 2023I can’t get approved for discover secured. What should I do?
While secured cards are a good start for many people most major banks will decline approval if you have large amounts of unresolved accounts. You didn’t mentione what’s in your credit profile but you need to put aside rebuilding for a moment and focus solely on addressing what’s causing your credit to be 460. Doing so includes some very basic steps. You need to pay/settle any defaulted/charged off accounts, get and stay current on anything you have open, pay down any balances on anything that’s open. Until you do that getting a secured card will be hard, and for the most part, useless. More on reddit.com
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November 24, 2021How can I increase my approval odds with Discover?
Increasing your credit score is one of the best ways to boost your approval odds with Discover and other card issuers. Paying down debt and paying your bills on time tend to have the biggest impact on your score. So if you want to build your credit, focus on those activities.
cnbc.com
cnbc.com › cnbc select › credit cards › what credit score do you need to get a discover it card?
What credit score do you need to get a Discover it Card?
What should you look for in a secured credit card?
Many secured credit cards come with a higher interest rate and lower credit limit than unsecured cards. But you can still make the most of your card. You don’t need perfect credit to qualify for a card with perks. Consider secured card options that offer rewards for each eligible purchase. And look for secured credit cards with no annual fee. An annual fee may make it harder to keep track of your spending and maintain a low balance. At Discover, there’s no annual fee on any of our cards. You may also want to double-check that the credit card issuer you choose reports payment history to at leas
discover.com
discover.com › card smarts › getting a credit card › good credit cards for people with “bad” credit
Good Credit Cards for People With Bad Credit | Discover
Is it better to have a Visa or Discover card?
There are so many different types of Visa and Discover cards, that it largely comes down to your preferences. Many of the best travel credit cards are Visa cards, but Discover issues several excellent cash-back cards. So the type of rewards you prefer to earn will factor into your decision.
cnbc.com
cnbc.com › cnbc select › credit cards › what credit score do you need to get a discover it card?
What credit score do you need to get a Discover it Card?
Videos
Discover
discover.com › credit-cards › secured-credit-card
Discover Secured Credit Card | Build Your Credit History
With the Discover it® Secured Credit Card, after 7 months, we begin automatic monthly account reviews to see if you qualify to upgrade to an 'unsecured' card and get your deposit back.3 Apply for a Discover it® Secured card today, and if approved begin to build your credit with responsible use.2
Credit Karma
creditkarma.com › credit cards › insights › discover it® secured credit card review: a strong card for building credit
Discover it Secured Credit Card Review: A Strong Card for Building Credit | Intuit Credit Karma
Discover it® Secured Credit Card review: A strong card for building credit
I have spent the last year and ... card, Discover has trashed my credit before my first payment was even due. A hard credit search on a secured card being processed with my own money. I was working to buy a house for my family and now it's gone. ... *Approval Odds are not a ...
CNBC
cnbc.com › cnbc select › credit cards › what credit score do you need to get a discover it card?
What credit score do you need to get a Discover it Card?
February 28, 2025 - Many of the best travel credit cards are Visa cards, but Discover issues several excellent cash-back cards. So the type of rewards you prefer to earn will factor into your decision. Increasing your credit score is one of the best ways to boost your approval odds with Discover and other card issuers.
NerdWallet
nerdwallet.com › credit-cards › learn › credit-cards-that-offer-preapproval-without-a-hard-pull
Credit Cards That Offer Preapproval Without a Hard Pull - NerdWallet
NOTE: Preapproval for this card is available only by going through the preapproval page on Discover's website. The $0-annual-fee Discover it® Secured Credit Card offers a preapproval process that doesn’t hurt your credit scores. The card requires a minimum security deposit of $200, but it can be worth it considering the card's many benefits.
Published 1 week ago
CNBC
cnbc.com › cnbc select › credit cards › 8 easiest credit cards to get approved for in january 2026
8 easiest credit cards to get approved for in January 2026
2 weeks ago - Being prequalified or preapproved doesn't guarantee eligibility, but if you're not preapproved, it's not a card for you right now. Many credit card issuers offer preapprovals, including Discover, OpenSky and American Express. When shopping for a credit card, start by thinking about why you want one. If you're hoping to build your credit, any card can help, as long as you pay your balance in full and on time each month. Welcome bonuses and rewards are a major reason people apply for an unsecured card. These perks are less common with secured cards, but they do exist.
CreditNinja
creditninja.com › home › credit cards with $2000 limit with guaranteed approval
Credit Card With $2000 Limit With Guaranteed Approval | CreditNinja
September 26, 2025 - Because the deposit reduces the lender’s risk, applicants are almost always approved, provided they meet basic requirements. Examples of $2000 limit credit cards with guaranteed approval are the OpenSky® Secured Visa® Credit Card, the Capital One® Secured Mastercard®, and the Discover it® ...
Discover
discovercard.com › application › preapproval › initial
Credit Card Pre-Approval | Discover
You have 7 days to apply for your pre-approved offer before it expires. After that, you can request a new pre-approved offer. Currently, pre-approved offers are only available online. If we don't have an offer for you, we'll tell you why. And you're welcome to come back and submit another pre-approval request after 8 days. Your pre-qualified (or pre-approved) offers show you which credit card offers issuers think you’ll qualify for.
Discover
discover.com › card smarts › getting a credit card › good credit cards for people with “bad” credit
Good Credit Cards for People With Bad Credit | Discover
June 24, 2025 - While not everyone may qualify for a secured card, credit score requirements are usually less strict for secured cards than unsecured credit cards, which means a less-than-perfect credit score may not stop you from getting approved. Using a secured credit card wisely can help you begin building credit history from the ground up. Generally speaking, a “poor” credit score is a credit score that’s low enough to make lenders consider you a risky borrower. FICO® considers a score from 300-579 to be a poor credit score. A credit score in the “fair” range–580-669–may also be too low to qualify for some types of credit, even though it’s not in the lowest credit range.1
myFICO
ficoforums.myfico.com › t5 › Credit-Card-Approvals › Discover-It-secured-APPROVED › td-p › 6725644
Discover It secured APPROVED! - myFICO® Forums - 6725644
July 26, 2024 - A few data points for anyone curious. I've just began rebuilding my credit (again) , I was just approved for The discover it secured card. Literally shocked as my EX Fico score was 527 at the time of pre approval on their prequal site. I'm about 8 years post chapter 7 and have plenty of baddies ...
The Points Guy
thepointsguy.com › credit-cards › do-you-really-need-a-secured-card-if-you-have-bad-credit
Do you really need a secured card if you have bad credit? - The Points Guy
August 19, 2025 - That's why it can be very difficult to get approved for an unsecured card when you're in the process of building credit. The deposit required by lenders on their secured card products covers them if a borrower fails to pay off their credit card balance in full every month. ... Many secured card issuers require a deposit of at least a few hundred dollars to open an account. For example, the popular opensky® Secured Visa® Credit Card and Discover it® Secured Card require a $200 minimum security deposit upfront.
Discover
discover.com › card smarts › getting a credit card › how to graduate from a secured credit card to unsecured
Secured to Unsecured: Your Credit Card Journey | Discover
February 7, 2025 - Whether your secured credit card is your first credit account or not, you may not want to apply for a new credit line until you’ve graduated from a secured card. When you apply for a new credit account, the lender typically conducts a hard credit check. That means they review your entire credit report to make a decision about your credit approval.
CreditCards.com
creditcards.com › credit cards › card advice › discover › what credit score do you need for the discover it cash back card?
Credit score needed for the Discover it Cash Back - CreditCards.com
April 7, 2025 - What credit score do you need for the Discover it Cash Back card? Your odds of approval will go up if you have good or excellent credit, so try to get your FICO credit score above 670 — or your VantageScore above 700 — before you apply.
Discover
discover.com › card smarts › getting a credit card › instant approval credit cards for bad credit
Instant Approval Credit Cards for Bad Credit | Discover
February 21, 2025 - If you have less-than-perfect credit, you may have an easier time qualifying for a secured credit card than an unsecured card, though there’s no guaranteed approval. As long as you use a secured card responsibly, it may act as a credit builder, improving your odds of instant approval for ...
Quora
quora.com › My-credit-score-is-648-Can-I-get-approved-for-a-discover-card
My credit score is 648. Can I get approved for a discover card? - Quora
Answer (1 of 3): Sometimes when applying for a discover credit card, with a credit score of like 640, you should be approved for at least a low limit credit card of about $500-$1500. If you find yourself denied, then it just means your credit report itself has a lot of negatives in it.. Remember...
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The Discover it approval odds aren’t the same for every applicant. We recommend a 700+ credit score (which means at least good credit) to be eligible for most Discover it credit cards. There are, though, some Discover it credit cards that you may be eligible for if you have a lower credit score.
Generally, besides a certain minimum credit score, issuers require applicants to have enough income or assets to pay the bill, in light of the existing debt obligations. But each credit card company analyzes the data a bit differently.
Here are the credit scores we recommend for the Discover cards:
Discover it Secured Credit Card: Bad credit (below 640)
Discover it Student Cash Back: Limited History
Discover it Student Chrome: Limited History
Discover it Cash Back: Good (700+) credit
Discover it Miles: Good (700+) credit
Discover it Chrome: Good (700+) credit
NHL Discover it: Good (700+) credit (the NHL Discover it is not currently available on WalletHub and may be out of date)
In general, the lower a credit card’s minimum credit score is, the higher your approval odds will be. If you don’t know your credit score, you can check it for free on WalletHub. WalletHub is the only website where credit scores and reports update daily.
Finally, keep in mind that the above credit scores are guidelines and they do not guarantee approval. Credit card issuers evaluate a variety of factors beyond your credit score when reviewing your application.
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There's no such thing as a sure thing when it comes to credit card approval odds, but your best bet is to have really good credit. Definitely over 700.
Discover
discover.com › card smarts › getting a credit card › what is a secured credit card?
What is a Secured Credit Card? | Discover
Once you find the right fit, it’s time to apply for the card. Because the security deposit offsets some risk, credit card companies generally have more relaxed requirements for secured cards than unsecured cards. But approval isn’t guaranteed.
Published June 6, 2025
Discover
discover.com › card smarts › getting a credit card › what credit score do you need to apply for a discover® card?
What Credit Score Do You Need to Apply for a Discover® Card?
April 30, 2025 - Discover doesn’t require a specific credit score. However, a high score expands your options. If your credit score isn’t as high as you’d like it to be, you may still qualify for a secured credit card.
WalletHub
wallethub.com › popular credit card questions
Discover it Secured Credit Card: Credit Score Needed
July 18, 2025 - The Discover it Secured Credit Card has no minimum credit score requirement, so you don't need a certain credit score to apply. You may be approved even without credit history or with damaged credit, as you only need a bank account, enough income to afford the minimum payments and no bankruptcy ...