They do not. They do convert the charge to USD, but I haven’t dug deep into how they convert it. I believe they do send a notification of the charge via email. Also like someone here already mentioned, be prepared in case the card gets declined. Happens to me more than a few times. Answer from itookyourjob on reddit.com
Discover
discover.com › card smarts › getting a credit card › does discover® have foreign transaction fees?
Does Discover Have Foreign Transaction Fees? | Discover
March 16, 2020 - Discover® has no foreign transaction fee, so you won’t pay a foreign transaction fee when you use your Discover® Card internationally. See terms.
Discover
discover.com › card smarts › getting a credit card › what are the benefits of a student credit card?
What Are the Benefits of a Student Credit Card? | Discover
March 11, 2025 - Discover has no foreign transaction fee with any of its credit cards. Other credit cards offer rewards on travel-related purchases. Similarly, if you are heading off to an out-of-state college or university, a travel rewards card or cash back ...
Discover
discover.com › credit-cards › student-credit-card › it-card.html
Discover it® Student Cash Back Card
To compare student cash back credit ... check whether there are foreign transaction fees. The Discover it® Student Card has no annual fee, and it offers a low intro APR....
What is a student credit card?
A student credit card is a type of credit card for college students who are just starting to build their credit. These cards often come with no annual fee and provide benefits and perks like rewards programs, which can make them an ideal choice for stepping into financial independence.
discover.com
discover.com › card smarts › getting a credit card › what are the benefits of a student credit card?
What Are the Benefits of a Student Credit Card? | Discover
Can a college student get a credit card?
Yes, college students can get credit cards. If you're at least 18 years old and can show that you have some form of proof of income or assets, you might be eligible. Credit card issuers will also check if you're enrolled in college, either full or part-time, to determine if you qualify for a student credit card. Meeting these criteria helps issuers ensure that you can manage a credit card responsibly.
discover.com
discover.com › card smarts › getting a credit card › what are the benefits of a student credit card?
What Are the Benefits of a Student Credit Card? | Discover
Reddit
reddit.com › r/creditcards › my first credit card!!!! international student-athlete. discover it or chase freedom rise
r/CreditCards on Reddit: My first credit card!!!! International student-athlete. Discover it or Chase Freedom Rise
October 1, 2023 -
So I am 24 years old and I have no credit score whatsoever. Two of the few credit cards I could get are these two, Discover it Student or Chase Freedom rise. Which one do you guys recommend?
This is only to build my credit up, I won’t be tight on money so I won’t be doing cash advances, I won’t be carrying balance over ever or spending more money than I have in my checking account.
A friend referred me to discover so I’d get $100 free. Which one do you guys think is better??
Thank you so much in advance!!
Top answer 1 of 5
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TLDR: Chase Freedom Rise I love my discover card and love their customer service. I couldn't recommend it more. However, there are more future possibilities with the Chase Rise. You could upgrade/product change to something more useful in the future, whether it be cash back/travel/hybrid setup. Unfortunately there is no upgrade path for discover. As just a cash back card it's great. Since you are an international student please remember that the rise will have a 3% foreign transaction fee whereas discover does not. Discover is not as widely accepted worldwide. Without foreign cash, I would still take the chase Rise and eat the fee over possibly having a card not even being able to be accepted. If it's another option you may not have considered, consider the capital one quicksilver or savor one (student versions). Both have no annual or ftf fees and are MC/Visa so they are widely accepted.
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My general recommendations for student cards is, in this order: SavorOne Student 3% on dining, groceries, streaming, entertainment. 10% on Uber/Uber Eats + free Uber One. No foreign transaction fee. MasterCard. Quicksilver Student 1.5% on all purchases. No foreign transaction fee. MasterCard. Discover it Student (link to pre-approval form, select that you're a student) 5% on rotating categories, 1% on everything else. Double cash back at the end of the 1st year. No foreign transaction fee, but acceptance abroad is limited. Freedom Rise 1.5% on all purchases. Has a foreign transaction fee. Visa. For 1-3, you can check pre-approvals before applying, without impacting your credit. The reason I have the Capital One cards first is because college students often travel or study abroad at some point and it's nice to have a card that's accepted worldwide and has no foreign transaction fee. The SavorOne has earning categories that align really well to young adult spending, during and after college. I personally don't think Chase is that great... I'd rather have my money at Capital One with a savings account that earns high interest (Chase does not have this).
Discover
discover.com › card smarts › using your credit card › how to choose the best student card for study abroad
Study Abroad: Choosing the Right Student Credit Card
May 24, 2024 - Note that Discover has no foreign transaction fee. Should you notify your bank or credit card issuer of your upcoming travel dates and destinations? Yes, this is a good idea. Without telling your credit card issuer, they might see this new spending ...
Top answer 1 of 6
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No but acceptance isn’t very high in other countries.
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They do not. They do convert the charge to USD, but I haven’t dug deep into how they convert it. I believe they do send a notification of the charge via email. Also like someone here already mentioned, be prepared in case the card gets declined. Happens to me more than a few times.
Discover
discover.com › card smarts › getting a credit card › what are the most common credit card fees?
What Are the Most Common Credit Card Fees? | Discover
November 5, 2025 - Discover® has no foreign transaction fee. This is great for students who might spend a semester abroad or if you have a trip planned and want to avoid international fees. It’s also important to be conscious of foreign transaction fees even ...
Wise
wise.com › us › blog › discover-card-foreign-transaction-fee
Does Discover card have foreign transaction fee? - Wise
May 26, 2023 - Hold your money in 50+ currencies and convert it always with the real exchange rate ... The no foreign transaction fees rule applies to all of Discover’s cards, and so does the lack of annual fee. but they offer a range of different ones.
CNBC
cnbc.com › cnbc select › credit cards › discover it student cash back review: earn 5% cash back in different categories while building credit
Discover it Student Cash Back review: Earn 5% cash back in different categories while building credit
February 25, 2020 - When you're ready to redeem your ... apply your cashback to your account balance. This card has no annual fee and no foreign transaction fees, which makes it a good choice for students studying abroad....
Reddit
reddit.com › r/discover › does discover card charge international transaction fees?
r/discover on Reddit: Does Discover Card charge international transaction fees?
November 24, 2023 -
Why is that information not easily found on their website?
https://card.discover.com/search/search.html
CompareCards.com
comparecards.com › credit-card › discover-it-for-students
Discover it® Student Cash Back | CompareCards.com
You must be enrolled in a college or university in order to get approved for this card. This card comes with everything you wish all cards came with – no annual fee, no foreign transaction fees, an intro purchase APR of 0% Intro APR for 6 months on purchases and an intro balance transfer ...
Rates
rates.fm › homepage › cards › discover it foreign transaction fee: key facts
Discover It Foreign Transaction Fee: Key Facts | Rates
November 27, 2024 - So, in the classic scenario, a foreign transaction fee is added whenever you use your card abroad. However, there are some nice exceptions—the Discover it foreign transaction fee is 0%. This means that you don’t have to worry about paying extra while using this card overseas.
Wise Business Plans®
wisebusinessplans.com › home › credits and finance › can i use my discover credit card internationally?
How to Use Your US Discover Card Internationally?
August 31, 2025 - Are there any fees for using a Discover credit card internationally? Discover does not charge foreign transaction fees on their credit cards, making them a cost-effective option for international purchases.
Exiap
exiap.com › home › guides › discover card foreign transaction fees [2025 guide}]
Discover Card Foreign Transaction Fees [2025 Guide}] - Exiap
February 28, 2025 - There’s no Discover currency conversion fee or foreign transaction fee when you spend with your card overseas. However, other costs may apply to your card. Discover splits its credit cards into different categories, depending on whether you’re ...
Forbes Advisor
forbes.com › advisor › credit-cards › reviews › discover-it-student-cash-back
Discover It Student Cash Back Review – Forbes Advisor
Discover it® Student Cash Back
Discover says its cards are accepted ... charge foreign transaction fees, Discover cards are not as widely accepted abroad as Visa and Mastercard credit cards. Check Discover’s international acceptance map to see which countries accept cards from the issuer. Students won’t need ... The Discover it® Student Cash Back card gets an A+ for its generous roster of attributes for students just starting to build their credit. The no annual fee card is specifically designed to help those with little to no credit history build a stronger profile and earn some cash back, too. That makes this card aces in
NerdWallet
nerdwallet.com › back to nerdwallet homepage › best credit cards › discover it student cash back review: a rewarding introduction to credit
Discover it Student Cash Back Review - NerdWallet
Discover it® Student Cash Back
Compared with Mastercard and Visa, Discover's acceptance abroad is more limited. So even though the Discover it® Student Cash Back doesn't charge foreign transaction fees, you don't want to set off for a semester abroad with only this card in your pocket. A student card with rewards, a new cardmember bonus and low fees? It doesn't get much better than Discover it Student Cash Back.
CNBC
cnbc.com › cnbc select › credit cards › discover it cash back credit card review: earn 5% cash back in rotating categories
Discover it Cash Back Credit Card review: Earn 5% cash back in rotating categories
January 21, 2020 - There is no annual fee for the Discover it® Cash Back card and it charges no foreign transaction fees. There is a 3% intro balance transfer fee for transfers, up to 5% fee on future balance transfers, see terms.
Monito
monito.com › home › best travel cards › debit cards for international travel
Does Your Discover Card Charge Foreign Transaction Fees?
November 5, 2024 - Generally, we don't recommend using Discover cards as your primary payment method when traveling internationally. While they don't charge any foreign transaction fees, they are not widely accepted outside of the United States.
CreditCards.com
creditcards.com › reviews › student credit card reviews › discover it® student cash back review
Discover It Student Cash Back Review: Is It Worth It? | CreditCards.com
Discover it® Student Cash Back review
One of the most lucrative student cards on the market, the Discover it® Student Cash Back card pairs ample cash rewards with forgiving terms and consumer-friendly benefits. Terms and conditions apply. ... Other Notable Features: No penalty APR, no fee on first late payment (after that, up to $41), no overlimit fee, no foreign transaction ... When it comes to student cards, the Discover it® Student Cash Back card shines, offering one of the most forgiving and consumer-friendly credit card agreements around. · But unlike many credit cards with more affordable terms, the Discover it® Student Cash
Credit Karma
creditkarma.com › creditcard › CCDiscover03
Discover it® Student Cash Back
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* Foreign transaction fee · None · Return payment fee · Up to $30. * See the online provider's credit card application for details about terms and conditions.