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Discover
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
December 10, 2025 - Open a high interest savings account that offers high yield interest rates with no monthly balance requirements or monthly fees.
Discussions

Considering opening up a HYSA with Discover. What is your experience with Discover’s HYSA?
Overall good experience. Easy to link accounts and pull funds. Unlimited withdrawals More on reddit.com
🌐 r/discover
27
23
August 7, 2025
Is the Discover HYSA a good choice for savings? Could anyone recommend?
A few of the CC companies have HYSA. I guess you go with the one who feel more comfortable with.. I ended up going with Amex as I have been a long time customer with them. It's sort of a bidding war right now. It seems every other month one of them ups the APY. You may need to look at how may times you can deposit or withdraw a month. Edit: I finally got an HYSA at the beginning of the year. At time it was below 4%. Maybe it started at 3.5% but can't remember at the moment. Bottom line is that a HYSA is better than your standard bank's saving account. More on reddit.com
🌐 r/CreditCards
48
7
October 4, 2023
Thoughts on checking and High Yield Savings accounts
I have had a Discover HYSA for years and never had a problem. They were a little quick to lower APY earlier this year, but it's still competitive. Also recommend AMEX HYSA as another option. More on reddit.com
🌐 r/discover
18
19
August 4, 2024
Are my fears of Discover’s Online Savings account unfounded?
Just remember that people are more likely to take the time to post about negatives than positives. I'm sure that 98% of people have no problems whatsoever. More on reddit.com
🌐 r/discover
21
29
July 18, 2025
People also ask

How do I open a Discover Savings Account?

You can open a Discover Savings account by going online and filling out an application form. You'll need some personal information, such as a Social Security number and your physical address. If you aren't comfortable filling out the form yourself, you can call Discover's customer service; they can help you open an account. You won't be able to open accounts at branches because Discover is an online bank.

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businessinsider.com
businessinsider.com › personal finance › banking › savings › discover savings account rates
Discover Savings Account Review: Comprehensive Analysis
What are Discover Savings Accounts?

Discover offers one savings account, a high-yield savings account. A high-yield savings account is an account that online banks and credit unions offer that pays above-average interest rates on deposits. The Discover Online Savings Account pays 3.60% (as of 04/22/25) APY, well above the national average.

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businessinsider.com
businessinsider.com › personal finance › banking › savings › discover savings account rates
Discover Savings Account Review: Comprehensive Analysis
How do I open a Discover Online Savings Account?
Click here to open an account online. Call 1-800-347-7000 where you can talk to a real person from our customer service team.
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discover.com
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
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NerdWallet
nerdwallet.com › banking › learn › discover-savings-bonus
Discover Savings Bonus: $150 or $200 Promotion - NerdWallet
March 6, 2019 - The Discover® Online Savings Account bonus could land you $150 or $200. You'll have to open an account with the bank and deposit at least $15,000. That's steep, but the online bank also offers one of the best savings rates on the market.
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Quora
quora.com › Should-I-open-a-savings-account-with-Discover-because-of-its-higher-interest
Should I open a savings account with Discover because of it's higher interest? - Quora
Answer (1 of 4): There is really no such thing as a “risky” bank in the US. All deposits are insured up to $250,000 by the FDIC. Not a single depositor has ever lost money in an FDIC-insured account, in its history. This should not even be on your radar when selecting a bank.
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Discover
discover.com › online banking
Online Banking | Open an Online Bank Account | Discover
Open a Discover online bank account and enjoy no hidden fees, 60,000 no-fee ATMs, FDIC-insured and easy-to-use mobile banking & more. Open an account today.

American financial services company

Discover Financial Services, Inc. was an American financial services company best known for its Discover Card. Founded in 1985, the company offered a wide range of banking and payment services, including checking … Wikipedia
Factsheet
Company type Subsidiary
Traded as NYSE: DFS (2007–2025)
Factsheet
Company type Subsidiary
Traded as NYSE: DFS (2007–2025)
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Discover
discover.com
Discover - Personal Banking, Credit Cards & Loans
Open a high-interest, no-monthly fee online savings account.
Find elsewhere
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Business Insider
businessinsider.com › personal finance › banking › savings › discover savings account rates
Discover Savings Account Review: Comprehensive Analysis
May 8, 2025 - Since Discover is an online bank, you won't be able to open an account in a physical branch. You can open a savings account either by calling customer service or by using Discover's website or app.
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SmartAsset
smartasset.com › checking-account › discover-bank-banking-review
Discover Bank Review | SmartAsset.com
November 4, 2025 - Discover’s savings, CD, and money market accounts all carry competitive interest rates which can help you save more. Plus, only the money market account earns according to balance tiers, allowing all customers to take advantage of the high interest rates. The Discover checking account even earns cash back, a feature typically reserved for credit cards. To open a Discover account online, you need to click on the orange “Get Started” button for the account you’re interested in.
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Discover
discover.com › home › where should i keep my money? consider these 4 bank accounts
4 types of bank accounts to help you save | Discover
1 month ago - Alternatively, when you can dip into the funds easily, as with a money market account (and some other types of bank accounts), “this only makes it harder to reach your ultimate goal,” she says. If the answer to where should I keep my savings leads you to open a certificate of deposit, note that you’ll be charged an early withdrawal penalty if you take out your money before the CD maturity date.
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YouTube
youtube.com › watch
How to Open a Savings Account Online with Discover bank - YouTube
How to Open a Savings Account Online with Discover Bank (2025)! Want to open a Discover Bank savings account online quickly and securely? This video will gui...
Published   August 28, 2025
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Discover Financial Services
investorrelations.discover.com › newsroom › press-releases › press-release-details › 2009 › Discover-Bank-Announces-New-Online-Savings-Account › default.aspx
Discover Financial Services - Discover Bank Announces New Online Savings Account
Great Rates, Daily Compounding, Secure Transfers Make Deposits Add Up Fast Jul. 7, 2009- With so many Americans looking for simplicity, safety and positive results from their savings and investments, Discover Bank introduces a new online savings account with competitive returns.
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Bankrate
bankrate.com › banking › savings
Discover Bank Savings Account Interest Rate | Bankrate
July 9, 2024 - No minimum opening deposit: You can open an account with any amount and start earning interest immediately. No monthly fees: The fee-free structure helps make sure that you keep all the interest you earn, regardless of your balance. Interest: Interest compounds daily and is credited to your ...
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Discover
discover.com › home › what do you need to open a bank account?
What do you need to open a bank account? | Discover
1 month ago - Find out what documents you need to open a bank account, whether that’s checking, savings, CDs or more.
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Sbsavings
sbsavings.bank
Home - Saco and Biddeford Savings
Open An Account Resources Locations & Hours Contact Us · × · Discover a variety of credit and debit cards to suit your lifestyle. Learn More · Helpful Info: Routing#: 211272630 · × · Bank online or on the go with our award-winning Online and Mobile Banking platform.
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Forbes Advisor
forbes.com › advisor › banking › savings
Discover Savings Account Rates – Forbes Advisor
1 week ago - To open an account online, navigate to Discover’s Online Savings account page and select “Get Started.” If you’re already a Discover customer, you can log in to your existing Discover account.
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Investopedia
investopedia.com › discover-savings-account-interest-rates-7500041
Discover Savings Account Interest Rates: January 2026
1 week ago - Take a look at the best high-yield savings accounts to see the highest rates on the market today. Discover doesn't have a minimum balance requirement to open a savings account or to earn interest.
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Discover
discover.com › online banking › certificate of deposit
Certificate of Deposit | High Yield CD Rates | Discover
Annual Percentage Yield (APY) is ... personal accounts only. A penalty may be charged for early withdrawal. No minimum deposit required to open an account....
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Fortune
fortune.com › article › discover-bank-review
Discover Bank review: Everything you need to know in 2026 | Fortune
November 17, 2025 - Discover Bank has an interest-earning savings account with a 3.40% APY. The account is free with no maintenance fee or minimum deposit to open.
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The Motley Fool
fool.com › motley fool money › banks › savings accounts › savings account reviews › discover online savings review
Discover® Online Savings Review: Great for Mobile Bankers | The Motley Fool
October 10, 2025 - Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Accurate as of the time of publication. The national average rate referenced is from the FDIC’s published National Rates ...
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RegionsBank
regions.com › home › regions personal banking services › savings accounts › regular savings account
Regular Savings Account | Regions Savings | Regions Bank
You can open an account in as little as 5 minutes. Learn more about checking accounts · Setting savings goals and tracking your progress toward them has never been easier than with our exclusive online banking financial management tools in My GreenInsights. My GreenInsights details · Find branches and ATMs near you · Make an appointment with a banker · Discover the right products for you ·