They do not. They do convert the charge to USD, but I haven’t dug deep into how they convert it. I believe they do send a notification of the charge via email. Also like someone here already mentioned, be prepared in case the card gets declined. Happens to me more than a few times. Answer from itookyourjob on reddit.com
Discover
discover.com › card smarts › getting a credit card › does discover® have foreign transaction fees?
Does Discover Have Foreign Transaction Fees? | Discover
March 16, 2020 - Discover® has no foreign transaction fee, so you won’t pay a foreign transaction fee when you use your Discover® Card internationally. See terms.
Discover
discover.com › card smarts › getting a credit card › what are the benefits of a student credit card?
What Are the Benefits of a Student Credit Card? | Discover
March 11, 2025 - Discover has no foreign transaction fee with any of its credit cards. Other credit cards offer rewards on travel-related purchases. Similarly, if you are heading off to an out-of-state college or university, a travel rewards card or cash back ...
Videos
What is a student credit card?
A student credit card is a type of credit card for college students who are just starting to build their credit. These cards often come with no annual fee and provide benefits and perks like rewards programs, which can make them an ideal choice for stepping into financial independence.
discover.com
discover.com › card smarts › getting a credit card › what are the benefits of a student credit card?
What Are the Benefits of a Student Credit Card? | Discover
Can a college student get a credit card?
Yes, college students can get credit cards. If you're at least 18 years old and can show that you have some form of proof of income or assets, you might be eligible. Credit card issuers will also check if you're enrolled in college, either full or part-time, to determine if you qualify for a student credit card. Meeting these criteria helps issuers ensure that you can manage a credit card responsibly.
discover.com
discover.com › card smarts › getting a credit card › what are the benefits of a student credit card?
What Are the Benefits of a Student Credit Card? | Discover
Is the Discover it Student Cash Back a secured credit card?
No, the Discover it Student Cash Back is not a secured credit card, so you won't have to put down a cash deposit on approval. However, Discover does offer the Discover it Secured Credit Card, which doesn't require you to be a student to qualify.
businessinsider.com
businessinsider.com › personal finance › credit cards › discover it student cash back card review
Discover It Student Cash Back Card Review 2024
CNBC
cnbc.com › cnbc select › credit cards › discover it student cash back review: earn 5% cash back in different categories while building credit
Discover it Student Cash Back review: Earn 5% cash back in different categories while building credit
February 25, 2020 - When you're ready to redeem your ... apply your cashback to your account balance. This card has no annual fee and no foreign transaction fees, which makes it a good choice for students studying abroad....
CompareCards.com
comparecards.com › credit-card › discover-it-for-students
Discover it® Student Cash Back | CompareCards.com
This card comes with everything you wish all cards came with – no annual fee, no foreign transaction fees, an intro purchase APR of 0% Intro APR for 6 months on purchases and an intro balance transfer APR of 10.99% Intro APR for 6 months. After that, the APR is 16.49% - 25.49% Variable APR ...
WalletHub
wallethub.com › d › discover-it-for-students-credit-card-802c
Discover it Student Card Reviews [2026] | WalletHub
Discover it® Student Cash Back
The Discover it Student Cash Back foreign transaction fee is 0%. This means you won't be charged extra anytime you use the Discover it Student Cash Back outside of the United States. This applies whether it's a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant. ... Discover student card ... Reviews, rates, fees, and rewards details for The Discover it® Student Cash Back. Compare to other cards and apply online in seconds
Reddit
reddit.com › r/creditcards › my first credit card!!!! international student-athlete. discover it or chase freedom rise
r/CreditCards on Reddit: My first credit card!!!! International student-athlete. Discover it or Chase Freedom Rise
October 1, 2023 -
So I am 24 years old and I have no credit score whatsoever. Two of the few credit cards I could get are these two, Discover it Student or Chase Freedom rise. Which one do you guys recommend?
This is only to build my credit up, I won’t be tight on money so I won’t be doing cash advances, I won’t be carrying balance over ever or spending more money than I have in my checking account.
A friend referred me to discover so I’d get $100 free. Which one do you guys think is better??
Thank you so much in advance!!
Top answer 1 of 5
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TLDR: Chase Freedom Rise I love my discover card and love their customer service. I couldn't recommend it more. However, there are more future possibilities with the Chase Rise. You could upgrade/product change to something more useful in the future, whether it be cash back/travel/hybrid setup. Unfortunately there is no upgrade path for discover. As just a cash back card it's great. Since you are an international student please remember that the rise will have a 3% foreign transaction fee whereas discover does not. Discover is not as widely accepted worldwide. Without foreign cash, I would still take the chase Rise and eat the fee over possibly having a card not even being able to be accepted. If it's another option you may not have considered, consider the capital one quicksilver or savor one (student versions). Both have no annual or ftf fees and are MC/Visa so they are widely accepted.
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My general recommendations for student cards is, in this order: SavorOne Student 3% on dining, groceries, streaming, entertainment. 10% on Uber/Uber Eats + free Uber One. No foreign transaction fee. MasterCard. Quicksilver Student 1.5% on all purchases. No foreign transaction fee. MasterCard. Discover it Student (link to pre-approval form, select that you're a student) 5% on rotating categories, 1% on everything else. Double cash back at the end of the 1st year. No foreign transaction fee, but acceptance abroad is limited. Freedom Rise 1.5% on all purchases. Has a foreign transaction fee. Visa. For 1-3, you can check pre-approvals before applying, without impacting your credit. The reason I have the Capital One cards first is because college students often travel or study abroad at some point and it's nice to have a card that's accepted worldwide and has no foreign transaction fee. The SavorOne has earning categories that align really well to young adult spending, during and after college. I personally don't think Chase is that great... I'd rather have my money at Capital One with a savings account that earns high interest (Chase does not have this).
Top answer 1 of 6
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No but acceptance isn’t very high in other countries.
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They do not. They do convert the charge to USD, but I haven’t dug deep into how they convert it. I believe they do send a notification of the charge via email. Also like someone here already mentioned, be prepared in case the card gets declined. Happens to me more than a few times.
Discover
discover.com › card smarts › getting a credit card › how to maximize discover® student credit card rewards and benefits
Maximizing Discover Student Credit Card Rewards and ...
December 10, 2025 - Discover has no annual fee on any credit card, including student cards. Discover also has no foreign transaction fee when you travel internationally, so you don’t have to worry about spending extra to use your card if you study abroad.
Business Insider
businessinsider.com › personal finance › credit cards › discover it student cash back card review
Discover It Student Cash Back Card Review 2024
April 1, 2025 - The Discover it® Student Cash Back has no annual fee and doesn't charge foreign transaction fees, so if you're making international purchases or traveling abroad it's a good pick.
Reddit
reddit.com › r/discover › does discover card charge international transaction fees?
r/discover on Reddit: Does Discover Card charge international transaction fees?
November 23, 2023 -
Why is that information not easily found on their website?
https://card.discover.com/search/search.html
WalletHub
wallethub.com › popular credit card questions
Best Student Credit Cards with No Foreign Transaction Fees
October 14, 2025 - This applies whether it’s a purchase ... Student Cash Rewards Credit Card (see details, rates & fees) because it has a $0 foreign transaction fee, a $0 annual fee, and good rewards....
Discover
discover.com › card smarts › using your credit card › how to choose the best student card for study abroad
Study Abroad: Choosing the Right Student Credit Card
May 24, 2024 - Discover users can use their credit cards abroad. Contactless payment is fast and easy, and available in countries that utilize the Discover network. Try our international use tool to determine whether Discover is accepted in your destination country. A foreign transaction fee is a charge that covers the processing costs of purchases made in a different currency.
Discover
discover.com › card smarts › getting a credit card › what are the most common credit card fees?
What Are the Most Common Credit Card Fees? | Discover
November 5, 2025 - You’ll usually see them if you make a purchase in another currency, and they’re usually applied as a percentage of your purchase. Discover® has no foreign transaction fee. This is great for students who might spend a semester abroad or ...
Wise Business Plans®
wisebusinessplans.com › home › credits and finance › can i use my discover credit card internationally?
How to Use Your US Discover Card Internationally?
August 31, 2025 - You might be thinking “does Discover have foreign transaction fees”? The answer is yes. Let’s see. Whichever card you use, you will pay for the exchange rate markups. When you buy something in the local currency, always get the local currency before you pay. If they offer to make a deduction in USD from your card directly, also known as Dynamic Currency Conversion (DCC), decline their offer. Include the ATM fees for every time you use an international ATM.
NerdWallet
nerdwallet.com › credit-cards › learn › students-capital-one-vs-discover
Capital One vs. Discover Student Credit Cards: All Great Options for Young Adults - NerdWallet
May 24, 2016 - No foreign transaction fee. Reporting to all three credit bureaus, Equifax, Experian and TransUnion. Earn rewards. Earn a welcome bonus. The rewards rates and value of the welcome bonus vary across the four cards, but these differences can help ...
Yahoo! Finance
finance.yahoo.com › personal finance › credit cards
Discover it Student Cash Back review: Get 5% back in popular quarterly categories
Discover it® Student Cash Back
This means that most retailers and restaurants you visit within the U.S. will accept your Discover it Student Cash Back credit card. However, when traveling outside the U.S., Discover cards are not as widely accepted. Use Discover’s international acceptance map to view where it is accepted ...
Bankrate
bankrate.com › credit cards › building credit
How To Choose The Best Student Card For Study Abroad | Bankrate
June 12, 2025 - Discover’s bonus categories have traditionally overlapped with categories common to student spending. By tailoring your spending each quarter to match the bonus category, you can maximize this card’s value fairly easily. In line with the other cards that are ideal for studying abroad, this Discover card doesn’t charge an annual fee or foreign transaction fees.
NerdWallet
nerdwallet.com › back to nerdwallet homepage › best credit cards › discover it student cash back review: a rewarding introduction to credit
Discover it Student Cash Back Review - NerdWallet
Discover it® Student Cash Back
A student card with rewards, a new cardmember bonus and low fees? It doesn't get much better than Discover it Student Cash Back.
Discover
discover.com › card smarts › getting a credit card › how does the discover student credit card work?
Common Questions About Student Credit Cards | Discover
November 1, 2025 - Debit cards can come with hefty foreign transaction fees and international ATM fees. Cash can get lost and be difficult to change into local currency. Using a credit card abroad may save you some money if your credit card doesn’t charge foreign transaction fees.
Rates
rates.fm › homepage › cards › discover it foreign transaction fee: key facts
Discover It Foreign Transaction Fee: Key Facts | Rates
November 27, 2024 - This fee-free benefit gives Discover cardholders a significant financial advantage over other credit card issuers. Eliminating international fees for the Discover Card for overseas travelers and online shoppers who purchase in foreign currencies adds up over time—it allows users to enjoy shopping abroad without worrying about any hidden costs.