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Monito
monito.com › home › online accounts
7 Best Free Online Accounts With Virtual Debit Cards & No Deposits
August 22, 2025 - In this guide, we'll help you find the best online bank accounts that offer instant debit card issuance without any deposit prerequisites, providing our tips and guidance along the way! In a rush? Chime® gives you an online checking account with no deposit limit, no monthly fees¹, and a virtual ...
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Veem
veem.com › home › virtual card
Virtual Card - Veem
April 1, 2025 - No fees Unlike debit cards with annual and transaction fees, your Virtual Card has no fees.
People also ask

Which bank gives virtual debit card instantly?
Many online accounts offer instant virtual debit cards. Notable fintechs include Chime, Revolut, Wise, N26, Dave, Current, Monese, and Monzo. These apps provide a quick, convenient way to access services digitally, without waiting for a physical card.
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monito.com
monito.com › home › online accounts
15 Best Online Bank Accounts With Instant Virtual Debit Cards
Do online banks have debit cards?
Yes, online banks usually offer debit cards for their checking accounts. These debit cards can be used for making purchases, withdrawing cash from ATMs, and conducting other transactions, just like normal.
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monito.com
monito.com › home › online accounts
7 Best Free Online Accounts With Virtual Debit Cards & No Deposits
What bank account can you open online with no deposit?
Some online banks, credit unions, and other financial institutions offer accounts that can be opened with no initial deposit. Chime, Capital One 360, and Varo are known to offer checking and savings accounts with no minimum deposit requirements when opened online (though it's always important to check for any specific conditions or eligibility criteria that may apply).
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monito.com
monito.com › home › online accounts
7 Best Free Online Accounts With Virtual Debit Cards & No Deposits
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Varo
varomoney.com › no fee debit card › find the right no fee virtual debit card | varo bank
Find The Right No Fee Virtual Debit Card | Varo Bank
October 4, 2023 - Learn what to look for in your quest to find the right no fee virtual debit card, and explore the benefits offered with the free debit card from Varo Bank.
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Zil.US
zil.us › home › online checking account with instant expense card
Online Checking Account With Instant Debit Card Virtual Free
May 14, 2025 - When a person opens a checking account on Zil.US, they can easily apply for a card to access their money conveniently. The card will be sent to their address through USPS/FedEx without any hidden charges.
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N26
n26.com › en-eu › free-bank-account
N26 Standard — the free bank account
Plus, thanks to the Insights feature, you'll also learn more about your spending habits, which can help you manage your finances even better. N26 Standard is a free bank account. There are no account maintenance fees or minimum deposit amounts ...
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Baselane
baselane.com › resources › real estate banking › best online bank accounts with instant virtual debit cards
Best Online Bank Accounts with Instant Virtual Debit Cards
Baselane, for example, provides unlimited virtual checking accounts with no fees as part of its core offering. Always review the specific fee structure of any provider. Virtual debit cards offer high security for managing rental property finances. They feature unique card numbers, which protects your primary account details. Many allow single-use or merchant-locked cards, spending limits, and instant freezing/closing capabilities, significantly reducing fraud risk.
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Relay
relayfi.com › blog › banks-with-virtual-debit-cards
The Best Banks with Virtual Debit Cards (For Small Businesses) | Relay
Instead of keeping track of dozens of physical cards, you can manage virtual cards entirely online, from setting spending limits to instantly freezing a card with suspicious activity. 🔐💸 · If you’re ready to start using virtual debit cards for your business, finding the right bank is a crucial step—and we’re here to help. ... A virtual debit card is a digital version of a physical debit card used for online purchases. They provide the same functionality as a traditional card but exist solely in electronic form. No account fees or minimums; 20 checking accounts; 2 savings accounts with 1.00%-3.00% APY; 50 virtual + physical debit cards.
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Privacy.com
privacy.com › blog › online-bank-account-with-instant-virtual-debit-card
Online Bank Accounts With an Instant Virtual Debit Card
Like all other Zil cards, the virtual cards don’t require a minimum deposit, an initial fee, or a maintenance fee[24]. ... Unlike the previous companies, Privacy’s sole focus is on virtual cards.
Find elsewhere
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Wise
wise.com › us › virtual-card
Virtual Card | Create your Wise Virtual Debit Card
Set up subscriptions with your virtual card and freeze it afterwards to make sure no additional transactions are debited without your knowledge.
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Monito
monito.com › home › online accounts
15 Best Online Bank Accounts With Instant Virtual Debit Cards
August 7, 2025 - Their virtual card system is designed for managing business expenses with no setup fees, maintenance charges, or minimum deposits. The service allows businesses to create multiple cards for different employees or purposes with individual spending controls. Key features include unlimited virtual card creation, customizable spending limits with daily/weekly/monthly controls, real-time expense tracking, merchant category restrictions, and API integration for software developers. ... Veem provides fee-free Visa virtual cards designed specifically for small businesses to manage cash flow and expenses.
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Neobanque
neobanque.ch › blog › best-same-day-debit-card-banks
Best Banks with Instant Virtual Debit Cards | Same-Day Access 2025
February 13, 2025 - Get instant access to virtual debit cards! Compare top online banks offering same-day virtual cards for immediate Apple Pay & Google Pay use. Features Wise, Revolut & Yuh.
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Chime
chime.com › online-banking › debit-card
Online Free Visa Debit Card With No Fees | Chime
Open an account and get a free Chime Visa debit card and an online checking account with no monthly fees or overdraft fees.
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Quppy
quppy.com › home › pre-order card
Free virtual debit card for online and offline payments
October 16, 2025 - The Quppy neobank is offering a bank card, for both online and offline payments Pre-order my Quppy card ... A free virtual debit card for online and offline payments.
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Openbank
openbank.es › home › openbank | online bank of the santander group
Free Virtual Debit Card - Apply for it instantly | Openbank
The Virtual Debit Card is free, instant and eco-friendly, plus it uses 3D Secure Code for online shopping. Apply for yours and add it to your mobile!
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Zil.US
zil.us › home › instant virtual card
Manage Business Expenses Effortlessly with Instant Virtual Card
May 14, 2025 - FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank. No initial fees or hidden fees to open an account with us. Enjoy hassle-free payment services with no maintenance fees.
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GlobalBanks
globalbanks.com › home › online bank account with instant debit card no deposit
Online Bank Account With Instant Debit Card No Deposit - GlobalBanks
June 19, 2025 - ... Yes, you can open an online US bank account with an instant debit card and no deposit requirement. Of course, these cards are virtual cards and can be used via the cardholder’s mobile wallet.
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GOBankingRates
gobankingrates.com › banks › 6 banks that offer virtual debit cards
6 Banks That Offer Virtual Debit Cards | GOBankingRates
April 18, 2025 - Some banks offer free virtual debit cards to customers who use their banking products. Others require a membership fee. Make sure you read the terms of service before you open a new account. *Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A.
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Finder
finder.com › ca › banking › debit cards › best virtual debit cards in canada
Best Virtual Debit Cards in Canada | Finder Canada
January 31, 2025 - Scotiabank debit card (with the Preferred Package) Review · Use this versatile Scotiabank Debit Card to earn points and make purchases online. ... Apply for a debit card with this Big Five bank to make purchases online or in-store directly ...
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GreenFi
greenfi.com › debit-card
GreenFi Debit Card: Get a Virtual Debit Card + Sustainably-made Debit Card w/ no Mandatory Fees
Apply online to get a GreenFi debit card. No hidden or monthly fees; pay what you think is fair. Cash back + up to 3.50% APY on your savings. FDIC insured. Get paid early w/ direct deposit.