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American Express
americanexpress.com › en-us › banking › online-savings › account
American Express® Online Savings Account - Official Website
American Express savings accounts offer competitive savings rates, no monthly fees, & no minimum balance. Apply for a high yield savings account to earn more interest!
People also ask

What is the American Express savings account interest rate?
Currently the interest rate is 1.90% APY, but it can change at any time without notice. It’s much higher than the national average, which is .09%!
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upgradedpoints.com
upgradedpoints.com › home › finance
American Express Personal Savings Accounts — Everything You Need ...
What are the benefits of an American Express personal savings account?
American Express personal savings accounts are high-yield accounts, which currently offer a 1.90% APY. There is no minimum balance required and no fees plus 24/7 online access. Amex savings accounts are FDIC insured.
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upgradedpoints.com
upgradedpoints.com › home › finance
American Express Personal Savings Accounts — Everything You Need ...
What is interest rate on the American Express savings account?

The American Express High Yield Savings Account pays 3.60% (as of 5/8/25) APY. In comparison, average savings account interest rates in traditional banks are often around 0.01% to 0.50% APY if you don't have a specific checking account/savings account combination.

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businessinsider.com
businessinsider.com › personal finance › banking › savings › american express savings rates: earn 3.60% apy
American Express Savings Review: High-Yield Options for Smart Savers
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American Express
americanexpress.com › en-us › banking › personal › savings › dashboard
Login
All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. Please review · © 2026 American Express. All rights reserved
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Forbes Advisor
forbes.com › advisor › banking › savings
American Express Savings Rates – Forbes Advisor
6 March 2023 - A trusted online bank with a range of personal and business banking products, American Express® offers competitive savings rates. The annual percentage yield (APY) on its sole savings account is APY. The bank also has a selection of certificates of deposit (CDs) that offer solid rates. Savings r
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American Express
americanexpress.com › en-us › banking › online-savings › support › printable-forms
Online Forms | American Express® Savings
Download forms for American Express Savings. Offering CDs (Certificate of Deposit) and high interest savings accounts online.
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Reddit
reddit.com › r/amex › reviews on amex checking/savings?
r/amex on Reddit: reviews on amex checking/savings?
21 September 2024 -

hi all, just got my first official Adult Credit Card from Amex that's not just my credit union's card--i'm definitely not into financials and prefer my process to be easy. i liked how i used to be able to see all my statements in one app (checkings, savings, credit card balance) and while i still am a member of that union, i'm thinking about transferring everything over to AMEX.

anyone have any advice on how their checking/savings accounts go? i know they're not the best necessarily, but all i need is a simple interface and a reliable company that i can use for everyday stuff. i don't use atms too often or need cashiers checks that frequently. any advice appreciated!

Find elsewhere
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UpgradedPoints
upgradedpoints.com › home › finance
American Express Personal Savings Accounts — Everything You Need to Know
5 November 2018 - To open your American Express personal savings account, go to the Amex Savings Account home page and click the big green Apply for a Savings Account button.
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Business Insider
businessinsider.com › personal finance › banking › savings › american express savings rates: earn 3.60% apy
American Express Savings Review: High-Yield Options for Smart Savers
8 May 2025 - The American Express® High Yield Savings Account lets you earn 3.60% (as of 5/8/25) APY while paying zero monthly fees, making it a decent option overall. With no opening deposit or minimum balance requirements to earn the APY, the account ...
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Reddit
reddit.com › r/amex › just opened a high yields savings account, what is your experience?
r/amex on Reddit: Just opened a High Yields savings account, what is your experience?
23 November 2024 -

Hello everyone! I just opened a high yields savings account with Amex. I did my research and compared other banks and even consulted few of my friends who have experience on this field! however I do have 2 questions of my own:

1- How long does it take for the application to be approved?

2- Is the app friendly? is the money transfer really all that easy?

If you have advices or suggestions feel free to! im a college student im still figuring stuff out. The more advice the better! thank you! :)

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Reddit
reddit.com › r/personalfinance › anyone use american express high yield savings account?
r/personalfinance on Reddit: Anyone use American Express High Yield Savings Account?
9 February 2023 -

Got an email offer for $350 for depositing at least $25,000 into the account and holding it there for like 2 or 3 months. Just want to know if they are a good savings account for the interim just to get the bonus or if they are a nightmare to deal with and not worth the effort. The money is just sitting in my Ally account so if I can get an extra $350 off of it, I figure why not

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GOBankingRates
gobankingrates.com › banks › american express savings login: how to access your account securely
American Express Savings Login: How To Access Your Account Securely
6 March 2025 - Go to the American Express website. Click the “Log In” button in the upper right corner of the page. Enter your username and password to access your account. If you need to create a user ID and password for your account, click the “Create ...
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Yahoo! Finance
finance.yahoo.com › personal finance › banking
SoFi vs. Amex: Which bank has the better savings account?
26 February 2025 - If you want high interest rates on savings accounts, try an online bank. And if you want the online bank with the highest rates available, you might try SoFi or American Express (Amex).
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GOBankingRates
gobankingrates.com › savings account › american express® savings rate: what you need to know for 2025
American Express® Savings Rate: What You Need To Know for 2025
16 September 2025 - Check out the latest American Express savings rate — a competitive APY to help you grow your savings. Find out the benefits and how to open an account.
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Investopedia
investopedia.com › american-express-savings-account-rates-7504985
American Express Savings Account Interest Rates: November 2025
29 October 2025 - American Express is more than just a popular credit card issuer. It offers competitive savings account rates, too. Learn more about saving money with Amex.
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Carry
carry.com › learn › amex-high-yield-savings-account-review
Amex High Yield Savings Account Review 2025 - Carry
11 September 2025 - The Amex High Yield Savings Account offers a competitive APY, no monthly fees, and a smooth online experience especially for those already using other Amex products. While it may not have the highest rate or every feature, it remains a strong ...
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American Express
americanexpress.com › en-us › banking › online-savings › beneficiaries
Beneficiaries | American Express® Savings
Access your American Express Savings account and set up and maintain your beneficiaries. Check out our FAQ section to find all the answers.
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Reddit
reddit.com › r/simplifimoney › amex personal savings stopped working
r/simplifimoney on Reddit: Amex Personal Savings stopped working
27 June 2024 -

I got a 390 error regarding my Amex Personal Savings, which was still using password authorization (and came up separately from my CC and checking). I reset my Amex connection, which now allowed me to select my savings account along with both of the others when authorizing, but the savings no longer shows up on the account list.