Safe? Yes. Private? Not really…PayPal has access to your transaction history and could sell a profile of you (based on that) to advertisers. Answer from chiraagnataraj on reddit.com
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Reddit
reddit.com › r/privacyguides › is paypal safe?
r/PrivacyGuides on Reddit: Is Paypal safe?
February 17, 2022 -

Was thinking of maybe getting an account, but would like to know any risks beforehand. Is Paypal safe for the most part or should I use something else?

Edit: Wow, I did not expect this to blow up as it did. Thanks to everyone for the helpful responses so far, as it does help give me a better idea on Paypal as I wanted in the first place. I will try to respond to as many as I can.

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Security.org
security.org › home › digital safety › is paypal safe?
Is PayPal Safe?: What You Need To Know | Security.org
September 30, 2025 - PayPal is generally safe with encryption and buyer protection, but phishing scams and account freezes pose risks. Use strong passwords and antivirus software.
Discussions

Is paypal really safe?
Paypal stopped a hacker from charging my Apple App store account years ago. I was inline while it was happening and couldn't get anyone in Apple customer service live at the time. I was able to get ahold of PayPal and they blocked new charges. It took about 3 days to get the first couple of payments reversed. Since it was the app store it didn't amount to much money but it was scary watching it happen real time. That said, I only use them for online payments not regular bills. I would never use them or any third party service for regular payments. I use them as a buffer between my bank accounts and online merchants. More on reddit.com
🌐 r/digitalnomad
54
36
October 30, 2022
Is my money safe from paypal chargeback scams if i moved it all to my bank account?
I recently got paid around 3000 dollars for selling my instagram page, i got paid through goods and services. If i move all of the money over to my… More on reddit.com
🌐 r/paypal
13
2
November 30, 2020
It is safe to connect the credit card to PayPal?
If you have not done so, Read our FAQ! which answers most questions. Please note that with the current CoVid-19 crisis that support is very limited at PayPal. No one here can fix that or offer solutions. The most common answer is to telephone PayPal support. However at this time such a call may be frutile, though you can keep trying. Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns. More on reddit.com
🌐 r/paypal
6
1
December 9, 2021
How safe is it to use PayPal on localmonero

For a buyer there's virtually no risk when buying with PayPal. The seller's coins are locked in escrow, so if the seller becomes unresponsive, a staff member will help you release your coins.

More on reddit.com
🌐 r/Monero
12
5
February 13, 2020
People also ask

Is PayPal safe to use with strangers?
PayPal can be safe to use with strangers if you mark payments as Goods and Services, which offers buyer protection. Avoid sending Friends and Family payments to people you don’t know personally.
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us.norton.com
us.norton.com › blog home › scams › is paypal safe? discover paypal’s safety features and potential risks
Is PayPal Safe? Discover PayPal’s safety features and potential ...
What is PayPal?
PayPal is an online payment system that allows you to send and receive money around the world. You can link your credit card, debit card, or bank account.
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paypal.com
paypal.com › ca › digital-wallet › how-paypal-works
What is PayPal and How Does it Work | PayPal CA
Is it safe to link my bank account to PayPal?
Linking your bank account to PayPal is generally safe, as PayPal employs encryption and robust security measures to safeguard your information. However, it's important to regularly monitor your account for any suspicious activity, such as unauthorized transactions or unfamiliar logins. If you spot any discrepancies, report them to PayPal immediately.
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us.norton.com
us.norton.com › blog home › scams › is paypal safe? discover paypal’s safety features and potential risks
Is PayPal Safe? Discover PayPal’s safety features and potential ...
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Investopedia
investopedia.com › articles › personal-finance › 011215 › which-safer-paypal-or-credit-card.asp
PayPal and Credit Cards: A Comparison of Safety Measures
November 9, 2025 - All PayPal transaction data are sent with end-to-end encryption designed to thwart any hacker seeking to capture private information as it moves from buyer to seller. This means your financial information isn't revealed even to the recipient.
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PayPal
paypal.com › ca › digital-wallet › how-paypal-works
What is PayPal and How Does it Work | PayPal CA
Learn what PayPal is and how it works in Canada. Sign up, send money, shop securely, and manage transactions with ease. Start using PayPal today.
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PayPal
paypal.com › ca › cshelp › article › is-paypal-safe--help321
Is PayPal safe? | PayPal CA
PayPal offers secure online payment services with protection for both buyers and sellers, ensuring safe transactions and the safety of personal information.
Find elsewhere
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Avast
avast.com › c-paypal-scams
Is PayPal Safe? How to Spot and Avoid 10 PayPal Scams
October 1, 2025 - As one of the leading online payment systems, PayPal has a reputation for being a safe and easy way to send and receive money. But no payment system is completely immune to scams.
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AVG
avg.com › en › signal › is-paypal-safe
Is PayPal Safe and Secure? 10 Tips for Buyers and Sellers
February 10, 2023 - PayPal secures transactions through end-to-end encryption and purchase protection. But you still need to take steps to protect yourself.
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Wise
wise.com › us › blog › is-paypal-safe
Is PayPal safe to use? Complete guide & tips to avoid scams - Wise
March 27, 2023 - The main issue with PayPal safety when it comes to money transfers is actually fraud and scams, where criminals target PayPal account users and request payments, sometimes posing as friends or family members, or even charities.
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Fox News
foxnews.com › tech › dark-side-paypal-stay-safe
The dark side of PayPal and how to stay safe | Fox News
May 29, 2023 - PayPal is considered to be one of the safest ways to pay online, as all transactions are protected with advanced data encryption. However, being that it is such a large and successful company, it is a huge target for hackers to try to steal ...
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PayPal
paypal.com › c2 › webapps › mpp › paypal-safety-and-security
Online Security: Seller & Buyer Protection & Fraud Prevention – PayPal China
With data encryption, real-time transaction monitoring and buyer and seller protection policies, PayPal’s a safe way to pay and get paid.
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Rates
rates.fm › homepage › payment systems › is paypal safe and secure? 5 tips for online shopping
Is PayPal Safe and Secure? 5 Tips for Online Shopping | Rates
June 14, 2024 - Well, PayPal stands out as a secure and popular online payment platform. Still, there are some pinpoints to remember to safely shop online using PayPal. And right now, we are going to share them with you. PayPal is a popular online payment method used by people in a large number of countries.
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Wise
wise.com › ca › blog › how-does-paypal-work-canada
What is PayPal and how does it work in Canada?
April 30, 2025 - PayPal makes money transfer quick and easy, while charging fees you can do without. Read on to understand how it works in Canada for businesses and consumers.
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Bankrate
bankrate.com › credit cards › advice
PayPal vs. Credit Cards: Which Is Safer? | Bankrate
June 4, 2025 - Using either PayPal or a credit card is a safer option than using your debit card.
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Credit Karma
creditkarma.com › money › i › is-paypal-safe
Is PayPal Safe? | Intuit Credit Karma
February 22, 2024 - PayPal emphasizes buyer protection, recognizing that its users rely on them for swift, efficient, secure transactions. PayPal has security measures to safeguard buyers from fraud, theft and scams.
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PayPal
paypal.com › ca › business › security › seller-protection
PayPal Purchase and Seller Protection | PayPal CA
Your PayPal transactions are secured and accounted for. We help protect buyers’ eligible transactions, and sellers against fraudulent payments. We’ve got your back while you shop or sell online.
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VPN Overview
vpnoverview.com › privacy › finance › is paypal safe? 9 tips to secure your paypal account today
Is PayPal Safe? 9 Tips to Secure Your PayPal Account Today
March 7, 2025 - To keep these transactions safe, PayPal uses what they call “next-level encryption.” They also offer security features like two-factor authentication to further safeguard user accounts.
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PayPal
paypal.com › jm › webapps › mpp › paypal-safety-and-security
Secure Online Payments with PayPal - PayPal
Secure and manage your payments with PayPal. Whether you're a seller or a buyer, all your online payments are safe with us.
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Quora
quora.com › How-safe-is-PayPal-Do-they-store-my-debit-card-info-and-do-they-have-free-access-to-my-money-whenever-they-want-Im-using-it-to-buy-and-not-to-sell
How safe is PayPal? Do they store my debit card info and do they have free access to my money whenever they want? I'm using it to buy and not to sell. - Quora
Answer (1 of 7): PayPal is pretty safe, because they have to be. They have to store your debit card info in order to perform their services for you, and they are going to make sure they don’t do anything to make you cry “thief” and make ...