PC Financial
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PC® Mastercard®: Earn up to 4.5% back in PC® Optimum™ Points | PC Financial
... 1% back in points2 at our grocery stores3 At least 3¢ / litre back in points at Esso™ and Mobil™ stations4 2.5% back in points at Shoppers Drug Mart® and Pharmaprix®5 1% back in points at Joe Fresh®2 1% back in points on dining, transit and everywhere else2 Redeem PC Optimum™ points ...
PC Financial
pcfinancial.ca › home › credit cards › pc® mastercard® - no annual fees
PC® World Mastercard® | PC Financial
A PC® Mastercard® is a credit card issued by President's Choice Bank. It allows you to make purchases conveniently and securely, both online and in-store, while earning valuable PC Optimum™ points on everyday spending with no caps for earning points.
Videos
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PC Financial World Elite Mastercard Review (2025) - YouTube
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PC Mastercard Benefits - YouTube
Earning Rewards with PC Financial PC Mastercard
PC INSIDERS World Elite Mastercard | TO UPGRADE OR NOT TO UPGRADE?
Rack Up PC Optimum Points with the No-Fee PC Mastercard ...
We save 50% of our income… but that also means we spend ...
Do PC Mastercard cards offer travel insurance?
Among the various PC Mastercard cards, PC Insiders World Elite Mastercard is the only one to offer limited travel medical insurance.
milesopedia.com
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President's Choice - PC Financial Mastercard Credit Cards
How can you access your PC Mastercard account?
You can access your PC Mastercard account on the President's Choice Financial website (pcfinancial.ca) or on the mobile application.
milesopedia.com
milesopedia.com › home › credit cards › president choice – pc financial mastercard credit cards
President's Choice - PC Financial Mastercard Credit Cards
How can I earn PC Optimum points with my PC Financial Mastercard?
You can easily earn PC Optimum points on your purchases at partner stores, including Loblaws, Shoppers Drug Mart, Joe Fresh and Esso gas stations. It's a great way to maximize your rewards while you shop. You can then redeem your points for free products, discounts or gift cards.
milesopedia.com
milesopedia.com › home › credit cards › president choice – pc financial mastercard credit cards
President's Choice - PC Financial Mastercard Credit Cards
FinlyWealth
finlywealth.com › credit-cards › pc-silver-mastercard
PC® Mastercard® Review
The PC® Mastercard® is a great no-fee card for those who frequently shop at Loblaw-affiliated stores, gas stations, and Shoppers Drug Mart. The ability to earn up to 25 points per $1 spent makes it ideal for families and individuals who want ...
Milesopedia
milesopedia.com › home › credit cards › president choice – pc financial mastercard credit cards
President's Choice - PC Financial Mastercard Credit Cards
March 22, 2025 - Finally, it is one of the only credit cards in its category to offer an extended warranty of 2 additional years. In short, PC Mastercard cards are good if you regularly shop at PC Optimum partner stores such as Loblaws, Shoppers Drug Mart and Esso.
Spring Financial
springfinancial.ca › home › is the pc financial mastercard worth it?
Is The PC Financial Mastercard Worth It? - Spring Financial
December 6, 2024 - The PC Financial Mastercard is for PC Optimum loyalists looking for a no-fee, entry-level card. Cardholders can rake in plenty of reward points at Shoppers Drug Mart and enjoy the same gas rewards as PC Financial’s higher tier cards.
PC Financial
pcfinancial.ca › en › learning-hub › faqs › pc-mastercard-101 › where-can-i-use-my-presidents-choice-financial-mastercard
PC Financial Mastercard
Whether you're shopping, on vacation ... your card is there for you. It’s also accepted at over a million bank machines worldwide, along with banks, currency exchange locations, stores, restaurants among other places. You can use it anywhere the Cirrus®, or Maestro® logos, or the Mastercard® symbol are displayed. What is the minimum and the maximum amounts of points I can redeem for a credit? Can I redeem points multiple times for the statement credit? How do I redeem points for my PC® Mastercard® ...
Google Play
play.google.com › store › apps › details
PC Financial Mobile - Apps on Google Play
- Find out how many points you’ve ... ALERTS Receive push notifications for real-time updates: - Spending and refund alerts on your PC Financial® Mastercard® credit card or PC Money™ Account....
Reddit
reddit.com › r/personalfinancecanada › pc financial mastercard
r/PersonalFinanceCanada on Reddit: PC financial MasterCard
January 4, 2025 -
Why does no one recommend this card on this sub? I’ve like never seen it mentioned. I rack up about $300 of points a year on this ( yea they are Loboaws points but you can spend them on groceries, drugstore stuff, electronics etc).
Would love to be enlightened or pointed in the direction of a better card if I could get more value on one… I make ALL purchases on my card so put about 2k per month on it.
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There are some good websites that have done the calculations to show whats best. For example according to this site, PC world elite provides $255 per year in benefits, and the rogers world elite gives $360. https://www.finlywealth.com/credit-cards
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I use the PC Card for everything. The easiest Grocery stores for me to get to are a No Frills and a Superstore and I drive right by an Esso station (that happens to be one of the cheapest stations around me) every day on my way to work. Also there's zero fees to pay. Checking the app shows me at $6500 since '18 so a little over a grand off my grocery bill per year. Free money is good money!
CreditCardGenius
creditcardgenius.ca › credit-cards › pc-financial-mastercard
PC Financial Mastercard December 2025
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Mastercard
mastercard.com › home › find a card
Mastercard Credit Card - Explore Credit Card Offers
Explore from a wide range of Mastercard credit cards offering exciting features, benefits and security and choose the one that best suits your needs.
CreditCardGenius
creditcardgenius.ca › credit-cards › pc-financial-money-mastercard
PC Financial Money Mastercard November 2025
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Forbes Advisor
forbes.com › advisor › ca › credit-cards › reviews › pc-financial-mastercard
President’s Choice Financial Mastercard Review 2025: A Practical Pick For Loblaw Loyalists
September 26, 2025 - With perks like purchase protection ... charging an annual fee. ... The PC Financial Mastercard holds its own among comparable credit cards, offering solid value despite having no annual fee....
Mastercard
mastercard.com › us › en › personal › find-a-card › credit-card › apply-for-credit-card.html
Find a Credit Card - Mastercard
No card is more accepted around the world.
PC Financial
pcfinancial.ca › home › all pc® financial credit cards
All PC® Financial Credit Cards | PC Financial
A PC® Mastercard® is a credit card issued by President's Choice Bank. It allows you to make purchases conveniently and securely, both online and in-store, while earning valuable PC Optimum™ points on everyday spending with no caps for earning points.
NerdWallet
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PC Mastercard Review 2025: Is It Worth It? - NerdWallet Canada
The application process for the PC Mastercard can be completed online by visiting the PC Financial website. You’ll need to review the card’s terms and conditions, enter your personal details and submit the application.
Mastercard
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Mastercard
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Reddit
reddit.com › r/personalfinancecanada › how to pay off pc mastercard?
r/PersonalFinanceCanada on Reddit: How to pay off PC Mastercard?
June 13, 2025 -
I recently got a PC Mastercard and I’m trying to pay off my balance before the due date. Their app and website are so bad that I’m unable to figure out how to make a simple payment. All it will let me do is set up autopay.
My Amex allows me to pay any amount I want at any time I want via the Amex app. I don’t even have to interact with my bank account at CIBC to make Amex payments in app after the initial setup. If PC Mastercard doesn’t have a similar feature then I might just surrender this card because I don’t like playing this waiting game with my credit balance. I like to make a purchase with a credit card and pay it off almost instantly. PC isn’t allowing me to do that.
Please advise.
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Pay it like any other person would. Log into your banking app and make a bill payment. As far as I’m aware, Amex might be the only one that allows you to make a “pull” payment. Most other credit cards you have to “push” the funds from your bank.
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I can add my RBC Mastercard as a payee in my BMO chequing account so I’m sure you can do something similar. You can likely push money from your bank account to your credit card, as opposed to your credit card account pulling money from your bank account. If that makes sense.
Mastercard
mastercard.us › home › find a card › mastercard credit cards
World Mastercard Credit Card - Travel and Lifestyle Credit Cards
Get the World Mastercard, designed to meet all your travel needs. Enjoy benefits like travel insurance, 24/7 assistance, airport lounge access and more.
Ratehub.ca
ratehub.ca › blog › review-pc-financial-mastercard
PC Financial Mastercards: Everything you need to know | Ratehub.ca
May 12, 2025 - PC Financial Mastercards are a popular choice for many Canadians due to their rewards program and the fact that three of their four cards do not charge an annual fee. These credit cards are also widely accepted, making them a convenient option for everyday purchases.
Reddit
reddit.com › r/personalfinancecanada › is the pc financial mastercard worth it?
r/PersonalFinanceCanada on Reddit: Is the PC Financial Mastercard worth it?
September 24, 2021 -
As the title asks, I'm wondering if the PC Financial Mastercard is worth it... I just have the basic one.
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The credit card by itself is comparable to other cards, but if you combine it with a PC Optimum membership and take advantage of personal offers you get a lot more reward points.
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Yes IF: Shopping at Loblaws family stores is your main source of groceries. You shop at Shopper's Drug Mart regularly. You typically buy a lot of PC brand items. You pay attention to points bonus offers, including bonus redemption events. Edit: It's been pointed out to me that some of the above perks are only available on other levels of the card (ie World Elite) and dependent on the PC Optimum Insiders membership.