@Corey3194
Answer is that the store you selected when you applied can reprint the code. We're not able to reprint code at other stores. Answer from PowerSpec_MikeW on community.microcenter.com
myFICO
ficoforums.myfico.com › t5 › Credit-Cards › Micro-Center-WFFNB › td-p › 4600694
Micro Center WFFNB - myFICO® Forums - 4600694
December 16, 2016 - Their interest rate is 28.99%. I would continue to use the credit card I've been using to shop there. Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success. ... Being as though it's backed by Wells Fargo I'd guess that the underwriting criteria is pretty high... ... I would not even waste a HP on this card.
Reddit
reddit.com › r/microcenter › microcenter insider credit card (wells fargo) -- approval process sucks -- my experience
r/Microcenter on Reddit: Microcenter Insider Credit Card (Wells Fargo) -- Approval process sucks -- My experience
March 5, 2024 -
I decided to apply for the Microcenter Insider credit card to take advantage of the 5% discounts. After applying on-line and expecting an immediate decision, I received an email indicating that "additional analysis would be performed" and that the results of it would be mailed to my home.
15 days later, I received a letter in the mail from "WELLS FARGO BANK". It stated:
"Dear JaSONJayhawk:
We're writing to let you know we are unable to approve your application for a MICRO CENTER credit card account for the following reasons:
Unable to authenticate identity of applicant
My credit score is 820 out of 850. Key factors for the decision, it states, are "No recent bankcard balances" and "No recent revolving balances" and "Lack of recent installment loan information."
Since when was my credit score an "I love going into credit card debt" score?
I then checked my TransUnion report and discovered Wells Fargo pulled a HARD CREDIT file on me. I would have been fine with this, but how could they claim (and write a letter to me) that my identity was unknown, if everything matched up to the security questions that I approved?
Does anyone know of any other way to join the Insider Club without a credit card? It seems unfair that it membership is exclusive to a credit card club.
edit: accidentally typed "Chase", but meant to say Wells Fargo pulled a hard credit request. Grrr!
Top answer 1 of 4
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Wells Fargo sucks. But Chase and Wells Fargo are two different companies, I had a hard pull from Wells Fargo when I applied. Maybe they had the wrong info or fat fingered something?
2 of 4
7
It’s not hard to understand what happened. You have good credit, but no debt. Meaning they won’t make money off in interest. You can call their customer support and beg for credit. You’ll have to jump through hoops but eventually you’ll get it.
Credit card doesn't work?
Today I tried to make a purchase at the Parkville, MD store. I had a SSD I ordered online to pickup, and some PSN cards I was getting for a gift. More on community.microcenter.com
Particulars about Microcenter Credit Card
As most know, Microcenters Credit Card is serviced by Wells Fargo. More on community.microcenter.com
Will I keep the 5% discount if I have to use a 2nd card to complete a large purchase?
My Micro Center Insiders credit card came with a credit limit of $2400. More on community.microcenter.com
Microcenter Insider Credit Card (Wells Fargo) -- Approval process sucks -- My experience
Wells Fargo sucks. But Chase and Wells Fargo are two different companies, I had a hard pull from Wells Fargo when I applied. Maybe they had the wrong info or fat fingered something? More on reddit.com
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March 5, 2024Micro Center
community.microcenter.com › store information and policy
Credit card doesn't work? — Micro Center
October 26, 2024 - The account is well under it's limit, and I used the card 2 weeks ago to purchase something else. Any ideas as to what I need to do to get this working? Edit: Just to note, the card never came back as declined at any time, it wasn't recognized, both the physical and temp card.
Credit Karma
creditkarma.com › credit cards › insights › the micro center insider® credit card
The Micro Center Insider Credit Card | Intuit Credit Karma
March 20, 2025 - The average credit limit for members ... score for members who have matched with this card or similar cards is 709, with 747 being the most common....
Micro Center
microcenter.com › site › customer-support › credit-card-prequalification.aspx
Micro Center Credit Cart Preauthorization Form
Meet Micro Center Member Pricing · Unlock savings on the products you love with Member Pricing today! Completely free until 2027 · No credit card needed to join · Sign in with your verified account to qualify · Even more savings on top of already great deals ·
Price $-$$
Address 3089 Nutley St, 22031, Fairfax
Micro Center
community.microcenter.com › store information and policy
Particulars about Microcenter Credit Card — Micro Center
November 4, 2023 - Neither purchase exceeded $250, so I got a 5% discount and they went on my card as 'regular' purchases. That means that I will get charged interest on these if they are not paid off before my next statement. So, for September and also for October, I paid big amounts on the account so that a big portion would go toward paying off the $250 of regular purchases so I wouldn't get charged interest. But guess what? Not a single penny of the roughly $600 payments I made were credited to those regular purchases.
Micro Center
community.microcenter.com › store information and policy
Will I keep the 5% discount if I have to use a 2nd card to complete a large purchase? — Micro Center
May 30, 2022 - My Micro Center Insiders credit card came with a credit limit of $2400.
SuperMoney
supermoney.com › reviews › personal-credit-cards › micro-center-insider-credit-card
Micro Center Insider® Credit Card Reviews: Is It Any Good? (2025) - SuperMoney
Is Micro Center Insider® Credit Card right for you? These reviews can help you decide. Discover its key features and pros & cons.
TikTok
tiktok.com › discover › micro-center-credit-card-review
Micro Center Credit Card Review | TikTok
1 month ago - Discover the pros and cons of the Micro Center credit card. Learn how it impacts your tech shopping experience and wallet!See more videos about Microcenter Credit Card, Microcore Review Center, Micro Center in Miami Review, One Key Credit Card Review, Buckle Credit Card Review, Micro Center 3080 Refurbished Review.
Financenter
financenter.net › home › transactions
Maximizing Your Tech Experience: A Review of Micro Center's Services, Financing, and Credit Card Deals - Finance Center
February 2, 2024 - Let’s start by talking about the Micro Center Insider® Credit Card. This little piece of plastic can be your key to leveraging the brand’s financing. Convenient, huh? Truthfully, it’s like stepping right into the department of finance payment center, except it’s in your pocket. Now that’s what I call hassle-free funding. 👌 · But remember, not every financing option will suit your needs. Various factors come into play, such as your credit score, income stability, and even your lifestyle.
WalletHub
wallethub.com › popular credit card questions
Micro Center Credit Card Payment
August 15, 2024 - Types Business Credit Cards No Foreign Fee Cards No Annual Fee Cards Secured Credit Cards Student Credit Cards Unsecured Cards · Credit Score Excellent Credit Good Credit Fair Credit Bad Credit No Credit
Facebook
facebook.com › groups › 372119787729533 › posts › 1201121008162736
Does Micro Center Insider credit card have annual fee?
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Micro Center
microcenter.com › site › content › mcinsidercard.aspx
The Micro Center Insider Credit Card
Prequalification Get a decision in seconds with no impact to your credit score SEE IF YOU PRE-QUALIFY · Ready to apply? Click here to skip straight to the Micro Center Insider® credit card Application APPLY NOW
Price $-$$
Address 3089 Nutley St, 22031, Fairfax
Wells Fargo
wellsfargo.com › cardholders
Wells Fargo Bank, N.A. Cardholders
Pay your Wells Fargo Bank, N.A. credit card bill online, review your statement guide, find answers to your questions, or locate your credit card account agreement online.
Capital One
capitalone.com › learn & grow › money management › meet capital one shopping
Capital One Shopping: How It Works | Capital One
October 7, 2025 - Check for pre-approval offers with no risk to your credit score.
Navy Federal Credit Union
navyfederal.org › business solutions
Business Loans for Small Businesses | Navy Federal Credit Union
A business line of credit (BLOC) is a credit product, and rates are based on creditworthiness and will vary with the market based on The Wall Street Journal Prime Rate. A business checking line of credit (CLOC) is a credit product with a fixed rate of 17.9% APR.
LendingClub
lendingclub.com › help
Welcome to the LendingClub Help Center
A low utilization rate could improve your credit scores while a high utilization rate may hurt them.
Chime
chime.com › home › blog › chime introduces instant loans
Chime Introduces Instant Loans - Chime
March 21, 2025 - Chime also reports on-time payment history to credit reporting agencies, allowing members to build credit. Participants who pay on time may see their credit score increase by 10-30 points, validated by a prior simulation conducted with Experian².
Lake Trust
laketrust.org
Lake Trust Credit Union
Find articles to learn how your credit score is calculated and what you can expect to find on a credit report.