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What is Bill Pay?
How do I start using online Bill Pay?
First-time Bill Pay users will need to enroll in Online Banking and accept Bank of America's Online Banking terms and conditions. Once you have enrolled, log in to Online Banking and select the Bill Pay tab (you will also be asked to accept the terms and conditions associated with using Bank of America's online Bill Pay). At that point, you can start using the Bill Pay service right away. You will need copies of your bills to begin adding each biller to your Bill Pay service.
If you are already enrolled in Online Banking and have accepted the terms and conditions for Online Banking and Bill Pay, you can select the Bill Pay tab and immediately start setting up billers to be paid from your personal or small business accounts.
How does online bill pay work when paying an individual?
Hello,
I am new PR here in Canada and I opened a TD bank account. To get a free $350 from TD, I need to:
Pay bill for min 50$ once
Authorized auto pay bills min 50$
What are some easy bills to pay 50$ for?
I am still here temporarily so I am just using Airbnb now.
My phone is prepaid, I am using chatr and it doesn't seem like I can top it up using "pay bill" from my bank.
The obvious things like phone, electricity, or credit card bills do not apply to me because I am here temporarily unless if I can pay my bill in Singapore using my Canada bank.
Does anyone have any idea where I can buy something online and use online bill payment?
What's with Bill Pay?
Here's the story: I used my local bank's Bill Pay service to pay my rent for years. All good, until it wasn't.
Landlord at several points requested I use Zelle, but my bank's relationship with Zelle would not permit sending from business account, only personal. Because the lease was in the name of my LLC, I wanted to keep transactions separate even though I suppose because of the LLC, it wouldn't ultimately matter to the IRS. But there it is.
Some time during 2022, Landlord texts to say he hasn't received rent check. I check with the bank. "Yes, it was sent and yes, we deducted the amount from your account. Sometimes we deduct the amount whether the money has cleared or not, but that's the way it is."
OK. Grrrrr. I'd LOVE to hear the facts on this from Reddit banking pros, please.
Flash forward to 2023. Same issue with rent check not received by Landlord. Same convo with bank. Cancel and reschedule payments. Nothing gets to the Landlord for 3 months despite my online / telephone efforts.
Eventually, I deliver the back / and next month's rent in cash to Landlord.
Bank says it's definitely NOT their fault. AGAIN: Bank Pros please weigh in.
I suspect that the Landlord was setting me up to get me out of the space "for cause" since I later learn he had another tenant in the building willing to take my space at the significantly higher rent he was asking for.
Loved the space. Had been there twenty years. Moving was going to suck, but...glad I'm out of there.
As of the end of this year, I will have severed all ties with that bank AND the Landlord.
Help me understand it from the bank's perspective.