You could ask them to create an invoice which should be payable by card. That way only allows Goods & Services payments though. Answer from lupus0802 on reddit.com
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PayPal
paypal.com › va › webapps › mpp › send-money-online
Send Money Securely Online with PayPal | PayPal VA
You can send money to almost anyone with an email address, without sharing your financial information with the recipients. Use their email address and they'll get the money in a simple, faster and more secure way.
Discussions

privacy - How can I send money on Paypal without revealing my real name or address? - Personal Finance & Money Stack Exchange
I have heard that Paypal shows your real name and address when you send money. How can I stop that, so that I can send money without giving the recipient my real private information? I have heard that business accounts can use a "business name" instead of a personal name; could I just make ... More on money.stackexchange.com
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How to pay with Paypal without an account; seller gave just an email address - Personal Finance & Money Stack Exchange
You need to have a PayPal account to use PayPal to send money to someone who does not accept credit cards. ... That is not strictly true. If the seller creates an invoice in PayPal and sends a "pay now" email to the customer, they can pay with a debit or credit card without creating an account: ... More on money.stackexchange.com
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December 28, 2019
How do I send money to someone’s PayPal without an account
Abbreviations used in r/PayPal : NAD - Not as described. SNAD - Significantly not as described. INR - Item Not Received. UAT - Unauthorized transaction. OP - Original poster of the message. F&F - Friends and Family (no protection at all.) G&S - Goods and/or Services (has seller/buyer protection.) Posts about PayPal's policies will be removed. No more complaining about PayPal policy and their taking funds from your account for violations of rules. If you don't like the rules don't use PayPal. If you don't want to lose money, don't leave funds in your PayPal account. Simple as that. But these posts are often political or misleading. So no more posts on this subject! Thank you for submitting to r/PayPal , please make sure you have read the FAQ . If your account was created when you were younger than 18, then that is covered in the FAQ! Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns. More on reddit.com
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May 27, 2025
Is it possible to just pay/send money to someone's PayPal account, without having a PayPal account? (using a credit/debit card)

have them send you a money request to your email from their paypal account.

from there you can pay them the requested amount using a card without having to sign up for an account.

More on reddit.com
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April 25, 2013
People also ask

How do I receive money using PayPal?
To accept money sent via PayPal, you must open a PayPal account and confirm your email address. Here’s how to request money with the PayPal app: Go to Request Select the person you are requesting money from Enter the amount and add a note if you’d like Select Review Review your request and select “Request Now”
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paypal.com
paypal.com › us › digital-wallet › send-receive-money
Send and Receive Money | Transfer Money Online | PayPal US
How do I send money on the PayPal app?
Open the app and log in to your account Choose 'Send and Request' Enter your recipients name, PayPal username, email, or mobile number. Enter the amount, choose the currency, and add a note if you wish. Select 'Send' Choose payment type between 'Friends and Family' or 'Goods and Services'. Choose "Next" Review the details and select 'Send'
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paypal.com
paypal.com › us › digital-wallet › send-receive-money › send-money
Send Money Online | Transfer Money Online Fast | PayPal US
Is there a fee to send money with PayPal?
It’s free to send money domestically to friends and family using your PayPal balance or bank account. Money sent from a credit or debit card will incur a {{paypalFees.domesticPersonal.cardPercent}} transaction fee plus a {{paypalFees.domesticPersonal.perTransactionSymbol}} flat fee. International fees apply for money sent abroad. Learn more about our fees here.
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paypal.com
paypal.com › us › digital-wallet › send-receive-money › send-money
Send Money Online | Transfer Money Online Fast | PayPal US
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PayPal
paypal.com › us › digital-wallet › send-receive-money
Send and Receive Money | Transfer Money Online | PayPal US
September 15, 2025 - You must have an account with PayPal and use the PayPal app. Just share a PayPal link from our app over to the person you want to send to via text, DM, email, or a messaging app you prefer.
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Wise
wise.com › us › blog › how-to-pay-someone-with-paypal
How To Send Money On PayPal – With Or Without An Account - Wise
September 26, 2022 - To make a payment through PayPal without opening an account yourself, you’ll have to have the recipient send you an invoice or money request.
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PayPal
paypal.com › us › digital-wallet › send-receive-money › send-money
Send Money Online | Transfer Money Online Fast | PayPal US
... Log in to your account with PayPal. ... Enter your recipient’s name, PayPal username, email, or mobile number. Choose “Next.” · Enter the amount, choose the currency, and add a note if you’d like.
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Pay Online Daily
payonlinedaily.wordpress.com › 2025 › 07 › 17 › how-to-send-money-through-paypal-with-or-without-an-account
How To Send Money through PayPal – With Or Without an Account
July 17, 2025 - Look for the option labeled “Pay with Debit or Credit Card”. This allows you to proceed without logging into a PayPal account. ... Ensure all the information is accurate. After filling in the necessary details, click “Pay Now.” PayPal ...
Find elsewhere
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PayPal
paypal.com › paypalme
Get your very own PayPal.Me link
If you don't already have a PayPal account, signing up is fast and free. And you can start accepting money from anyone in an instant.
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NerdWallet
nerdwallet.com › banking › learn › best-ways-to-send-money
Great Ways to Send Money - NerdWallet
October 22, 2025 - Zelle is one of the best ways to ... the recipient’s bank account. ... You can send money without a fee by using P2P payment apps such as Cash App, Google Pay, PayPal, Venmo and Zelle....
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Quora
quora.com › How-do-I-send-someone-money-through-PayPal-if-they-dont-have-an-account
How to send someone money through PayPal if they don't have an account - Quora
Answer (1 of 2): You can’t because the receiver must be on the PayPal company database for any transaction to happen. It is the same with any bank account. You can’t wire money to another person unless that person has a bank account to receive the funds. That is why we have Western Union and Mon...
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PayPal
paypal.com › us › cshelp › article › how-do-i-accept-cards-with-checkout-using-the-guest-checkout-option--help307
Guest Checkout | Accept Cards without Account | PayPal US
By enabling Guest Checkout within your PayPal account settings, buyers will have the option to check out using a debit or credit card, without the need for a PayPal account login.
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PayPal
paypal.com › uk › cshelp › article › how-do-i-send-money-help293
How do I send money? | PayPal GB
Select your funding source, review your information, and tap Send. After the payment is sent, your recipient will receive an email notification. If the recipient doesn’t have a PayPal account, we'll explain how to sign up for one.
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Venmo
venmo.com › send-receive › start
Send & Receive Money Online | Payment App | Venmo
Transfers are reviewed which may result in delays or funds being frozen or removed from your Venmo account. Learn more ... Select “friends,” “public,” or “private” to share any payment with everyone on Venmo or keep it to yourself. ... It’s free to send and receive money using what’s in your Venmo account or bank account.
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Statrys
statrys.com › blog › payments rulebook
How to Pay with PayPal with and without an Account | Statrys
November 7, 2025 - If however, you would like to instruct a payment (without any kind of request), log in to PayPal. After having logged in you will be faced with the dashboard. Near the top of the dashboard, you will be able to see a “ Send and Request” button, ...
Top answer
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6

The answer is more complicated than "No, there is no way".

There is no guaranteed way. You may need to create a PayPal account, and it is recommended that you do so. All you need is an email address to sign up, and you will have more protections this way.

However, if you really want to try paying as a guest (not recommended), you can do so in various ways -- most directly with a link like this (which you will need to edit to suit the recipient, item, and purchase amount):

https://www.paypal.com/webscr?cmd=_xclick&[email protected]&item_name=WHAT_YOU_ARE_BUYING&amount=777.88&currency_code=USD

This simulates a "Buy Now"-style button. If the seller has an account in a country that allows payments from a guest, and you have an IP address in a country that allows paying as a guest, and many other anti-fraud criteria are met, you may be able to pay as a guest.

It is not recommended that you pay as a guest. Just sign up for a personal PayPal account, since having one is useful, painless, and gives more protections to you.

2 of 3
2

You can indeed pay someone without a paypal account, but the caveat is you need the seller to generate an invoice within their paypal account and send you a "pay now" email. The email will have a link in it, and when you click on the link, you will be presented with the option to pay with a credit or debit card, which does not require an account. Of course, you will be prompted with the option to create an account, but an account is not required in order to use paypal to make the payment, if you are paying with a debit or credit card.

Creating an invoice is a trivial effort for the seller (it takes all of about 10 seconds) and someone who is eagerly awaiting your money should be happy to do so.

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Wise
wise.com › us › blog › can-i-use-paypal-without-a-bank-account
Can you use PayPal without a bank account? - Wise
June 25, 2024 - Unverified accounts have lower transaction limits, and you may find you can’t access all services. You may be able to use PayPal to receive money without adding a bank account or card.
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Xoom
xoom.com
Xoom, a PayPal Service | Send Money Online
Transfer money online securely and easily with Xoom and save on money transfer fees. Wire money to a bank account in minutes or pick up cash at thousands of locations.
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Dhgate
smart.dhgate.com › home › how to send money via paypal without an account: a simple step-by-step guide
How to Send Money via PayPal Without an Account: A Simple Step-by-Step Guide - Smart.DHgate – Trusted Buying Guides for Global Shoppers
November 5, 2025 - Ever wondered if it's possible to send money via PayPal without actually signing up for an account? The answer, thankfully, is yes—with a few caveats. PayPal
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Bankrate
bankrate.com › banking
7 Best Ways To Send Money | Bankrate
May 1, 2025 - However, you will pay fees for ... you to $10,000 per transaction, depending on the currency. Those without a PayPal account can send up to $4,000 in a transaction....