I had the $18 insurance on 5 phones. Took 2 in to replace screens and still paid $150 for each screen replacement. Just consider it’s the insurance plus replacement fees. I found an alternative screen replacement which only cost $50 each phone. The insurance was a waste of money. Answer from MindB4MattR on reddit.com
T-Mobile
t-mobile.com › support › devices › protectionandlt360andgt-and-device-protection
Protection 360® and device protection | T-Mobile Support
Protection 360® is a complete device protection program that covers repair or replacement for loss, theft, accidental damage (including $0 front screen repairs), and mechanical & electrical failure, even after the manufacturer’s warranty expires.
T-Mobile
t-mobile.com › benefits › phone-protection-plans › p360-home-tech
Protection 360 HomeTech: Electronics Coverage Plan | T-Mobile
Protect your Wi-Fi-enabled devices with T-Mobile's Protection 360 HomeTech. Get comprehensive coverage for unlimited devices at just $25/month plus tax.
Videos
04:20
T-Mobile Protection 360 Review – Is It Worth the Monthly Cost ...
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T-Mobile: EXCLUSIVE! New Update for Protection 360 Insurance - YouTube
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T-Mobile Protection 360 Explained – Coverage, Costs & Is It Worth ...
T-Mobile Customers: Feature Changes to Watch Out For (P360)
02:51
T-Mobile Protection 360 Explained: Coverage, Costs & Is It Worth It?
02:12
How To Add Device Protection T-Mobile? - SecurityFirstCorp.com ...
Can · T-Mobile · for Business accounts purchase Protection 360?
Yes, Protection 360 may be added to eligible devices on a · T-Mobile · for Business account.
t-mobile.com
t-mobile.com › benefits › phone-protection-plans
Cell Phone Insurance & Protection Plan: P360 | T-Mobile
How much does Protection 360 cost per month?
The monthly cost for Protection 360 can range from $7 to $25 (+ applicable tax) per device, depending on your device type.
t-mobile.com
t-mobile.com › benefits › phone-protection-plans
Cell Phone Insurance & Protection Plan: P360 | T-Mobile
What do I get with the Protection 360 app by Assurant?
As part of Protection 360 you get access to extra benefits available in the Protection 360 app by Assurant. Those benefits include: · Access to unlimited live technical support via call or chat for all your smart devices. · Easily view your coverage details, service fee/deductible information and program terms. · Quick links to other benefits and apps included in Protection 360. · Easily file and track a claim. · Troubleshoot your device with helpful device-specific step-by-step guides. · Once you’ve enrolled in Protection 360, be sure to download and register for the Protection 360 app by As
t-mobile.com
t-mobile.com › benefits › phone-protection-plans
Cell Phone Insurance & Protection Plan: P360 | T-Mobile
T-Mobile
t-mobile.com › benefits › phone-protection-plans
Cell Phone Insurance & Protection Plan: P360 | T-Mobile
Protection 360™ covers loss, theft, and unlimited claims for accidental damage—including $0 broken screen repairs—and a whole lot more.
Reddit
reddit.com › r/tmobile › protection 360--worth it or not?
r/tmobile on Reddit: Protection 360--worth it or not?
July 27, 2023 -
Hey all, I will be switching to T-mobile in the near future and am looking for honest positive or negative opinions as to whether Protection 360 is worth it. Hopefully I will be getting the $0/a month S23, and having an $18 monthly charge kind of defeats the purpose of having a free phone. I am always super careful with my phones and I've never had one break---however usually I get a phone around $300 or less so I've never been too worried about it either.
Bonus question: If I don't get P360 and something DOES happen, do I owe the whole balance or just what hasn't been "paid" off? And could I potentially just put the sim card in another unlocked phone until the 2 years is up and nobody would ever be the wiser?
Top answer 1 of 36
15
I had the $18 insurance on 5 phones. Took 2 in to replace screens and still paid $150 for each screen replacement. Just consider it’s the insurance plus replacement fees. I found an alternative screen replacement which only cost $50 each phone. The insurance was a waste of money.
2 of 36
8
Depends. Can you afford another $1000 out of pocket to upgrade if you don’t have the p360 protection plan? If so, then probably not. If not, then yes, get it, it’s a no brainer. Just like I can’t afford to just up and buy another house if my house gets destroyed, I also can’t afford to get another car or pay for the other person’s damages and potential hospital bill if I cause the wreck, that’s why I have home and car insurance. But also because I have to have car insurance lol.
PhoneArena
phonearena.com › home › news
T-Mobile is vastly improving its Protection 360 plan without increasing your monthly costs - PhoneArena
August 12, 2024 - To give you a few examples, something like the Samsung Galaxy S24 (and S24 Plus, and S24 Ultra) falls into the "Tier 5" category, requiring a Protection 360 expense of $18 a month.
Flipsy
flipsy.com › home › t-mobile phone insurance: what it covers, what it doesn’t
T-Mobile Insurance: What It Covers, What It Doesn't | Compare Plans on Flipsy
July 15, 2024 - Basic Device Protection costs $1 less per month per tier than Protection 360, so it ranges from $6 to $14 per month (BYOD phones are considered Tier 5). Note that accidental damage deductibles for Tier 4 and 5 phones are $149 and $249, versus ...
T-Mobile Premium Handset Protection
mytmoclaim.com › nwbrochure
Protection 360
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University of Nevada, Las Vegas
unlv.edu › sites › default › files › page_files › 27 › TMobile_Protection.pdf pdf
Important changes to Protection
§§There is a $5 processing fee collected by T-Mobile when devices are exchanged through T-Mobile. The exception is BYOD claims which are handled through Assurant after the manufacturer's ... claims during the eligibility period. After that, and for all other accidental damage claims, the ...
Wirefly
wirefly.com › guides › t-mobile-protection-360-device-protection-and-insurance-guide
T-Mobile Protection 360 Device Protection and Insurance Guide | Wirefly
November 19, 2019 - An Express Replacement Service ... and chooses Protection 360 will enjoy the benefits of AppleCare as well. Protection 360 is priced between $7 per month to $15 per month....
T-Mobile Puerto Rico
en.t-mobilepr.com › protection-plan
Protection Plan - T-Mobile Puerto Rico
At T-Mobile you can protect your device with our protection plan. ... In participating stores. Cost from $7 to $25 per month, depending on the level of the device. See all terms. ... Get Protection 360™ on any T-Mobile device.
TMO Report
tmo.report › home › 2024 › august › huge upgrades are coming to t-mobile p360 insurance
Huge Upgrades Are Coming To T-Mobile P360 Insurance
August 12, 2024 - The documents show that T-Mobile, ... repairs, like SIM tray repairs and charge port replacements, remain at their existing $10 to $199 range (depending on device value)....
PolicyAdvice
policyadvice.net › home › insurances › t-mobile phone insurance
T-Mobile Phone Insurance Tiers Explained
The higher the tier, the more you’ll pay monthly to protect it. When making a claim, you will also pay a higher deductible. You can find out your deductible via My T-Mobile. Once you agree to the terms, the carrier will collect payment from eCheck, debit or credit card. What is Protection 360?
T-Mobile
t-mobile.com › t-mobile community › devices › apple
Service Contract Device Protection Plan vs 360? | T-Mobile Community
360 costs 18 a month while service contract plan costs 7. If the deductibles for those items are truly the same then I want both phones on the 7 dollar plan. If the service contract plan doesn’t cover those items then I don’t want it at all (can’t imagine any would).
TmoNews
tmonews.com › home › t-mobile raising protection 360 device insurance prices in april
T-Mobile raising Protection 360 device insurance prices in April - TmoNews
February 26, 2020 - “The average price of a new smartphone device has risen consistently, with many new flagship devices now costing over $1000,” says T-Mobile about why it’s raising Protection 360 prices.
T-Mobile
t-mobile.com › community › discussions › accounts-services › protection-360-cost-per-account-or-per-phone › 11651
Protection 360 cost per account or per phone | T-Mobile Community
I am not sure we were given correct information on our new T Mobile phones. Is it $18 a month for two phones or is it $18 x 2= $36 month? THey...
UPSIE
upsie.com › smartphone-warranty › pros-cons-t-mobile-phone-insurance
Pros and Cons of T-Mobile Phone Insurance
March 24, 2023 - While the pros of T-Mobile phone insurance are clear, it’s impossible to ignore the company’s decidedly high prices across the board. T-Mobile phone insurance plans cost up to $18 plus tax per month. That means a three-year Protection 360 ...
Insurify
insurify.com › device insurance › t mobile
T-Mobile Device Insurance Review | Insurify
August 18, 2025 - T-Mobile offers a separate Protection 360 HomeTech plan for devices other than cellphones, including laptops and tablets.[2] You can bundle an unlimited number of devices for $25 per month, but you still need separate coverage for each phone.
Google Play
play.google.com › store › apps › details
Protection 360™ - Apps on Google Play
• Browse Curated Self-Help Articles – Get the most out of your devices and discover helpful Step-by-Step Guides. • Access Your Extras – Enjoy all the Extra Benefits of Protection 360™ in one place. Register in the app with your T-Mobile phone number to enable services and verify your eligibility.
App Store
apps.apple.com › us › app › protection-360 › id1226629284
Protection 360 - App Store
T-Mobile store people tell me that I am 100% covered as I know I should be and Assurance kick my claim back, not covered at time of incident they say. I have been a rate and I have paid $249 and I had to go by another iPhone just to get into ...
Reddit
reddit.com › r/tmobile › is there any point in paying for protection 360?
r/tmobile on Reddit: Is there any point in paying for Protection 360?
January 26, 2025 -
Years ago I had insurance and was really glad to have it. But now I am more secure financially and just realized that it costs $216 a year! I used to use Jump, but now I "manually" jump by trading in my phone and taking the credit from Samsung. So I am no longer leasing.
I should dump the pointless insurance right?
Top answer 1 of 25
34
Mobile expert here: Protection 360 is a scam lol I'll sell it all day because it makes me money, but by no means do I believe in the product. Screen protector replacement? buy a three pack on amazon for like $10 lmao
2 of 25
14
If you look at the cost of insurance over time in most cases it's not worth it. You just need to be able to afford the occasional loses along the way. Without insurance most people will end up ahead financially. Insurance works best for risks that might bankrupt you.