Videos
Does Best Buy finance?
Can you earn points with Best Buy Financing?
What is Best Buy’s contact information?
Hi, I was planning to buy a tablet, and I saw this thing called best buy financing, where it says that you can pay portions per month instead of paying in full. Is that what it means? Does anyone know exactly what is best buy financing? Thanks in advance!
Hi I recently took out a fairstone Crédit for a much needed laptop. I have one year to pay off $2000 and plan to make $200+ payments a month. 2,000 is much more than I can pay in one go and I need my laptop in order to work.
Given that I accomplish this, do you think it was a bad choice? I have good credit and got rid of all my credit cards. I know the interest rate is 30.99% which is a big yikes but if I have some balance off the 2k is that off the initial or remaining?
I did do research and used them before no problems but after some digging on reddit I'm stressing out and wondering if loving that onto a line of credit mightve been the better option and is still a possibility.
Just looking for a piece of mind, sorry if this was asked before
A line of credit is far superior. As would have been a CIBC credit card with their "pace it" program. You can borrow from a CIBC credit card for 7% for a year. You would even have been better off putting it on a regular credit card.
This is a terrible way to do this.
I love how you stated multiple times that yes the interest rate is high but it only comes into effect after the 12 months which you would have the loan paid off long before and yet people are still commenting on it saying getting a loan from Best Buy is horrible this was the worst decision you could have ever made blah blah blah if you can afford it and you know you'll have it paid off before the interest begins then what does it matter to anybody else? Sure 31% interest is fucking insane but if you don't have to face that interest rate then what does it matter if it's 500%