best credit cards 2025 with no annual fee - Brave Search

bankrate.com › global › credit cards › advertiser disclosure category pages

Best No Annual Fee Credit Cards for January 2026 | Bankrate

5 days ago - ... “Picking the right credit card is a very subjective process, but I believe a no-annual-fee 2 percent cash rewards card like the Wells Fargo Active Cash is the best fit for the widest group of cardholders.

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Compare No Annual Fee Credit Cards | Chase

Apply Now Opens Slate Edge application in new window See details Opens slate edge (Registered Trademark) credit card product page in the same window ... empty checkbox Compare Compare the Slate Edge checkmark Comparing Compare the Slate Edge button disabled Compare Compare the Slate Edge Opens ...

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Are Credit Cards With No Annual Fee Worthwhile?

A credit card with no annual fee is the most economical choice, especially if you don't plan to use your card often. But rest assured, the best cards with no annual fees do come with plenty of perks, such as a 0% introductory APR, low interest rates and enticing rewards. These cards could deliver more value than cards with annual fees, depending on your spending habits.

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Best No-Annual-Fee Credit Cards of November 2025 | U.S. News

Can you get a no-annual-fee credit card with bad credit?

Yes, there are no-annual-fee cards available for people with low credit scores. One option is to get a secured credit card that doesn't charge an annual fee — but you'll have to put down a refundable security deposit, instead. If you have bad credit, focus on building credit quickly to make more options available to you.

bankrate.com › global › credit cards › advertiser disclosure category pages

Best No Annual Fee Credit Cards for January 2026 | Bankrate

What is the best no fee credit card in Canada?

Rankings change over time. See the live list above, which is updated as offers and fees change. We evaluate annual fees, earn rates, welcome offers, insurance, and foreign fees.

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Best No Fee Credit Cards in Canada 2025 | Compare Top No Fee Cards ...

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Best No-Annual-Fee Credit Cards of November 2025 | U.S. News

November 7, 2025 - This type of credit card does not require a strategy for earning rewards to offset the annual fee, which means you could keep the card open at no cost, even after you upgrade. You want a card with a 0% introductory annual percentage rate.

cnn.com › money › credit cards

The best no-annual-fee credit cards, chosen by an editor who has 16 cards | CNN Underscored

4 weeks ago - The Wells Fargo Autograph Card has a really vast array of elevated earnings for a card with no annual fee. It earns an unlimited 3x points at restaurants and in other popular spending categories, including travel and transit, gas stations, streaming ...

reddit.com › r/creditcards › the best card to have in 2025 with no annual fee

r/CreditCards on Reddit: The best card to have in 2025 with no Annual fee

May 19, 2025 -

Hi you guys, hope everyone is doing great. So I’m looking to add a new credit card for my everyday purchases and I was looking to see if someone would recommend me a good card with good perks preferably with no annual fee.

So I do have — -Chase sapphire preferred. -Wells Fargo active cash. -Apple Card. -Amex blue cash everyday. -Citi rewards +. -Citi custom cash. -Discover it. -Bank of America customized cash rewards. -Capital one Savor. -Capital one quicksilver. -Jovia.

Wells Fargo Autograph or BILT Mastercard for cell phone protection. Otherwise, you’ve collected most of the top ones from major issuers. If you want to leverage transferrable points for no AF, the Capital One Venture can unlock that (as does the Autograph).

you’ve already got a stacked lineup honestly. if you’re just looking to round it out a bit more, maybe check out the fasten reward card. no annual fee and it covers a lot of the auto perks like gas, insurance, repairs etc with 2x back. kinda fills a gap if you drive a lot and don’t want to overthink categories.

rates.ca › credit-cards › no-fees

2025's Best No-Fee Credit Cards in Canada

The Simplii Financial™ Cash Back Visa* Card is a great fit for people who love dining out and want to avoid paying an annual fee. You can earn up to 4% cash back at eligible restaurants and bars, which is the card’s top earn rate.

creditcards.smartcanucks.ca › home › no fee

Best No Fee Credit Cards in Canada 2025 | Compare Top No Fee Cards - SmartCanucks

Compare 2025's best no fee credit cards in Canada. Expert reviews of no fee rewards, signup bonuses, fees, and benefits from TD, RBC, BMO, CIBC & Scotiabank. Find your perfect no fee card today.

rewardscanada.ca › TopTravelCreditCard

Canada's Best Travel Rewards Credit Cards for 2026 | Rewards Canada

6 days ago - One of the new cards introduced during 2025 the Scotiabank Passport® Visa Infinite Privilege* Card claims 3rd spot in the No FX Fee category. This card earns 1 to 3 Scene+ points per dollar spent, provides Ultra Premium card benefits like airport ...

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reddit.com › r/creditcards › looking for a no annual fee credit card with the best rewards or cashback

r/CreditCards on Reddit: Looking for a no annual fee credit card with the best rewards or cashback

July 4, 2025 -

My regular expenses include groceries, car insurance, Amazon, restaurants, hotels, Walmart, health insurance, and services like DoorDash, Uber, and Lyft. I want to maximize the cash back I earn across these categories and get the most value from my everyday spending.

Citi Shop Your Way has insane cash back % offers that exceed any paid CC. Right now I have an offer, get $100 back for spending $500 at gas, restaurants, and or groceries for each month till December. That's 20% cash back per month. No AF.

Amazon Prime Visa and 2% catch all card like the Synchrony Mastercard or some other 2% card. Throw the PayPal debit in the mix also.

money.ca › credit-cards › best-no-annual-fee-credit-cards-canada

Best No Fee Credit Cards in Canada 2025 | Top Picks

January 9, 2025 - ... The Scotiabank Momentum® No-Fee Visa* Card is a no-annual-fee credit card offering cash back on everyday purchases, with elevated rates for spending at gas stations, grocery stores, drug stores, and on recurring bill payments.

cnbc.com › cnbc select › credit cards › 5 best credit cards that waive your first annual fee in 2026

5 best credit cards that waive your first annual fee in 2025

3 weeks ago - Best for Delta flyers: Delta SkyMiles® Gold American Express Card (see rates and fees) Best for small businesses: Capital One Spark Miles for Business · Who’s this for? The Amex Blue Cash Preferred is a great option if you typically spend a lot on groceries, as it offers an excellent cash back rate: 6% cash back at U.S. supermarkets (on up to $6,000 per year in eligible purchases, then 1%). The cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Annual fee: $0 for the first year, then $95 (see rates and fees)

ratehub.ca › blog › best-no-fee-credit-cards-in-canada

Canada’s best no fee credit cards for 2026 | Ratehub.ca

2 weeks ago - December 30, 2025 | Fact checked by: Natasha Macmillan, Business Unit Director - Everyday Banking · The best no fee credit cards in Canada offer great value and benefits without an annual fee. Take a look at our carefully selected list to find the one that aligns with your spending habits and lifestyle.

cardrates.com › home › advice

12 Best No-Annual-Fee Credit Cards (Nov. 2025)

5 days ago - No annual fee. Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness. Terms and conditions apply. See application, terms and details. ... Your cash back never expires, and you can redeem your rewards whenever you want, in any amount. This card is ideal for the person seeking robust cash rewards while simultaneously looking to save money on things like fees and interest.

nerdwallet.com › back to nerdwallet homepage › credit cards › best no-fee cards in canada | january 2026

Best No-Fee Credit Cards in Canada for January 2026

New to Canada and seeking credit? Simplicity, accessibility and ease of use are the name of the game, and that's where the CIBC Dividend® Visa* Card shines. This no-annual-fee card is available to newcomers without a Canadian credit history, ...

mbna.ca › en › credit-cards › no-annual-fee

Find the Best No Annual Fee Credit Card For You – MBNA Canada

Are you looking for the best credit card in Canada with no annual fee? You don't have to pay an annual fee to get the credit card you want. MBNA has travel rewards or cash back credit cards with no annual fee so you can earn the benefits and rewards you deserve.

mastercard.com › us › en › personal › find-a-card › credit-card › categories › no-annual-fee.html

No Annual Fee Credit Cards - Mastercard

No annual fee and no foreign transaction fees. See Rates & Fees to learn more. Get 4% back on gas, EV charging, transit, taxis & rideshares on up to $300 in spend per month. 1% thereafter. Spend cycle refreshes on the 1st of the calendar month. 3% back on dining, 2% back on groceries, 1% back on all other purchases · It’s the only credit card that deposits your crypto rewards immediately.

rbcroyalbank.com › personal › credit cards › no annual fee credit cards

Enjoy Convenience and Flexibility with a No Annual Fee Credit Card

From everyday value to travel rewards and student-friendly options, RBC offers a range of Canadian credit cards designed to fit your lifestyle. ... RBC no annual fee credit cards offer convenience, flexibility, and other valuable features.

mastercard.ca › en-ca › categories › no-annual-fee

No Annual Fee Credit Cards | Find a Credit Card

Enjoy three months of Instacart+ and a $5 monthly Instacart credit when you enroll your eligible BMO Credit Card.* ... Purchases: 21.99% | Cash advances: 23.99% (21.99% for Quebec residents) | Balance transfers: 23.99% (21.99% for Quebec residents) BMO is not responsible for maintaining the ...

td.com › ca › en › personal-banking › products › credit-cards › no-annual-fee

Apply Online for No Annual Fee Credit Cards in Canada | TD Canada Trust

Looking for a credit card with no annual fee that may have rewards you can earn? Find the best TD Credit Card with no annual fee for you. Apply Online today!

MoneySuperMarket

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Our best no annual fee credit cards - January 2026 | MoneySuperMarket

20 hours ago - A no annual fee credit card costs nothing in terms of an annual fee, meaning you won't be charged a yearly fee to keep the card open. However, you might still incur other fees, such as: ... In December 2025 the Bank of England cut the base rate from 4% to 3.75%.