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American Express
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Credit Cards - Compare & Apply Online - American Express
Find the best credit card by American Express for your needs. Choose between travel, cash back, rewards and more. Apply for a credit card online.

American Express charge card

Centurion Card - Wikipedia
centurion card invitation set
The American Express Centurion Card, colloquially known as the Black Card, is an exclusive invitation-only charge card issued by American Express. It is reserved for the company's wealthiest clients who meet certain … Wikipedia
Factsheet
Country United States
Factsheet
Country United States
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Wikipedia
en.wikipedia.org › wiki › Centurion_Card
Centurion Card - Wikipedia
1 week ago - The American Express Centurion Card, colloquially known as the Black Card, is an exclusive invitation-only charge card issued by American Express. It is reserved for the company's wealthiest clients who meet certain net worth, credit quality, and spending requirements on its gateway card, the ...
Discussions

American express black card
If you have to ask... More on reddit.com
🌐 r/CreditCards
13
0
January 24, 2021
American Express Platinum Edge Credit Card
That's best to ask American express and your bank how it's done. You're on the right pathway though. I make all my expenses through my credit card (shopping, bills, whatever) and have it set up to auto pay off so I never have to pay interest. I can do auto pay off through cba. Work out what gets most bang for your buck on your points. I used to exchange it for gift cards at Coles but now I've got CBA black ... More on reddit.com
🌐 r/AusFinance
August 6, 2022
Vitality American Express Credit Card
I have vitality through work and have got the card. It gives you £99 off an apple watch and with my normal routine I should be able to get a "free" apple watch and an extra 1% cashback so it's a no brainier for me. Cashback booster doesn't start for two months after you get card. More on reddit.com
🌐 r/UKPersonalFinance
12
6
December 18, 2019
How do you use American Express credit card in India?
Not uncommon in overseas travel. Bring at least one Visa and Mastercard with you as a backup. More on reddit.com
🌐 r/amex
12
2
January 29, 2022
People also ask

Why is the Amex Black Card so special?

The Amex Black Card isn't just a credit card — it's a status symbol. It's invitation-only, comes with no preset spending limit, and unlocks perks like 24/7 concierge service, top-tier hotel and airline status, VIP airport experiences, and access to events most people can only dream about. It's less about what you can buy and more about what doors it opens.

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businessinsider.com
businessinsider.com › personal finance › credit cards › amex black card benefits: the ultimate in luxury and service
Amex Black Card: Exclusive Benefits and Luxury Services Overview
Do Amex Black Card members receive complimentary hotel upgrades?

Yes, Amex Black (Centurion) Card members receive top-tier or near-top-tier elite status with several major hotel chains, including Hilton, IHG, Jumeirah Sirius, Shangri-La Golden Circle, Radisson Rewards, and MeliáRewards. These elite statuses often make members eligible for complimentary room upgrades, early check-in, late check-out, and other VIP privileges, although upgrades are subject to availability and not guaranteed. Centurion members also receive Delta Platinum Medallion Status, which provides travel perks like complimentary first-class upgrades and priority services. Terms apply.

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businessinsider.com
businessinsider.com › personal finance › credit cards › amex black card benefits: the ultimate in luxury and service
Amex Black Card: Exclusive Benefits and Luxury Services Overview
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Reddit
reddit.com › r/amex › amex centurion "black card" is a waste of money
r/amex on Reddit: Amex Centurion "Black Card" is a waste of money
June 5, 2024 -

At least for the UK anyway!

Originally I liked the card, aspired to get it - especially since coming from a low income family - but I never actually use it ever anymore.
All my major payments are done via ApplePay, so no one actually sees the card per say, and most of the time the benefits over here in the UK are rubbish.
Is there any unheard of benefit, that I am not quite acquainted to?

The concierge is decent, especially if you are on a trip or business, you can just get them to arrange everything via a quick call to them (one of the only few reasons I hold on), but they cant get me into the top restaurants in London and all these crazy stories I heard were false, in the UK at least, so it is rather unfortunate.

Apart from that, the points system is rubbish, I end up just using the BA AMEX for the companion voucher, Barclays Plus, and then the other credit cards.

The only real reason I hold onto the card is purely for business, in my area, specifically, I just bring the card out deliberately when paying for dinner for clients, to show I am "doing well" and can handle their business. Its literally a Flex card, I wouldnt even say that you get "better service" by showing this card either.

Any fellow Centurion holders, please do let me know if there are any real benefits, that somehow I missed or I am not using properly. Appreciate all responses

Ale

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Credit Karma
creditkarma.com › credit cards › insights › centurion® card from american express review: exclusive benefits at a high cost
Centurion Card from American Express | Intuit Credit Karma
Centurion® Card from American Express review: Exclusive benefits at a high cost
Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services, companies or products. ... Rating: 0 out of 5. Editors’ take: The Centurion Card® from American Express, also known as the Amex Black Card, is an ultra-exclusive ...
Rating: 3.9 ​
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Forbes Advisor
forbes.com › advisor › credit-cards › reviews › centurion-from-american-express
American Express Centurion Black Card Review: What To Expect In 2026 – Forbes Advisor
October 15, 2025 - ... All information about Centurion® Card from American Express has been collected independently by Forbes Advisor · The American Express Centurion Black Card is invitation only, which means you can’t apply directly for the card.
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The Points Guy
thepointsguy.com › credit-cards › amex-centurion-black-card
Amex Centurion (black) card benefits — and how to get them without the card - The Points Guy
September 18, 2025 - Other ways to get it: The additional family member coverage is unique to the Centurion Card†. However, the Amex Platinum comes with up to $209 in statement credits and the American Express® Green Card comes with up to $199 in statement credits ...
Find elsewhere
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Business Insider
businessinsider.com › personal finance › credit cards › amex black card benefits: the ultimate in luxury and service
Amex Black Card: Exclusive Benefits and Luxury Services Overview
May 20, 2025 - Colloquially known as the "Black Card," this prestigious credit card is only available to big spenders by direct Amex invitation. If you're curious about this mythical card wielded by A-list celebrities worldwide, read on to learn more.
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American Express
americanexpress.com › us › credit-cards › category › no-annual-fee
No Annual Fee Credit Cards | American Express
Explore American Express No Annual Fee Cards. Enjoy the benefits of American Express Membership with no annual fee. Apply today. Terms apply.
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American Express
americanexpress.com › us › credit-cards › category › cash-back
Cash Back Credit Cards | American Express
Explore which American Express Cash Back Card is best for you. Apply for a Cash Back Card today and start earning more on everyday purchases. Terms apply.
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WalletHub
wallethub.com › popular credit card questions
American Express Black Card Requirements
May 13, 2025 - The American Express Black Card’s requirements are rumored to include being an Amex cardholder for at least a year, spending over $100,000 annually on American Express credit cards, and annual income of at least $1 million.
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Rates
rates.fm › homepage › cards › 6 key things about the amex black card: we wish we knew
6 Key Things About the AmEx Black Card: We Wish We Knew
October 23, 2024 - The Centurion Card, commonly referred to as the American Express Black Card, is synonymous with prestige, wealth, and exclusivity. This is the peak of credit card luxury, with privileges and bonuses that are hard to match.
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Upgraded Points
upgradedpoints.com › home › credit cards › reviews › amex centurion black card
How To Get the Amex Centurion Black Card [2025]
2 days ago - Unless you’ve been living under a rock, you know that Amex’s black card is reserved for the ultra-wealthy and big-spending hotshots. Officially known as the Centurion® Card from American Express, it’s often used by big-name celebrities ...
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CNBC
cnbc.com › cnbc select › personal finance › here's how to request an invite for the exclusive american express centurion black card
Here's how to request an invite for the exclusive American Express Centurion Black Card
November 26, 2025 - The 2020 Census Household Income Report found the median American household income is $67,521 per year, which makes the Centurion Card's six-figure minimum spending requirement well out of reach for most people.
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Credit One Bank
creditonebank.com › credit-cards › american-express-card
Credit One Bank Premier American Express Card | Credit One Bank
Credit One Bank® Premier American Express® Card
Unlimited 1% cash back rewards on all purchases†,Retail Protection†,Special benefits and Amex Offers†
Price   $39.00
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Quora
quora.com › Is-the-Amex-Centurian-black-card-that-much-better-than-the-Amex-Platinum-card
Is the Amex Centurian “black” card that much better than the Amex Platinum card? - Quora
Answer (1 of 4): Stick with Amex Platinum. I carried the black Centurion card for over 8 years and now platinum for nearly 10 years. The benefits of platinum are nearly identical at a fraction of the annual fee.
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Quora
quora.com › Why-is-the-Amex-Black-card-so-special
Why is the Amex Black card so special? - Quora
Answer: It’s special in one respect because it’s very difficult to qualify for, and only available by invite (although you can request an invite). The underwriting isn’t really known, only inferred from anecdotal tales, but it is known that one’s Amex charge card spending must be very ...
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American Express
americanexpress.com › credit intel › cards
‘Level Up’ Your Understanding of Amex Card Levels
September 18, 2025 - American Express Card ‘levels’ are more like unique categories to match your spending style, from casual spender to luxury traveler – and everyone in between. American Express offers two main Credit Card categories: rewards points Credit Cards and cash back Cards.
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Charles Schwab
schwab.com › credit-cards
Charles Schwab Cards from American Express
After that, your APR will be a ... $8,000 in purchases on your Platinum Card® from American Express Exclusively for Charles Schwab in your first 6 months of Card Membership.†...
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American Express
americanexpress.com
American Express Credit Cards, Rewards & Banking
American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more.