The easiest and fastest way to apply for CareCredit is to use apply online. You will get the credit decision within seconds and, if approved, you can use your account right away.

You can also apply over the phone, toll free, at (800) 677-0718. If you choose to call, you can use our automated system 24/7 or you can apply with a live agent between 9:00am-9:00pm Monday-Friday, Eastern Time. Applicants must be at least 21 years of age to apply by phone. Applicants by phone must have written copy of the credit card agreement before proceeding, which can be printed from carecredit.com or obtained from their provider.

In addition, you can apply in person at more than 200,000 healthcare provider locations that accept CareCredit. We do not accept applications via fax or email.

The CareCredit credit card is accepted at hundreds of thousands of locations, including partners like Walgreens, Walmart, and Sam’s Club*. Please use our convenient acceptance locator tool to find a doctor or business in your area that takes CareCredit.

No, like any other credit card, as long as you are in good standing and you have available credit, you can use your CareCredit healthcare credit card anywhere the card is accepted. It is important to use your card at least once a year, however, in order to keep your account active.