Discover
discover.com › online banking › certificate of deposit
Certificate of Deposit | High Yield CD Rates | Discover
Find a high yield CD account from Discover. Compare online CD rates and choose the best CD term to reach your financial goals. Open a CD online today.
Discover
discover.com › home › certificate of deposit vs. savings account: which is right for you?
Certificates of deposit vs. savings accounts | Discover
October 24, 2025 - A CD pays a set interest rate when you agree to leave your money with a financial institution for a certain term. CD rates can vary depending on your financial institution, the term of the CD, and the interest rate environment.
What’s your experience with discover CD (certificate of deposit)
Unless you think the rate of return with other investments is going to be lower than 3.8% I see no reason to do 10 years. Just do the short term ones for the 5.3%. More on reddit.com
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December 29, 2023Discover Bank Interest: 4.35%, 12 month CD 5.20%
This is an extra $50 per year if you have $100,000 in savings. So any increase is nice but this is minuscule compared to other HYSA or treasury bonds. More on reddit.com
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April 8, 2023Anyone know much about Discover CD accounts?
I just had a CD end with Discover so here's my experience. The CD would auto-renew at the end of the term, but at a new rate they would set. The new rate could be higher or could be lower than the one currently offered. They'll send you a letter with potential rates when it's at about a month or so from your rate ending. You would also have the option to renew the full amount or a set amount. Just an FYI, they would charge $30 for a wire transfer if you chose to withdraw to your bank, but no charge on a check. What I didn't like was having to call to request the CD account to be closed....but I just hate calling companies. Honestly, if you could do both a CD and a HYSA, that's the route I'd take. More on reddit.com
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October 10, 2022Welp
What will I ever do 😭
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October 14, 2022What are the CD rates at Discover Bank?
Discover CD rates range from 2.00% to 4.00% APY, with shorter-term CDs generally having higher rates. The rates are more competitive than average CD rates.
businessinsider.com
businessinsider.com › personal finance › banking › certificates of deposit › discover cd rates: pros, cons, and current rates
Discover CD Rates: Pros, Cons, and Current Rates
What's a CD rate?
A CD rate is the interest percentage a bank pays you for depositing funds for a specific term. Because you're not withdrawing from the account, the rate is usually higher than that of regular savings accounts. CD rates are fixed, meaning they remain the same until the CD matures.
cnbc.com
cnbc.com › cnbc select › banking › 14 best cd rates of january 2026: earn up to 4.10% apy
14 best CD rates of January 2026: Earn up to 4.10% APY
What are the benefits of choosing a Discover CD over a savings account?
One possible benefit of choosing Discover CDs over a high-yield savings account is the potential to earn higher APY. Discover currently offers competitive returns for its savings account, but some CDs may provide considerably more. Also, CDs guarantee a set APY for the full term, whereas the APY on a savings account can change at the financial institution’s discretion.
fortune.com
fortune.com › article › discover-cd-rates
How to get the highest APY from Discover CD rates in 2026 | Fortune
CNBC
cnbc.com › cnbc select › banking › 14 best cd rates of january 2026: earn up to 4.10% apy
14 best CD rates of January 2026: Earn up to 4.10% APY
2 weeks ago - APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings. For CD accounts, a penalty may be imposed for early withdrawals. After maturity, if your CD rolls over, you will earn the offered rate of interest for your CD type in effect at that time.
Discover
discover.com › home › 4 benefits of a certificate of deposit (cd)
4 benefits of certificate of deposits (CD) | Discover
December 3, 2025 - Unlike the sometimes roller coaster fluctuations of the markets, a CD grows dependably thanks to slow and steady interest. When you weigh the benefits of a certificate of deposit, there are three interest rate options to consider:
Fortune
fortune.com › article › discover-cd-rates
How to get the highest APY from Discover CD rates in 2026 | Fortune
1 month ago - With Discover CDs, you won’t pay monthly fees and you won’t be subject to minimum deposit amounts. You’ll only be dinged for touching your money before your account matures. Here’s everything you need to know about earning interest with Discover CDs. All rates and fees are current as of Dec.
Forbes Advisor
forbes.com › advisor › banking › cds › best-cd-rates
Best CD Rates Of January 2026: Up To 4.10% APY – Forbes Advisor
3 days ago - Rates and details as of 12/4/25. ... Discover offers CDs with terms ranging from three months to 10 years—a wider range than most banks offer. While most of Discover’s CDs earn generous yields, its seven- and 10-year CDs offer especially notable rates.
Bankrate
bankrate.com › banking › cds
Discover Bank CD Interest Rates | Bankrate
September 1, 2025 - Competitive rates: Yields are significantly above the national averages. Wide range of terms: You get 12 different options to choose among, from 3 months to 10 years. FDIC insurance: Deposits are federally insured up to $250,000 per depositor, per account. Online account management: Easily manage your CDs through Discover's highly-rated mobile app or website.
Business Insider
businessinsider.com › personal finance › banking › certificates of deposit › discover cd rates: pros, cons, and current rates
Discover CD Rates: Pros, Cons, and Current Rates
May 8, 2025 - Discover® Bank (Member FDIC) has CD rates that are higher than what many brick-and-mortar banks offer, but you can find higher rates at other online banks. It offers IRA CDs and standard CDs with term lengths of up to 10 years; most banks and credit unions don't offer CDs with term lengths that long.
NerdWallet
nerdwallet.com › banking › learn › discover-bank-cd-rates
Discover Bank CD Rates: Solid But Not Highest - NerdWallet
September 16, 2019 - Discover Bank's CDs have a wide range of terms as well as solid rates. The minimum deposit is a bit high, though. See how they compare.
Bankrate
bankrate.com › banking › cds
Best CD Rates Of January 2026 - Up to 4.20% | Bankrate
1 week ago - Select the CD term length from the dropdown and interact with the trend lines to view APY by date. ... APY last updated 1/6/2026. ... APY last updated 1/6/2026. ... Bankrate independently tracks hundreds of APYs and product details for banking institutions nationwide. We retain the historical data of every rate we track in our database.
Discover
discover.com
Discover - Personal Banking, Credit Cards & Loans
Learn more about how CDs grow savings safely, or open a CD account today and lock in a great rate with terms ranging from 3 months to 10 years.
Reddit
reddit.com › r/discover › what’s your experience with discover cd (certificate of deposit)
r/discover on Reddit: What’s your experience with discover CD (certificate of deposit)
December 29, 2023 -
I looked and saw on the website you can get a cd with a high APY. I saw you can get a 10 year cd with a 3.80% APY. I used an estimator and put $2,500 in it and it said I can earn $1,130 with the 10 year cd. Should I go for it? What’s your guys’s experience with discover cd
https://www.discover.com/online-banking/cd-lng-06/?icmpgn=mobile-app-tile&src=S0000175K
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Unless you think the rate of return with other investments is going to be lower than 3.8% I see no reason to do 10 years. Just do the short term ones for the 5.3%.
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I opened a 9 month @5.3% with them recently, took me about 7 minutes from start to finish. Overall a good experience, goes right into their existing app I have for my credit card.
The Annuity Expert
annuityexpertadvice.com › home › cd rates, money market rates, high yield savings › cd rates › compare discover cd rates with 459 banks and credit unions
Compare Discover CD Rates With 459 Banks And Credit Unions
November 7, 2025 - Discover’s certificates of deposit work similarly to multi-year guaranteed annuities. Compare below to get the highest interest rate. These are our preferred accounts because the savings, money market, and CDs only require $1 to open. This allows you to spread out risk in case a bank or credit union closes in the future.
Discover
discover.com › online banking › high yield online savings account
High Yield Savings Account - No Monthly Fees | Discover
December 10, 2025 - Open a high interest savings account that offers high yield interest rates with no monthly balance requirements or monthly fees.
Forbes Advisor
forbes.com › advisor › banking › cds › discover-bank-cd-rates
Discover Bank CD Rates – Forbes Advisor
3 weeks ago - Rates and details as of 11/04/2025. See More See Less · Discover Bank offers CDs with terms ranging from three months to 10 years, with rates starting at 2.00% APY and reaching 3.90% APY.
Discover
discover.com › online banking › money market account
Money Market Account | Discover
Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed. APYs are subject to change at any time. the National Savings Average and watch your savings grow. Explore Savings · A high-yield CD can help you save with returns you ...
Discover
discover.com › online banking › individual retirement accounts
Retirement Accounts | Discover
Rates were obtained from Curinos, who relies on the data from the banks it tracks and such information cannot be guaranteed. APYs are subject to change at any time. the National Savings Average and watch your savings grow. Explore Savings · A high-yield CD can help you save with returns you ...
SmartAsset
smartasset.com › checking-account › cd-rates-discover
Discover CD Rates | SmartAsset.com
December 11, 2025 - See the latest certificate of deposit rates and offers from Discover Bank. SmartAsset's experts give a brief overview of each CD account, including their current rates, minimum balance and fees. See if opening up a CD account today is right for you.
The Motley Fool
fool.com › motley fool money › banks › cds › best cd rates
Discover® Bank CD Rates: Terms, APYs, and Alternatives
October 23, 2025 - Unlike other banking products we evaluate, certificates of deposit (CDs) do not receive a star rating from us. This approach is due to the frequent updates in interest rates and terms associated with CDs. Instead, we highlight CDs on our best-of list pages based on their annual percentage yield (APY) and the fees associated with early withdrawals.
Discover
discover.com › online banking
Online Banking | Open an Online Bank Account | Discover
Applies to personal accounts only. A penalty may be charged for early withdrawal. No minimum deposit required to open an account. 12 months Secure your fixed rate Opens modal dialog · CD offering rates are subject to change and will be determined and fixed for the term at funding.