Primarily use Apple Pay on my Watch
Do you use Apple Pay on your Apple Watch?
There are two things you want to enable:
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Unlock with iPhone
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Wrist Detection
This will lock your watch when you take it off. Once you put it on and unlock your phone, then your Watch is unlocked also. Your watch will stay unlocked until you take your watch off again. You can freely use ApplePay on your watch without having to worry about putting in a passcode.
More on reddit.comUsing Apple Pay
Apple Pay on Apple Watch is amazing.
In the UK I very rarely pay with anything but my watch. It’s great.
More on reddit.comWhere can you use Apple Pay?
Apple Pay works at any physical location that accepts contactless payments, as well as at many online stores. If you see the contactless payments symbol or the Apple Pay symbol near readers at the checkout, they will accept Apple Pay.
For physical retail stores, Apple Pay is supported by hundreds of thousands of stores and restaurants worldwide. When online shopping, Apple Pay is supported by many e-commerce stores when you shop from a Safari browser.
Apple Pay can also be used to make purchases within iOS apps.For public transit, you can use Apple Pay to quickly buy your subway ticket using an Express Travel Card on Apple Pay.Finally, Apple Pay can also be used to send money to friends from Messages, a feature called Apple Cash. Apple Cash allows you to send the money, which is then deposited into their Apple Pay account for use anywhere Apple Pay is accepted.
Which devices work with Apple Pay?
Apple Pay works with the following Apple devices:
- Apple iPhone 6 or iPhone 6 Plus and newer models
- Apple iPad Pro, iPad Air 2 and iPad mini 3 and newer devices with Touch ID or Face ID
- Apple Watch Series 1 and newer (when paired with iPhone 5 or newer)
- MacBooks with Touch ID
- Macs with Apple Silicon and a Magic Keyboard with a Touch ID sensor
Is Apple Pay secure?
Yes. Apple doesn't save your transaction information or card numbers on its servers, though your most recent purchases are kept in the Wallet app.
Apple Pay, which has a tokenized backend infrastructure, makes card payments secure by creating a number or token that replaces your card details. More specifically, it creates a Device Account Number for each one of your cards.
According to Apple, the Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in the iPhone and Apple Watch. When a payment is initiated, the token is passed to the retailer or merchant. Therefore, the retailer or merchant never has direct access to your card details.
On an iPhone, you'll need to verify your identity when making a purchase by using Face ID, Touch ID or a passcode. On a Mac, you'll need to use Touch ID.
Videos
When I am shopping in stores, I almost always use my Watch to pay at checkout. It’s become a natural reflex for me for payments now. Anyone else do this too? I thought I’d bring up the discussion because I feel like I rarely see others using their Watches to pay. I’ll even get comments occasionally from cashiers that will say something like - “I didn’t know you could use the Watch!”
If you primarily use your iPhone to pay in stores, let me know why. I’m genuinely curious to hear the benefits over the Watch!