JCPenney
jcpcreditcard.com
JCPenney Credit Card (Issued by Synchrony Bank)
Get the most JCPenney Rewards with your JCPenney Credit Card.
JCPenney Online Credit Center
For each $1 spent on a qualifying purchase at JCPenney stores or jcp.com using your JCPenney Credit Card or JCPenney Mastercard, you will receive 1.5 JCPenney CashPass Points, up to the point maximum (2,000) per transaction.
JCPenney Credit Card
See if you prequalify with no impact to your credit bureau score. Bring on the benefits! Cardmembers are automatically enrolled in JCPenney Rewards—with lots of extra benefits.
JCPenney
jcpenney.com › m › plcc-benefits
Apply for a JCPenney Credit Card for Extra Benefits | JCPenney
In order to qualify for this offer, you must open a new JCPenney Credit Card account and use it to make a purchase of (in the US and PR) $35-$499.99 for $35 off or $500 or more for $125 off on select original, regular, sale, and clearance-priced apparel, shoes, accessories, fine jewelry, watches, ...
Videos
Syf
jcpenney.syf.com › accounts › login
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JCPenney
jcpenney.com › account › dashboard
My Dashboard - JCPenney
Enjoy great deals on furniture, bedding, window home decor.Find appliances, clothing shoes from your favorite brands. FREE shipping at jcp.com!
NerdWallet
nerdwallet.com › credit-cards › learn › jcpenney-credit-card
5 Things to Know About the JCPenney Credit Card - NerdWallet
November 7, 2025 - There are two different versions of the card — one can be used only at JCPenney, and the other can be used wherever Mastercard is accepted. The card occasionally offers special financing, which can provide a useful interest-free window, but you'll have to pay off the bill on time to avoid pricey debt. And, while the value of points is high, the card's earning caps and reward redemption restrictions can make this card less appealing. Depending on how you plan to use the card, a general-purpose rewards credit card that isn’t tied to one retailer may offer more value and rewards with fewer limitations.
Synchrony
synchrony.com › contenthub › newsroom › synchrony-and-jcpenney-extend-strategic-partnership.html
Synchrony and JCPenney Extend Strategic Partnership with New Multi-Year Agreement
“The JCPenney credit card is an integral component of our loyalty program, serving as a powerful savings tool for our customers to get access to enticing benefits only available to cardholders,” said James Ward, vice president of credit ...
WalletHub
wallethub.com › d › jcpenney-credit-card-1773c
JCPenney Credit Card Reviews for 2026 | WalletHub
JCPenney Credit Card
Reviews, rates, fees, and rewards details for The JCPenney Credit Card. Compare to other cards and apply online in seconds
Reddit
reddit.com › r/creditcards › i signed up for a jcpenney credit card without knowing it but i got a huge discount.
r/CreditCards on Reddit: I signed up for a JCPenney credit card without knowing it but I got a huge discount.
November 7, 2024 -
I grew up in a family that was drowning in credit card debt and the unforgiving int rates, fees and all of that, which is why I stay tf away from credit cards. I’m 21 and a bunch of banks send me in the mail the option to apply for a credit card with them but I always ignore them.
At the checkout at JCPenney, the cashier said something about a 35% discount and I told her why not. My mind was somewhere entirely and it came back to reality when she gave me my receipt even tho I never made a payment so I asked why and she told me that I now have a 1.5k credit card limit at JCPENNEY.
Now I’m wondering if this card works the same way as BOA CD does where if you pay a minimum amount each month, you won’t get charge any fees. I usually pay in full each month but I forgot to do it once and they charged me. Idk much about how credit cards work tho. I have a 788 FICO score but I don’t what tf it means or what I can do with it.
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You want to pay off your card before the due date. And I'd highly recommend reading about how in general credit cards work. If you don't know and you don't learn about it, you'll also be in the same situation as your family. Edit: not just about credit cards but you should also learn more about how credit scores works and what different factors are involved. Just having a high score doesn't mean anything if there's no history of making payments on credit cards, loans, etc.
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You gave your social security number to a cashier at jcpenny..?
Syf
jcpenney.syf.com › activate › load
JCPenney Mastercard® - Activate Your New Card
Activating your jcpenney card is easy. Provide a couple details about you and your new card, and then enjoy shopping.
Syf
apply.syf.com › jcpcon
Apply for the JCPenney Credit Card - Verification Landing
In order to qualify for this offer, you must open a new JCPenney Credit Card account and use it to make a purchase of (in the US and PR) $35‐$499.99 for $35 off or $500 or more for $125 off on select original, regular, sale, and clearance-priced apparel, shoes, accessories, fine jewelry, ...
Upgraded Points
upgradedpoints.com › home › credit cards
The JCPenney Credit Cards & Rewards Program – Everything You Need to Know
May 9, 2025 - In this review of the JCPenney credit card, we're covering benefits, fees, drawbacks, the application process, online account management and more. Does it stand up to the store-branded cards offered by other retailers? Should it earn a coveted spot in your wallet? That depends...
JCPenney
jcpenney.com › m › payment-options
About Payment Options | JCPenney
• Use your card at jcp stores or online at jcp.com · • Access your account information and pay your jcp bill online · • Credit savings days just for JCPenney Credit Cardmembers
FinanceBuzz
financebuzz.com › credit cards › store credit cards › jcpenny credit card: 7 things to know
JCPenney Credit Card: 7 Things to Know Before You Apply
August 28, 2019 - All are administered through the credit card issuer Synchrony Bank. When you initially sign up for a JCPenney Card, you'll be issued the standard red card. If you spend $500 or more on merchandise or services in store or at JCP.com with your ...
Syf
apply.syf.com › EApply › eapply.action
See if you prequalify for a JCPenney Credit Card!
In order to qualify for this offer, you must open a new JCPenney Credit Card account and use it to make a purchase of (in the US and PR) $35‐$499.99 for $35 off or $500 or more for $125 off on select original, regular, sale, and clearance-priced apparel, shoes, accessories, fine jewelry, ...
Credit Karma
creditkarma.com › credit cards › insights › jcpenney credit card review: worth it for frequent shoppers?
Jcpenney Credit Card Review: Worth It for Frequent Shoppers? | Intuit Credit Karma
JCPenney Credit Card review: Worth it for frequent shoppers?
Interested in the JCPenney Credit Card? Read reviews and see cardholder data, including average credit limits and credit scores.
Reddit
reddit.com › r/jcpenney › need help with the credit card
r/JCPenney on Reddit: Need help with the credit card
December 19, 2023 -
I got the credit card 2 weeks ago or so, and I have no idea how to log in to pay for it. As far as I’m concerned this card didn’t come with a card number, or it has a misprint. It only has 18 digits and it’s formatted like:
XXXX-XXX-XXX-XXX-XXX-X-X
And the website requires 19 digits. Help pls
Top answer 1 of 5
2
Do you have the physical card or just the temp card slip? Anyways, card number are 16 digits for the Mastercard and nine (I believe) for the classic card. You can always pay by account look-up at any JCP store. Otherwise: If you still have questions regarding JCPenney Credit Services: For U.S. cardmembers, call 1-800-527-4403 for internet support (or 011-800-527-4403 for residents of Mexico) and 1-800-542-0800 for general inquiries, during the following hours of operation: Monday - Friday 7:00 am - 12:00 am eastern time Saturday - Sunday 9:00 am - 12:00 am eastern time For cardmembers in Puerto Rico and the U.S. Virgin Islands, please call 1-800-981-8400 during the following hours of operation: Monday - Friday 7:00 am - 12:00 am eastern time Saturday - Sunday 9:00 am - 12:00 am eastern time
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if you download the JCPenney app, add your JCP credit card to the wallet and you will be offered the option to make payments from there. also, you will more than likely have to create a Synchrony login as the app reroutes you to their website.
Facebook
facebook.com › SynchronyFinancial › posts › save-more-with-the-jcpenney-credit-card-save-an-extra-35-on-select-purchases-whe › 480424307877572
Save MORE with the JCPenney Credit Card ...
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Consumer Finance
files.consumerfinance.gov › a › assets › credit-card-agreements › pdf › Synchrony_Bank › JCPenney_Credit_Card_Account_Agreement_and_Pricing_Information.pdf
FR833282333_JCPENNEY CREDIT CARD PLCC TC PDF ...
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Reddit
reddit.com › r/personalfinance › fell for the jcpenny "reward" card
r/personalfinance on Reddit: Fell for the JcPenny "reward" card
October 11, 2024 -
Alright, entirely my fault, I know, but this old lady told me I could save up money on today's purchase if I sign up for a card.. I didn't realize it'd be a credit card.
First of all not even sure like? What to do? I don't want this card. I don't even shop at JcPenny and I don't have a full time job yet/haven't worked a full year so I don't know my income and she told me to put 5000 and I got approved for $1500.
I got mid shoes for 25 dollars now but now what? I'm an 18 year old college student. Don't wanna pay monthly fees for this card... should I cancel it? Or would it hurt my score?
Top answer 1 of 5
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If you have no other credit you should just create an account and pay it off and keep it to start building credit. You’ve been done a favor frankly. Credit Building: https://www.reddit.com/r/personalfinance/wiki/credit_building Credit Card Basics: https://www.reddit.com/r/CreditCards/wiki/credit_cards_basics
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It's okay. There is no annual fee for their Mastercard. Make sure to pay off your balance in full to avoid outrageous interest. If you decide to keep the card, you should use it at JCPenney to access their discounts, and then pay it off immediately whenever you use it. The only "mistake" here is that JCPenney's card is really only good at their store. You don't get any rewards for transactions at other locations, and almost all credit cards give you some amount of cash back on your purchases. You should eventually get a credit card that offers decent cash back and does not charge an annual fee. Ignore that advice if you're the type to overspend just because you have credit available to you.
JCPenney
jcpenney.com › rewards
About Rewards | JCPenney
Rewards that make your dollar count. Get more great deals for everyone, every day. Earn more CashPass points for shopping. Save more on JCPenney purchases.