PayPal
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
1 month ago - Use PayPal's Buy Now Pay Later App to pay at your favorite retailers. Select a Pay Later offer at checkout, Pay in 4 or Pay Monthly, for qualifying purchases.
PayPal
paypal.com › us › cshelp › article › what-is-pay-in-4-help463
Pay in 4: Split Purchases into 4 Payments | PayPal US
Pay in 4 lets you split purchases between $30-$1,500 into 4 interest-free payments. Available at checkout with PayPal, eligibility required.
PayPal pay in 4, how does it work?
You can select any payment method (including credit card), which is charged 1/4 immediately, and then 3 more 1/4 charges over 6 weeks. More on reddit.com
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3 weeks agoPayPal updates Pay in 4 promotion terms mid-promo
FWIW - I kept getting errors when trying to claim the promotion More on reddit.com
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2 weeks agoPSA: You can get 20% off a new steam deck with PayPal Pay by 4 until Dec 8
Sadly this seems to be US only. Unless I’m missing where to activate the offer More on reddit.com
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3 weeks ago20% Cash Back Pay In 4 - Can someone explain how this works?
Abbreviations used in r/PayPal : NAD - Not as described. SNAD - Significantly not as described. INR - Item Not Received. UAT - Unauthorized transaction. OP - Original poster of the message. F&F - Friends and Family (no protection at all.) G&S - Goods and/or Services (has seller/buyer protection.) Posts about PayPal's policies will be removed. No more complaining about PayPal policy and their taking funds from your account for violations of rules. If you don't like the rules don't use PayPal. If you don't want to lose money, don't leave funds in your PayPal account. Simple as that. But these posts are often political or misleading. So no more posts on this subject! Thank you for submitting to r/PayPal , please make sure you have read the FAQ . If your account was created when you were younger than 18, then that is covered in the FAQ! Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns. More on reddit.com
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3 weeks agoWho accepts PayPal Pay in 4?
Pay in 4 is available to use at millions of online merchant sites where PayPal is accepted. Check out a list of some of the available brands here, search for your favorite brand, if available, save the deal, and create your own list. Transactions can be made in all currencies that PayPal supports, not just USD. For transactions not in USD, PayPal will automatically convert the transaction amount to USD at checkout before you apply for Pay in 4.
paypal.com
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
Is a credit check required when applying for PayPal Pay Later offers?
When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later.
paypal.com
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
Does Pay in 4 or Pay Monthly charge interest and fees?
Pay in 4 is always interest-free, with no late fees or sign-up fees. With Pay Monthly, you will pay a fixed interest rate, which varies based on your credit, and you won't pay any late fees or sign-up fees.
paypal.com
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
Videos
01:01
PayPal Pay Later: How to Get Started - YouTube
01:22
PayPal Pay Later: How to Set up, Use, and Manage - YouTube
02:23
How to Pay in 4 With PayPal (2024) - PayPal Buy Now Pay Later - ...
Budget-Friendly Holiday Shopping with PayPal's Pay in 4
Using PayPal Pay in 4 for Flexibility and Balance in Life
Reddit
reddit.com › r/personalfinance › is it a good idea for me to use paypal's pay-in-4 system?
r/personalfinance on Reddit: Is it a good idea for me to use PayPal's pay-in-4 system?
July 21, 2025 -
UPDATE: It seems like this was just no-strings-attached free money, except after a few weeks, I went to use pay in 4 and they tried to charge me. I stopped using it then, but I can definitely see how someone might have developed a habit and could now be stuck in a predatory situation.
Title. PayPal's pay-in-4 system was pushed to me recently, and it seems like a good deal to me--an interest-free, short-term loan over the course of two months. I don't see any gotchas in the fine print (e.g., "it's free now but we'll charge you later"). It seems like I should pay for everything I can through this system--an interest-free loan sounds pretty great. I'm not worried that I'll overspend--I've had a credit card for several years and have not paid a dime of interest on it. Is it a good financial decision for me to use this system?
USA, Washington State.
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This question gets asked about once per day in this sub. On paper, there is no catch to the financing. In reality, you are more incentivized to make the purchase than you would have been otherwise. If you have strong enough purchasing discipline to truly not have the free financing affect your decision, then yes on paper you can come out ahead through interest arbitrage. Many people do not, however, and BNPL can become a way to dig a very deep hole.
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If you don’t screw up, there isn’t a real downside, but there isn’t really much of an upside either. Say you spread a $200 purchase over 2 months and kept the cash in a HYSA at 4%. ($100 x 4% / 6) = $0.67 of interest.
H|ard|Forum
hardforum.com › real life stuff › [h]ot|deals
Paypal 20% cash back promo | [H]ard|Forum
2 weeks ago - Go to the rewards section on your PayPal account and check for the offer. You must claim the offer in PayPal before making your purchase. 20% cash back on a single "pay in 4" purchase. Capped at $250 cash back ($1,250 spent). Promotion ends Dec 2nd. I snagged a 7600x (+free aio), rm850x, g50d...
PayPal
paypal.com › us › business › accept-payments › installment-payments
Installment Payments with PayPal Pay Later | PayPal US
Installment payments make managing purchases easier for businesses. Let your costumers pay in 4 or monthly and boost your sales.
PayPal
paypal.com › us › cshelp › article › questions-about-pay-in-4-repayments---help1099
Pay in 4 Repayments: How to Manage and Track | PayPal US
To manage Pay in 4 repayments, make payments via bank, debit, or credit card. View amounts owed and repayment schedules in your PayPal account under Pay Later.
Microsoft
microsoft.com › en-au › store › b › paypal
Pay in 4 or Pay Monthly with PayPal & Microsoft Store
Choose to pay in 4 instalments. If approved, complete the purchase with Pay Later. Easily manage your purchases with automatic payments. Trust PayPal to help keep your transaction secure.
PayPal Newsroom
newsroom.paypal-corp.com › 2025-11-10-PayPal-Brings-No-Fee-Buy-Now-Pay-Later-Offering-to-Canada
Press Release: PayPal Brings No-Fee Buy Now Pay Later Offering to Canada - Nov 10, 2025
November 10, 2025 - With PayPal Pay in 4, there are no late fees, sign-up fees, or hidden costs—just predictable installment payments that make holiday shopping less stressful and more manageable. Eligible PayPal Pay in 4 purchases are covered by PayPal's Purchase Protection2, bringing peace of mind to online shopping—whether purchases don't show up, or aren't quite as described.
LinkedIn
linkedin.com › pulse › who-accepts-paypal-pay-4-list-30-stores-tebid-kelly-fxrae
Who Accepts PayPal Pay in 4? (A List of 30+ Stores)
We cannot provide a description for this page right now
WDVA
dva.wa.gov › sites › default › files › 2025-11 › gfjnfyh.pdf pdf
How do you see your PayPal Pay in 4 limit? | PayPal Pay in 4 Limit Guide
This shows your current available credit for Pay in 4 purchases, 1-(888)(400)(6163). ... PayPal will never ask for your PIN or sign-in code by phone, email, or text.
U.S. News
money.usnews.com › home › personal loans
Everything You Need to Know About PayPal Pay in 4 | Personal Loans | U.S. News
January 28, 2025 - PayPal Pay in 4 is an interest-free buy now, pay later service that lets you spread out the cost of an online purchase over six weeks.
PayPal
paypal.com › credit-presentment › lander › modal
Pay in 4 interest-free payments
Transfer money online in seconds with PayPal money transfer. All you need is an email address.
App Store
apps.apple.com › us › app › paypal-pay-send-save › id283646709
PayPal - Pay, Send, Save App - App Store
PayPal Balance account is required ... started Not all sellers are participants BUY NOW PAY LATER *Pay in 4 is available upon approval for purchases ......
Doctor Of Credit
doctorofcredit.com › targeted-paypal-20-cashback-when-you-pay-in-4
[Expired] (Repost)[YMMV] PayPal: 20% Cashback When You Pay In 4
1 week ago - PayPal is offering some account holders 20% cashback when you pay in 4 (limit of $1,250 in spend per transaction). Valid until 12/8/25
JB Hi-Fi
jbhifi.com.au › pages › help-and-support › paypal-pay-in-4
Do you accept PayPal Pay in 4? - Help & Support
JB Hi-Fi is Australia's largest home entertainment retailer with top products, great quality + value. Learn more about our product range online.
Quora
quora.com › How-many-items-does-PayPal-pay-in-4-let-you-finance-at-once
How many items does PayPal pay in 4 let you finance at once? - Quora
Answer: Hwody Devin … The most accurate and truthful answer is “it depends …” In actuality, along with your very first application for Pay In 4 credit via PayPal (or other platforms and participating online storefronts), PayPal (or other lenders) will determine a total available credit limit the...
PayPal
paypal.com › offers
PayPal: Offers
3 weeks ago - PayPal is located at 2211 N 1st St. San Jose, CA 95131
PayPal
paypal.com › us › cshelp › article › questions-about-pay-in-4-applications-help464
Questions about Pay in 4 applications | PayPal US
You must still apply and be approved for Pay in 4 during checkout.
Instagram
instagram.com › p › DRU875fjpsf
Unlock Exclusive Offers with PayPal's Pay in 4
We cannot provide a description for this page right now
Reddit
reddit.com › r/creditcards › paypal pay in 4, how does it work?
r/CreditCards on Reddit: PayPal pay in 4, how does it work?
3 weeks ago -
PayPal is running a special with 20% back when using their Pay in 4 option. So for example, I buy something for $600, am I billed $150 or they deduct $150 from my bank account associated with them every two weeks? Or do they put the $150 on my PayPal Credit card on a every two week schedule and I pay it on my own? Getting $120 back seems like a good deal so I want to make sure I am using this option correctly without paying interests. Thanks!
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You can select any payment method (including credit card), which is charged 1/4 immediately, and then 3 more 1/4 charges over 6 weeks.
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I bought a paper shredder from Home Depot using this deal. Make sure you have saved the offer to your PayPal account and make sure when getting ready to purchase it has the PayPal "Pay in 4" as an option. As mentioned, you'll pay 1/4 of the total at purchase time and then 1/4 every 2 weeks three times. It defaults to whatever your default PayPal payment method is but you can change it to another one of your payment types before you purchase. It's autopay. Yes, this is a good deal and I'm surprised there isn't more buzz about it.