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Reddit
reddit.com › r/ebay › why is paypal "pay monthly" not an option at checkout
r/Ebay on Reddit: why is paypal "Pay Monthly" not an option at checkout
July 29, 2023 - Most folks that want to pay monthly just use a credit card for that. If you are asking specifically about PayPal's "Pay in 4" feature, there are many reasons why it may not appear.
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PayPal Community
paypal-community.com › t5 › Products-Services-Archives › Pay-Monthly-Option-Gone › td-p › 3008329
Pay Monthly Option Gone! - PayPal Community
Pay monthly applications are accessed based on several factors such as the information you provide in your application, your credit score, your transaction history with PayPal, and how long you've had a PayPal account. Pay monthly feature is not available for certain merchants and goods.
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Reddit
reddit.com › r/paypal › in progress paypal pay monthly disappeared.
r/paypal on Reddit: In progress PayPal Pay Monthly disappeared.
August 27, 2023 -

I have a Pay Monthly plan I still owe money on, and I wasn’t able to pay it for a few months due to financial issues. Today I went into the Pay Later tab to finally go pay it, and PayPal says I have no payment plans. I’m not sure what to do now. Anyone else having this problem? I even tried the link the PayPal number texted me to check on it and it says the page doesn’t exist.

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PayPal
paypal.com › us › cshelp › topic › help_wallet_personal › help_pay_monthly_personal
Pay Monthly | PayPal US
PayPal logo · Log InSign Up · Help Center - Personal Account · Home · Payments and Transfers · Disputes and Limitations · My Account · My Wallet · Login & Security · Seller Tools · Home · Resolution Center · Fix transaction and account related issues ·
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PayPal Community
paypal-community.com › t5 › Products-Services › Pay-4-or-Pay-monthly-not-showing › td-p › 3130752
Pay 4 or Pay monthly not showing - PayPal Community
I've been on numerous merchants websites that show the option under the item but when you go to checkout the option is not there. ... Not guaranteed to be offered just because you have used it before, you have to wait until it is offered. As its a short term loan that a lot of folks use I can there is a finite amount of times they can offer it at the same time. Advice is voluntary. Kudos / Solution appreciated. ... Im having the same issue.. I called, emailed, chatted and Paypal still wont fix the problem.
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PayPal
paypal.com › us › cshelp › article › questions-about-pay-monthly-repayments-help852
Questions about Pay Monthly Repayments | PayPal US
If you change a payment method in your PayPal Wallet and you are set up on autopay, make sure you re-select the new payment method for your Pay Monthly loan. This won’t happen automatically. For one-time payments, you can use any confirmed bank account (ACH), debit card, or use the balance in your PayPal Balance account. Credit cards and prepaid cards are not accepted as repayment options.
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Lithium
ppl.lithium.com › t5 › Products-Services › Pay-4-or-Pay-monthly-not-showing › td-p › 3130752
Pay 4 or Pay monthly not showing - PayPal Community
Its beyond frustrating when they wont help you with it when you explain over and over and get the same resolution, nothing!!! ... It'll come back eventually, you just gotta be patient. ... I've only had the chance to use it once. I bought something a few weeks ago and when I chose PayPal I didn't get the option to Pay in 4.
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Reddit
reddit.com › r/paypal › paypal monthly unavailable
r/paypal on Reddit: PayPal Monthly Unavailable
May 15, 2025 -

I made a Walmart purchase for an electronic using PayPal monthly . But then I was informed it was out of stock and shipping was unavailable so I canceled the order and made sure it was canceled via PayPal.

Another Walmart has it in stock! I’m now trying to re-do the order. But now PayPal monthly payments are not popping up at checkout or showing up as an option.

Is there a set time I have to wait for it to reset ?

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PayPal
paypal.com › us › cshelp › article › why-wasnt-my-pay-monthly-payment-successful-help860
Why wasn't my Pay Monthly payment successful? | PayPal US
Payment may fail due to insufficient funds in your account or debit card. You'll receive a notification of failed payment. Update your payment info ASAP.
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Lithium
ppl.lithium.com › t5 › Products-Services › Pay-Monthly-Not-Showing-in-Account › td-p › 3167014
Pay Monthly Not Showing in Account - PayPal Community
I set up a Pay Monthly plan to pay for a pre-order item. I received an email confirming the plan with it's summary and payment schedule. The first payment was to be June 15, 2024 but it did not pull the payment from my bank account. When I log in to my Paypal account, I can't find the Pay Monthly ...
Find elsewhere
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Reddit
reddit.com › r/paypal › suddenly can’t check out with pay in 4 anymore?
r/paypal on Reddit: Suddenly can’t check out with pay in 4 anymore?
2 weeks ago -

I’m trying to use the cash back offer on best buy right now, and up until a few hours ago it was working for a new MacBook. However this is an older PayPal account so I had to change my legal name (put a fake one before no idea why), billing address, and add a new card. However when I went to go check out using 4 now it only allows monthly installments now, which with the interest makes the cash back not worth it anymore. Is the offer gone or is it due to all the changes to my account?

Edit: I got a fraud detection email so I think it was just my bank being careful! According to someone else in the comments they were able to get it working again a day after. My friend did check out for me and was able to pay in 4, but I’ll try on another item on my own account tomorrow to see. A lot of people seem to be having issues though, why does PayPal have to be so shady about it lol.

Edit 2: turns out because I’m currently traveling in Korea the deal wouldn’t have worked for me rip, had to call them 2x to figure that out. Also from all the changes and fails I made not sure what the future of my account will look like BUT thankfully found 2 friends that didn’t want to use their codes and let me take them 😌 was a TRIAL but glad it worked out in the end, hope my account isn’t completely fucked

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LinkedIn
linkedin.com › pulse › paypal-pay-4-showing-up-reasons-why-what-do-sebastien-onutali-breve
PayPal Pay In 4 Not Showing Up [Reasons Why And What To Do]
February 24, 2024 - When situations like this occur, contact PayPal customer service or the merchant for help or simple use another buy now, Pay later(BNPL) option like Klarna or Affirm if available.
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Reddit
reddit.com › r/paypal › pay in 4 not showing up as an option
r/paypal on Reddit: Pay in 4 not showing up as an option
3 weeks ago -

I bought something from Best Buy yesterday with Pay in 4 for the 20% discount, and when I tried to buy something else today, I no longer see pay in 4. It’s not showing up for me on different sites either. Anyone else run into this issue? This is the first time I’ve used any kind of pay later system with PayPal

Edit: looks like I got the option again after 24 hours

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Reddit
reddit.com › r/paypal › is the pay later option monthly, weekly, or every 2 weeks?
r/paypal on Reddit: Is the Pay later option monthly, weekly, or every 2 weeks?
March 26, 2024 -

Im about to get a ps5, i have the money to just purchase in full but I feel this woulf be financially safer but im unsure of how this works.

Top answer
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Paypal has 2 Pay Later options. 1)Pay in 4 where you can choose this and if approved, pay for your item in 4 installments. The first payment is due at the time of purchase(although if you use your checking account it can take a few days before the 1st payment actually gets taken out). You are able to use Pay in 4 from $30 to a max of $1500 on each purchase(broken down into 4). Just be aware the higher value your item is the harder it might be to get approved 2)Pay Monthly - this is where you can split your payments into once a month for either 6, 12 or 24 months depending on the value. You can use this for high ticketed items of up to $10,000 and the minimum is $200. I have used Pay in 4 a lot and I like it but I like Pay Monthly better. It's just harder to get approved for it. They both do a soft credit check but imo Pay Monthly has some harder criteria to get approved. I have 4 Pay Monthly plans going now and I love it because you don't have to pay anything for a month after you get approved which is great. Hope that helps.
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Abbreviations used in r/PayPal : NAD - Not as described. SNAD - Significantly not as described. INR - Item Not Received. UAT - Unauthorized transaction. OP - Original poster of the message. F&F - Friends and Family (no protection at all.) G&S - Goods and/or Services (has seller/buyer protection.) Posts about PayPal's policies will be removed. No more complaining about PayPal policy and their taking funds from your account for violations of rules. If you don't like the rules don't use PayPal. If you don't want to lose money, don't leave funds in your PayPal account. Simple as that. But these posts are often political or misleading. So no more posts on this subject! Thank you for submitting to r/PayPal , please make sure you have read the FAQ . If your account was created when you were younger than 18, then that is covered in the FAQ! Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning. I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.
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PayPal Community
paypal-community.com › t5 › Products-Services › Pay-4-or-Pay-monthly-not-showing › m-p › 3139608
Re: Pay 4 or Pay monthly not showing - PayPal Community
I've been on numerous merchants websites that show the option under the item but when you go to checkout the option is not there. ... Not guaranteed to be offered just because you have used it before, you have to wait until it is offered. As its a short term loan that a lot of folks use I can there is a finite amount of times they can offer it at the same time. Advice is voluntary. Kudos / Solution appreciated. ... Im having the same issue.. I called, emailed, chatted and Paypal still wont fix the problem.
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Reddit
reddit.com › r/ebay › paypal pay in 4 not showing up?
r/Ebay on Reddit: PayPal Pay In 4 not showing up?
June 8, 2024 -

I won an auction and planned on using PayPal's Pay In 4, which I normally use on a regular basis, but this time when I go to checkout it doesn't give me the option to redirect to PayPal to choose Pay In 4. It only says "Confirm and Pay" which will just initiate an automatic full payment through PayPal. Im trying to figure out what is different this time and how I can fix it.

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PayPal
paypal.com › us › digital-wallet › ways-to-pay › buy-now-pay-later
Buy Now Pay Later | Pay in 4 | Pay Monthly | PayPal US
A $1,500 purchase can be paid at 26% APR in 24 monthly payments ($80.77/mo; $438.47 interest; $1,938.47 total of payments). Payments may change based on shipping, taxes, updates to your purchase, or missed payments. Availability depends on the merchant and may not be available for subscriptions or recurring payments.
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Spokeo
management.org › home › forums › personal finance
Does PayPal Monthly Build Credit? | Management Forum
June 20, 2025 - I check my Credit Karma more than my texts. And yeah Pay Monthly showed up in 3 weeks. It’s not magic but it works most of the time ... Not all PayPal Monthly plans are created equal. Some are under Synchrony, some under WebBank. Only certain ones report to all 3 bureaus.
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Recharge
support.getrecharge.com › hc › en-us › articles › 12265806776215-PayPal-option-is-not-visible-at-checkout
PayPal option is not visible at checkout – Recharge
If you have Braintree setup for PayPal, click Settings and select Payment in the merchant portal to review your configuration. Ensure you have checked the Braintree PayPal Active checkbox in Payment settings.