Store credit cards have pretty narrow use cases since they are usually closed-loop. They also don’t offer the level of rewards included on some of the best cards for bad credit.

Store cards that report to major credit bureaus can help build credit, but a lot of that depends on how you use the card. If you use the card responsibly and pay the balance each billing cycle, it can help increase your credit score. Be careful not to max out your credit line, as that can have a negative effect on your credit due to high credit utilization.

Store cards are generally easier to get, since the retailer issuing the card is taking on the risk and not a larger issuer or bank. That also usually means higher interest rates. Cards on this list are among the easiest to receive approval for, and in general, secured cards can be easier to get because you’re required to provide a security deposit, which often acts as your credit limit.