It means you'll get 50% cash back with a maximum cash back amount of $10. So if you spend 20 you get 10 but if you spend 100 you still only get 10. Answer from jdhawk6 on reddit.com
Quora
quora.com › What-is-the-meaning-of-“10-cashback”
What is the meaning of “10% cashback”? - Quora
Answer: When a website says it offers 10% cashback, it means whatever is the final order value of your shopping cart, they will give you 10% of that order value amount back. E.g., you go to Big Basket and shop for Rs.
Reddit
reddit.com › r/creditcards › what does cash back mean??
r/CreditCards on Reddit: What does cash back mean??
September 22, 2024 -
Hi, new credit card owner here. I was wondering if somebody can explain to me what blank percent back means on Capital One shopping is? For example, I will see Home Depot says 4% cash back. Does this go as a credit towards my credit card bill? Does it get added as points? Or come off the final bill on the website? Thank you!
Videos
Investopedia
investopedia.com › terms › c › cash-back.asp
What Is Cash Back? Hint: It's Not Free Money
May 4, 2025 - Cash back refers to a credit card that refunds a small percentage of money spent on purchases. You can also sign up through cash-back sites and apps.
Ulta Rewards
thepointcalculator.com › home › cash back rewards calculators › 10% cash back calculator
The Point Calculator | 10% Cash Back Calculator
September 30, 2025 - Earning 10% cash back means you'll receive 10 cents back for every $1 spent, so if you spend $100, you'd get $10 in cash back.
TD
td.com › us › en › personal-banking › learning › what-is-cash-back-on-a-credit-card
What is Cash Back on a Credit Card? | TD Bank
Cash back on a credit card are reward bonuses provided to customers when making purchases on their card. Learn more about cash back rewards.
Chase
chase.com › education center › credit cards › credit card basics
What does cash back on credit cards mean? | Chase
November 3, 2020 - Cash back rewards are bonuses provided to customers when they use their cards to make purchases. Cash back rewards can take the form of dollars or points.
Reddit
reddit.com › r/getupside › what does “50% cash back up to $10” mean?
r/GetUpside on Reddit: What does “50% cash back up to $10” mean?
September 8, 2024 -
Would $10 be the maximum purchase that qualifies for the cashback (=maximum $5), or is $10 the maximum cash back (=$20 purchase)?
EarnIn
earnin.com › blog › what-is-cash-back-pros-cons-and-how-it-works
What is Cash Back and How Does it Work? | EarnIn
Cash back refers to credit and debit card benefits that give you a percentage of your money back for each purchase. Unlike points or miles, which vary in value, cash back offers a simple percentage of your spending as a rebate.
LendingTree
lendingtree.com › home › credit cards › cash back vs. miles vs. points: which is best for you?
Cash Back vs. Miles vs. Points: How to Choose - LendingTree
April 8, 2025 - Cash back is typically awarded in the form of a statement credit to pay off existing charges on your account balance. If you made $500 in purchases in one month with a 2% back credit card, you would earn $10 as a statement credit.
Reddit
reddit.com › r/explainlikeimfive › eli5: what is the difference between discount and cashback?
r/explainlikeimfive on Reddit: Eli5: what is the difference between discount and cashback?
July 15, 2024 -
Discount is money off... every explanation I see makes cashback sound different but essentially the same... What is the difference?
Apologies if the flair is incorrect!
Top answer 1 of 5
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"Cash back" is often in the form of a rebate that you may have to do something to get and/or will take some time before you receive it. There are many things that can happen to keep you from getting it at all. A discount is literally just money you don't have to pay. But when buying something on financing "Cash Back" can have a different meaning, that entering into the contract actually gets you some cash money right then - which is of course suspicious as hell since you still have to pay that money back eventually plus interest. But humans are wired to go for instant gratification.
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The discount is taken at the time of sale. Cash back is given at a later date. The same amount of money is worth more today than it is tomorrow or a week or a month or a year from now. And while it wouldn't matter much for any individual purchase, from the company's end, if you lump enough of them together, the time value of money really starts to work in their favor. Also, there may be conditions on the cash back redemption that could stop some of them from happening. For example, someone who closes their account before the cash back is credited. Again, on any given transaction, it doesn't amount to much, but if you lump a few thousand of them together, suddenly you're talking about real money.
Omni Calculator
omnicalculator.com › finance › cash-back
Cash Back Calculator
September 16, 2024 - Cash back is defined as a reward offered by credit card companies and retailers as an incentive for you to make extra purchases. When you use a cash-back credit card or participate in a cash-back program, a percentage of the amount you spend ...
Calculator Academy
calculator.academy › home › cash back calculator
Cash Back Calculator - Calculator Academy
September 10, 2025 - Cashback is defined as the total currency a person receives back from the purchase of a good or service due to some benefit on a credit card on the program.
CNET
cnet.com › money › credit cards › how does cash back work?
How Does Cash Back Work? - CNET
June 24, 2023 - Some cards may offer additional cash back or points in certain situations. For example, the Citi Rewards+® Card* will automatically round up your points to the nearest 10, meaning you could potentially earn an extra nine points on each purchase.
Discover
discover.com › card smarts › credit card rewards › what is cash back and how does cash back work?
What is Cash Back and How Does Cash Back Work? | Discover
But what is cash back? Cash back is a type of reward that a participating credit card, debit card, or app may offer, which allows you to earn a percentage of each eligible purchase back as cash.
Published June 5, 2025
NerdWallet
nerdwallet.com › credit-cards › learn › how-do-cash-back-credit-cards-work
How Do Cash Back Credit Cards Work? - NerdWallet
When you use your cash-back credit card, you’re essentially earning pennies as a percentage of each purchase. It may not feel like much at first, but it adds up over time. As long as your account is open and in good standing, you'll earn cash back on all eligible purchases.
Published November 7, 2025
Modakmakers
modakmakers.com › learning › glossary › what-is-cashback-and-how-does-it-work
What is cashback and how does it work? Understand it’s benefits
You make a purchase, earn a portion back, and can redeem it later. Cashback feels like free money, but it’s a reward for spending. You still need to spend money to earn cashback, and fees or interest can reduce its value. 5.00% cashback means you earn 5 cents back for every dollar spent in eligible categories.
Reddit
reddit.com › r/explainlikeimfive › eli5: what is cashback and how does it work?
r/explainlikeimfive on Reddit: ELI5: What is cashback and how does it work?
November 27, 2021 -
And what is the difference between cashback for credit vs debit cards?
Edit: I believe I mean cashback rewards
Top answer 1 of 5
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When you swipe your credit card at a store, the merchant (business, shop) has to pay a transaction fee to the credit card company. The fees are so high that the credit card company can offer you a portion of that as an incentive for you to use their card more often.
That incentive or reward can be in the form of points you can redeem for travel, gift cards, items, etc. Or you can apply it as "cashback", which usually means it goes towards paying off your balance. If you have no balance it can be applied as a credit on your account for future use, or sometimes cashed out to your bank account.
Debit cards typically don't offer this since it's tied directly to your bank account and often not processed as a credit card... and even when it is processed as a credit card you're not getting anything back, just because that's how the system is.
2 of 5
1
Are you talking about Cashback rewards? Or the ability to pay $50 on a $30 item and get a $20 bill to put in your wallet?
Recharge
getrecharge.com › home › cash back
Cash Back Definition and Meaning - Recharge
September 12, 2023 - Cash back's definition and meaning. What is cash back? Cash back is an incentive used commonly with credit cards and online retail purchases in which customers earn a percentage of money...
PNC
pnc.com › insights › personal-finance › spend › what-is-cash-back-on-credit-card.html
What is cash back on credit card | PNC Insights
When choosing a new credit card, cash back is a feature that’s worth considering. Using cash back on a credit card may be like getting a discount on every qualifying purchase you make. Cash back credit cards are similar to travel rewards credit cards, which account holders may use to earn rewards miles.
Capital One
capitalone.com › learn & grow › money management › how cash back cards work
How Do Cash Back Credit Cards Work? | Capital One
Cash back credit cards earn rewards on purchases. Learn how it works & how to redeem cash back rewards.