Isnt the 6700xt ~310USD brand new anyways? I would do the 6700xt, since it's comparable to the 3070 and it has 12gb vram so it should hold up better in modern titles

More on reddit.com

Heavily dependent on your lifestyle. Single, no dependents, no major fixed expenses, spare time. Contractor 100%. Multiple dependents depending on benefits, mortgage, home maintenance, family responsibilities. Employee 100%. Being a contractor is much more involved in a few respects, 1. Your client will have higher expectations 2. You’re the first to get let go 3. Tax plan / billing / EI / retirement all needs to be planned out on your own time & with your own accountant. More on reddit.com

It looks like you've flaired your post as asking for what equipment to get. We recommend first checking out the Espresso Aficionados buying guide for some of the more popular machines and grinders at different price points.

If your question hasn't been answered there and you need more help, please add the following details to your post or by adding a comment in the following format:

• Location: Helps determine availability

• Budget (with currency): Overall budget, or ideally, having separate espresso machine and grinder budgets. A rough rule is that your grinder budget should be at least 25-40% of your machine budget.

• Drink types: Do you drink mostly straight espresso, milk-based beverages (e.g., lattes, cappuccinos), or a fairly even split? This helps narrow down whether a single-boiler-dual-use (SBDU), heat exchanger (HX), or dual boiler (DB) machine would be more appropriate for your needs.

• Drink frequency: How many drinks would you be making back-to-back at one time? Do you plan on entertaining guests often? This informs how large your brew (and steam) boilers should be, as smaller boilers will need to refill and reheat/repressurize more frequently, thus potentially causing a bottleneck.

• Space: Any limitations on countertop space?

• Manual vs. electric: Hand-operated machines and grinders are typically cheaper than their similarly-performing electric counterparts. Please indicate if you have a preference for manual or electric machines and/or grinders (or open to either).

• Comfort with tinkering: Some machines can be made significantly more functional/efficient with aftermarket modifications, albeit at the expense of possibly voiding your warranty. Please indicate if you'd rather have a machine that works "as-is"/"out-of-the-box" or whether you'd be open to modding/tinkering

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

More on reddit.com

So Questrade and CI Investments should let you open a taxable account. But the catch is, they don't have to since you are resident in Germany. And as for the trading component, I don't know if either of them are licensed to providing trading services to tax residents of Germany. And none of them would have tax documentation for you to file your Germany tax filings. You would have to do that manually. And the CDN brokerage would also have to withhold 15% of any dividends, which is then a foreign tax credit on your German return. When you say CDN income, is it pension or employment income? More on reddit.com