I use Ally’s MMA to pay my rent since the landlord takes forever to cash the check. Plus I can collect some interest on the rent money while he piddles around. Answer from 681jimwv on reddit.com
Ally
ally.com › bank › money-market-account
Money Market Account: View Rates & Features | Ally Bank®
November 5, 2025 - Money market accounts vs. savings accounts ... Compare the cost of banking somewhere else. ... Our Annual Percentage Yields (APYs) are accurate as of XX/XX/XX . No minimum balance required to earn APY. Keep in mind, these rates are variable and may change after the account is open.
Ally
ally.com › bank › view-rates
Ally Bank Rates - Compare Our Deposit Account Rates | Ally
2 weeks ago - Compare our savings, CD, money market, checking and IRA rates and features all in one place. Straightforward with no hidden fees. Ally Bank Member FDIC.
Money Market account worth it?
I use Ally’s MMA to pay my rent since the landlord takes forever to cash the check. Plus I can collect some interest on the rent money while he piddles around. More on reddit.com
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February 2, 2024Do y’all trust Ally Bank? I’m looking to build my Emergency Fund in their money market account. Is there a better suggestion?
I’ve used ally for 10 years. Love them More on reddit.com
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September 23, 2022Ally Bank: Money Market or Savings + Checking for Joint Account(s$
As you mention, they're very similar. Both have the same withdrawal frequency limit (federally regulated), both have the same interest rate. I would almost prefer not to have a debit card linked to savings, because if that gets in the wrong hands, you're screwed (yes, the bank protects against fraud, but that money's gone until they complete the investigation). You also get some of the additional features with the online savings account, like the buckets. Other than that, they're identical.
So, I would suggest online savings with a linked checking account. You get the ATM access with the checking (with ATM fee rebates up to $10/mo).
More on reddit.com 2
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December 3, 2018Ally Invest - Money Market Mutal Funds
Fidelity is the way to go. Open a brokerage account deposit your money and that’s all you have to do. It will sot in your core position(SPAXX) making around 5% More on reddit.com
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January 15, 2024Ally
secure.ally.com › explore › money-market-account
Money Market Account
Sign in or enroll to access Ally Online for bank or invest products - accessible on desktop, tablet or mobile devices with your Username and Password.
Ally
ally.com › bank › savings-account-rates
Online Money Market & Savings Account Rates | Ally Bank®
Compare Ally Bank's Money Market & Savings Account rates. Competitive rates with savings buckets and no overdraft fees. Ally Bank, Member FDIC.
Bankrate
bankrate.com › mma
Ally Money Market Account Rates | Bankrate
September 2, 2025 - Ally’s money market account offers a high APY, no minimum deposit or monthly fee. What’s more, you can start earning interest with as little as a penny.
Forbes Advisor
forbes.com › advisor › banking › savings › history-of-savings-account-interest-rates
History of Savings Account Interest Rate – Forbes Advisor
3 days ago - For instance, Ally Bank offers a much higher savings account yield than Chase Bank. But Chase is much bigger, thereby pulling down the national average. Another problem is that the data only goes back to 2009, thereby limiting the chance to offer comparisons. To provide a fuller picture, we’ll show the FDIC national deposit rate data and the average annual return for cash as an investment asset. In this context, cash typically refers to money an investor can access quickly, such as the 3-month Treasury Bill.
Ally
ally.com › stories › save › what-is-a-money-market-account
What is a Money Market Account and How Does it Work? | Ally
July 11, 2025 - Explore key features of money market accounts, including higher interest rates, how to access your money and how they compare to other types of bank accounts.
Reddit
reddit.com › r/allybank › money market account worth it?
r/AllyBank on Reddit: Money Market account worth it?
February 2, 2024 -
I’m wondering if there’s any downsides to the ally Money Market account since it sounds too good to be true. I saw there’s unlimited atm withdrawals but 10 transaction limit on transfers, so am I able to use the debit card normally or do purchases(online and in person) count toward the 10 transaction limit?
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I use Ally’s MMA to pay my rent since the landlord takes forever to cash the check. Plus I can collect some interest on the rent money while he piddles around.
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Using the card for purchasing transactions will.count toward the 10. The MM account has limits … if you want a spending account for regular use then a spending account should be used. They aren’t going to give the HYSA rate with unlimited transactions.
Ally
ally.com › bank › cd-rates
Compare CD Interest Rates | Ally Bank®
Check out the latest CD rates offered by Ally Bank. Features include daily compounding interest and 10 day best rate guarantee. Ally Bank, Member FDIC.
Yahoo! Finance
finance.yahoo.com › personal finance › banking
4 money market accounts with interest rates of 4% APY and higher (updated weekly)
6 days ago - A money market account can help you grow your savings balance. See which banks currently offer 4% APY (or more) and open an account today.
Ally
ally.com › stories › save › money-market-account-vs-savings-account
Money Market Account vs. Savings Account: What’s the Difference? | Ally
December 2, 2025 - Spend access: Money market accounts allow you to access your money through debit cards and checks. Additional perks: If you already have an account at a particular financial institution, you may have access to advantages such as fee waivers and account-to-account transfers. Minimum balance requirements: Some banks require you to maintain a minimum balance to avoid a monthly fee. Rate changes: Interest rates for money market funds often vary with fluctuations in the prevailing market.
NerdWallet
nerdwallet.com › home › banking › best › best money market accounts for 2026: up to 4.10%
6 Best Money Market Accounts for 2026: Up to 4.10% - NerdWallet
1 day ago - Money market rate: 4.10% APY on all balances.
Ally
ally.com › stories › save › how-does-a-money-market-account-work
How Does a Money Market Account Work? | Ally
May 14, 2025 - A money market account offers several benefits, including: Potentially higher interest rates: Compared to traditional checking and savings accounts, MMAs may offer better rates.
Ally
ally.com › help › bank › savings-money-market
Ally Bank Help Center: Savings & Money Market Accounts FAQs
No. It’s not an investment account like a money market fund. The only thing variable about a Money Market Account is the interest rate.
Ally
ally.com › content › dam › pdf › bank › ally-bank-straight-talk-mma-guide.pdf pdf
Straight Talk Product Guide: Money Market Account
As part of our mission to be your relentless financial ally, we don’t charge certain fees many other · banks charge. Here are a few of the things we offer at no charge: ... Call us to order a new or additional debit card. ... When you deposit checks or receive certain other deposit items to your account, you’ll find that the · money isn’t immediately available for you to use.
MyBankTracker
mybanktracker.com › home › savings › the best money market accounts of january 2026
The best money market accounts of January 2026
September 1, 2025 - Find the best money market account for your financial goals based on interest rates (APY), monthly fees, ATM access, and other features. ... If you have a large cash balance that you don’t need immediately but also want easy access too, a money market account could be a better option than a savings account. Here are the banks that currently provide the best money market accounts available nationwide: You may not be used to thinking of money markets as convenient, but the Ally Money Market Account is set to change that.
Ally
ally.com
Banking, Investing & Auto Finance | Ally
SpendingSavingsMoney Market · High Yield CDRaise Your Rate CDNo Penalty CD · Ally Invest · Self-Directed TradingRobo PortfoliosPersonal Advice · Ally + Ladder · Life Insurance · Save4 ways Ally Bank's Spending and Savings Accounts optimize your finances ·
Deposit Accounts
depositaccounts.com › home › banks › ally bank
Ally Bank Reviews | Rates, Tips & Ratings | Everything Ally
Both the savings and the money market accounts offer competitive annual percentage yields (APYs). Certificates of deposit (CDs): Ally Bank offers multiple CDs with short- and long-term options, including high-yield CDs, CDs with gradually increasing rates, and CDs with no early withdrawal penalties.
Address 200 W. Civic Center Dr., 84070, Sandy
Ally
ally.com › stories › invest › money-market-account-vs-money-market-fund
Money Market Account vs. Money Market Fund | Ally
August 28, 2024 - Ally Bank’s Money Market Account offers a competitive interest rate, no monthly maintenance fee and access to your money at any time. Note that there's generally a limit to the number of transactions per statement cycle (for Ally Bank, that limit is ten).
Ally
ally.com › bank › online-savings-account
Open a High Yield Savings Account Online | Ally Bank®
December 13, 2025 - The APY of our Savings Account is more than 5x the national average of 0.39% APY, based on the national average of savings accounts rates published in the FDIC Monthly National Rates and Rate Caps accurate as of 12/15/2025. You shouldn't be nickel and dimed for using your own money.