ally savings interest rate monthly - Brave Search

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Open a High Yield Savings Account Online | Ally Bank®

The national average for this type of account is 0.39% APY, based on rates published in the FDIC Monthly National Rates and Rate Caps accurate as of 12/15/2025. Call, chat or email us any time. A real person is always available to help, day or night. Let us prefill your form so you can focus ...

investopedia.com › ally-bank-savings-account-interest-rates-7505865

Ally Savings Account Interest Rates: January 2026

3 weeks ago - Ally Bank's Savings Account interest rate is fairly competitive, with no monthly fee or minimum required deposit. Learn about how its rate compares to other accounts.

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People also ask

Is Ally a good bank for savings?

Yes, Ally can be a suitable bank for saving your money. Like many of the best savings accounts, Ally’s savings account has no fees or minimum deposit requirements and earns a high interest rate.

forbes.com › advisor › banking › savings › ally-savings-rates

Ally Bank Savings Rates – Forbes Advisor

Is Ally a high-yield savings account?

Ally is an online bank that offers a high-yield savings account with no monthly fees or minimum deposit requirements.

forbes.com › advisor › banking › savings › ally-savings-rates

Ally Bank Savings Rates – Forbes Advisor

Which bank has the highest savings account rates?

The highest-earning savings accounts currently offer rates well over 4.00% APY. For example, the Axos ONE savings account earns up to 4.31% APY, and the LendingClub LevelUp Savings account earns 4.20% APY.

Axos ONE savings account rates and details as of 12/01/2025. LendingClub LevelUp Savings Account rates and details as of 09/15/2025.

forbes.com › advisor › banking › savings › ally-savings-rates

Ally Bank Savings Rates – Forbes Advisor

ally.com › bank › view-rates

Ally Bank Rates - Compare Our Deposit Account Rates | Ally

Compare our savings, CD, money market, checking and IRA rates and features all in one place. Straightforward with no hidden fees. Ally Bank Member FDIC.

forbes.com › advisor › banking › savings › ally-savings-rates

Ally Bank Savings Rates – Forbes Advisor

March 24, 2023 - Currently, all savings tiers earn a rate of 3.30% APY, but rates could differ across tiers in the future. Interest on this account compounds daily. With the Ally Bank Savings Account, there are no monthly fees or minimum deposit requirements.

reddit.com › r/personalfinance › ally just dropped their hysa rates again and honestly im tired of this cycle

r/personalfinance on Reddit: Ally just dropped their HYSA rates again and honestly im tired of this cycle

December 11, 2025 -

I logged in this morning and saw ally went down to like 3.85%. I know I know thats still way better than chase or whatever but its just frustrating watching it slowly tick down every few months when inflation is still doing its thing.

I have about 14.8k sitting there, its basically my e-fund plus some extra savings I'm building for eventual house downpayment. I started really focusing on saving about two years ago and felt smart moving it out of my brick and mortar bank. Now I'm questioning if im even doing this right or just spinning my wheels.

My coworker said she moved some of her savings into stablecoin, earning closer to 7 or 8 percent. She doesn’t do protocols herself and uses yieldclub instead I think, although honestly I’m not sure if I understood her correctly, she could have said that she does both But idk if thats too risky for an emergency fund? like whats the actual difference between that and just chasing the next hysa promo rate. I need not only theoretical liquidity but also I need to trust the platform will not interfere with me withdrawing my money in the case of, well, an emergency obviously. Sorry this is kind of rambly, been a long week at work and seeing that rate drop notification just set me off lol

I guess im wondering how others think about this. Do you just accept hysa rates are gonna fluctuate and deal with it, or are people actually diversifying into other stuff for their savings? And if so, is the stablecoin stuff the way to do it cause I can’t tell if it’s just the next wave of crypto hype with a makeover?

I guess im wondering how others think about this. We don't Do you just accept hysa rates are gonna fluctuate and deal with it, Yes, that's how interest rates and markets and banks work. This is how interest rates have always worked through the modern financial world are people actually diversifying into other stuff for their savings? I hope not, because everything with more yield carries higher risk. And if so, is the stablecoin stuff the way to do it cause I can’t tell if it’s just the next wave of crypto hype with a makeover? Crypto is, was, and will forever be, super dumb and based on nothing but hype and finding the next rube or bagholder.

It might help to do math. With $14.8k in the account, if the interest rate dropped from 4.00 to 3.85, over a year the difference is about 22 bucks. Spend $22 worth of energy fretting about this and then move on.

ally.com › bank › savings-account-rates

Online Money Market & Savings Account Rates | Ally Bank®

Compare Ally Bank's Money Market & Savings Account rates. Competitive rates with savings buckets and no overdraft fees. Ally Bank, Member FDIC.

bankrate.com › banking › savings

Ally Bank Savings Account Interest Rates | Bankrate

July 9, 2024 - Ally offers the same interest rate regardless of your balance. The high-yield savings account has no minimum deposit and no monthly fees but limits you to 10 withdrawals per statement cycle.

smartasset.com › checking-account › ally-banking-review

Ally Bank Review | SmartAsset.com

When it comes to savings accounts, Ally Bank offers a few different options in online savings accounts, money market accounts and certificates of deposit. All of the accounts offer interest rates above the national average. You won’t have to worry about maintenance fees with any account either, making these accounts almost perfect for saving money. Save more with these rates that beat the National Average

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reddit.com › r/allybank › april 3, 2025 update: chart ally savings rate (3.60%) and federal funds rate

r/AllyBank on Reddit: April 3, 2025 Update: Chart Ally Savings Rate (3.60%) and Federal Funds Rate

February 27, 2025 -

As of March 31, 2025, the 3.60% Ally Savings APY is 0.73% below the 4.33% Effective Federal Funds Rate (EFF).

From October 2024 - today, the Ally Savings APY has averaged 0.66% below the EFF.

Historical Averages
March 2018 - September 2019: the Ally Savings APY averaged 0.22% below the EFF.

March 2020 - April 2022: the Ally Savings APY averaged 0.57% above the EFF.

August 2022 - September 2024, the Ally Savings APY averaged 1.03% below the EFF.

Great chart! Where did you find it?

Ally used to be one of the top high-yield savings accounts (HYSAs). But over the last couple of years, it has lost its edge to newer fintech banks. If Ally wants to stay competitive, it needs to improve its clunky app and add richer features—while continuing to offer a high savings interest rate.

ally.com › stories › save › the-ally-bank-savings-interest-calculator

Savings Interest Calculator | Ally

July 21, 2023 - Earning interest helps you grow your savings. Some reasons to have an interest-earning savings account include: ... For an emergency fund specifically, it’s a good idea to have at least three to six months’ worth of your essential expenses saved. Our savings interest calculator helps calculate how much money your emergency fund savings will accrue on top of how much you have deposited.

gobankingrates.com › savings account › ally savings interest rate and features for 2025

Ally Savings Interest Rate and Features for 2025

July 16, 2025 - That's also far higher than rates at traditional banks like Chase, which often offer less than 1.00%. Here's a snapshot of Ally's savings interest rates and account details: AccountAPYMinimum DepositMonthly FeesAlly Bank Savings Account$0$0 ...

Business Insider

businessinsider.com › personal finance › banking › savings › ally savings rates

Ally Savings Rates

May 8, 2025 - Ally Bank's savings account pays 3.60% Annual Percentage Yield with no requirements for earning interest. It also doesn't require any money to open and doesn't charge monthly service fees.

secure.ally.com › explore › savings-account

Ally Online Services | Ally

Sign in or enroll to access Ally Online for bank or invest products - accessible on desktop, tablet or mobile devices with your Username and Password.

reddit.com › r/allybank › ally bank savings account 3.85% apy on all balance tiers.

r/AllyBank on Reddit: Ally Bank Savings Account 3.85% APY on all balance tiers.

September 4, 2024 -

Website was updated with this today.

Bummer. I’ll miss these high yields for sure

Who remembers all those emails when Ally increased the rate? I haven't received one yet about the decrease. I'll be holding my breath for the email. Wish me luck!

ratebrain.com › ally-bank-savings-account

3.30% APY - Ally Bank Savings Rate - RateBrain.com

The best rates. Updated daily. ... Please Note: We are not a bank or credit union and are not affiliated with any. This information above for Ally Bank Savings Rate is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date.

banksparency.com › banks › ally-bank

Ally Bank Savings Accounts: Rates, Features & Compare

1 day ago - Ally Bank offers a Savings Account with an attractive APY of 3.30%. This account has no minimum deposit or balance requirements, and there are no monthly maintenance fees. Additionally, it features highly rated mobile apps, with scores of 4.7 for iOS and 4.4 for Android.

usatoday.com › money › blueprint › banking › savings › ally-savings-rates

Ally savings account interest rates of 2024

June 7, 2024 - It offers one savings account (aptly named “Ally Savings Account”) and you’ll earn a rate of 3.60% APY on all balances APY no matter how much you have saved. The similarly straightforwardly named Ally Money Market Account earns 3.70% APY ...

ally.com › bank › money-market-account

Money Market Account: View Rates & Features | Ally Bank®

SAVE Where to save? Money market accounts vs. savings accounts ... Compare the cost of banking somewhere else. ... Our Annual Percentage Yields (APYs) are accurate as of XX/XX/XX . No minimum balance required to earn APY. Keep in mind, these rates are variable and may change after the account is open.

ally.com › stories › save › how-interest-works-on-savings-accounts

Savings accounts and interest: What you need to know | Ally

June 7, 2023 - Multiply your principal amount by the interest rate (expressed as a decimal) by the amount of time the money is in the account, typically expressed as one year. Compounding interest can multiply daily, weekly, monthly or quarterly (depending on the bank and specific account type), so it can be more complicated to determine.

moneyrates.com › home › reviews › ally online savings account review 2025

Ally Online Savings 2025: Features and Benefits Review

May 27, 2020 - Savers earn interest at a competitive rate that’s 15x higher than the national average APY, according to the Ally website · No minimum balance requirements make this online savings account attractive for people who are just getting started saving.