WalletHub
wallethub.com › popular credit card questions
Pros and Cons of an Amazon Credit Card in 2025
September 1, 2025 - The biggest pros of an Amazon Credit Card are its rewards (1 - 5 points per $1 on purchases) and $0 annual fee, which can save you a lot of money. On the other hand, the biggest cons are the card’s high APR and the fact that you need a Prime ...
Forbes Advisor
forbes.com › advisor › credit cards
Are Amazon Credit Cards Worth It? – Forbes Advisor
August 28, 2025 - ... If you regularly shop on Amazon, ... events like Prime Day. With elevated rewards on Amazon spending and other everyday expenses, these cards can help you save even more when deals drop....
Videos
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What credit score is needed for an Amazon credit card?
Amazon credit cards are issued by Chase and American Express. While neither card issuer publicly displays necessary credit scores for their cards, Amazon lists minimum criteria for your credit to be considered fair (above 640), good (above 680) or excellent (above 720).
forbes.com
forbes.com › advisor › credit cards
Are Amazon Credit Cards Worth It? – Forbes Advisor
Does an Amazon credit card improve your credit score?
Like virtually any credit card, an Amazon credit card could help improve your credit score if you aren't missing any payments and don't carry high balances. But like most credit cards, late payments and high credit utilization (typically using over 30% of your available credit limit) could negatively impact your credit score.
financebuzz.com
financebuzz.com › credit cards › cash back credit cards › is the amazon credit card worth it for you?
Is the Amazon Credit Card Worth It for You? | FinanceBuzz
What credit score do you need for the Amazon Prime credit card?
You'll typically need a good credit score (670+) or higher to qualify for the Prime Visa or Amazon Visa. However, you may be eligible for the Amazon Store Card or Amazon Prime Store Card with a lower score.
cnbc.com
cnbc.com › cnbc select › credit cards › which amazon credit card is right for you?
Amazon Credit Cards: Which Is Right For You?
Reddit
reddit.com › r/creditcards › thoughts on the amazon credit card
r/CreditCards on Reddit: Thoughts on the Amazon credit card
January 13, 2023 -
I have three already I was just wondering what y’all think , I was already approved for it I just want some other opinions
Top answer 1 of 5
43
It you are an Amazon Prime member, and pay for prime, and you do not intend to cancel your prime account any time soon. The Amazon Prime Credit card is an absolute no brainer, it's essentially a no annual fee card that earns 5% back on Amazon.
2 of 5
43
I didn’t have a credit card for decades. Then I got the Apple Card and a few months later the Prime Rewards. After acquiring my first non-cobranded Chase card I started using the Apple Card for only Apple related purchases where there’s a 3x cash return. Same with the Prime card. It’s 5x on every purchase I make on Amazon. Each is set up as the primary card for their brand and neither sits in my wallet. I think they’re both great cards if used that way. No annual fee and sometimes the Prime gets a small SUB. I like that I can send my daughter or another iPhone user the Apple Cash I earn as cash back. Like Venmo but SO much better. I like that I recently bought $100 worth of stuff from Amazon using only my cash rewards. That’s my experience anyway.
Join Kudos
joinkudos.com › blog › prime-card-review-is-amazons-credit-card-worth-it
Prime Card Review: Is Amazon's Credit Card Worth It?
Key rewards: 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout · Standout feature: This card offers a generous intro of APR on purchases and balance transfers ... Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply.
CNBC
cnbc.com › cnbc select › credit cards › which amazon credit card is right for you?
Amazon Credit Cards: Which Is Right For You?
October 15, 2019 - Although this card requires users to have an eligible Amazon Prime membership ($139 annually, or $14.99 a month), the company's branded credit card offers some of the highest rewards return: 5% cash back at Amazon.com, Amazon Fresh and Whole Foods Market. With the holiday season approaching, now is a great time to consider an Amazon credit card.
Facebook
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What are the pros and cons of the Amazon Visa CC?
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Clark Howard
community.clark.com › credit cards
Do you have the Amazon credit card and is it worth it? - Clark Howard Community
July 1, 2024 - Who wouldn’t love 5% back on everything they buy from Amazon!? That’s what the no-annual-fee Amazon credit card offers to Prime subscribers. And now is a great time to talk about the Amazon Prime Visa credit card. Ama…
FinanceBuzz
financebuzz.com › credit cards › cash back credit cards › is the amazon credit card worth it for you?
Is the Amazon Credit Card Worth It for You? | FinanceBuzz
April 11, 2022 - The welcome bonus is lower, and the earning rate maxes out at a 3% cashback rate, but the bonus categories are the same, and the annual fee is $0. And this $0 is for real because you don't need a Prime membership to qualify for the Amazon Visa. This means you wouldn't have to spend a certain amount of money per year to offset an annual cost like you might with the Prime Visa. If you don't spend loads of money on Amazon each year, but do shop there occasionally, this card might make sense for you. However, there are more credit card options to consider (see below) that might make more sense and offer increased cashback rewards depending on your situation.
MoneyGeek
moneygeek.com › home › credit cards › best cash back cards
Is an Amazon Credit Card Worth It?
1 month ago - MoneyGeek's experts collected 32 data points for each of the 60 cash back cards in our data from the Consumer Financial Protection Bureau, card issuer websites and our various partners to build our ratings. We assessed each card based on the cash back you earn on purchases as well as for other factors, including annual fees, issuer satisfaction, acceptance rates, penalties and fees and 0% APR introductory periods. ... Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 monthsEarn $200 Cash Back ... Moneygeek.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.670-850 (Good to Excellent)
NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › credit cards reviews › amazon prime visa review: perhaps the ultimate store card
Amazon Prime Visa Review: Perhaps the Ultimate Store Card - NerdWallet
Prime Visa
Eligible cardholders can snag 10% back or more on a rotating selection of items and categories on Amazon.com. (These are limited-time offers.) ... If you want Amazon-centric earnings without the membership price tag, consider the Amazon Visa. This version also has an annual fee of $0, but it doesn't require a Prime membership. It earns less in rewards at Amazon and Whole Foods, but you'll snag the same rate on everything else. » MORE: Best credit ... The Amazon Prime Rewards Visa can reward you handsomely and consistently for shopping at Amazon and Whole Foods — but you must be an Amazon Prime
WalletHub
wallethub.com › popular credit card questions
Disadvantages of Amazon Credit Card in 2025
May 26, 2025 - Some examples are the hard credit pull that usually happens when you apply, interest charged on balances that are carried from month to month, and the potential to overspend. This answer was last updated on 05/26/25 and it was first published ...
Quora
quora.com › Are-Amazon-credit-cards-good
Are Amazon credit cards good? - Quora
Answer (1 of 3): Are Amazon Credit Cards good? Of course. They are VISA co-branded cards usable anyplace that accepts VISA. Amazon purchases with the card provide cash back. Interest rate is based on your credit score and income. SOURCE: Chase and Amazon Announce New Benefits and Features on ...
Bogleheads.org
bogleheads.org › board index › us investors › personal finance (not investing)
Amazon Credit Card, which is better? - Bogleheads.org
It is also a good backup card since it has no foreign transaction fee and gets 2% cash back on gas, transit and dinning. ... The Amazon Prime card is issued by Chase. The Amazon store card is issued by Synchrony. ... I think I read that they have 3 tiers around 5 years ago, obviously all to get you to spend. Prime Visa (Chase Bank) - mid to great credit Prime Store Card (Synchrony Bank) - low to mid credit, with payment plans for debt build up, this is not a VISA/MC, it's a store card Prime Secured Card (Synchrony Bank) - bad credit, this is not a VISA/MC, it's a store card
Reddit
reddit.com › r/creditcards › is the amazon credit card worth it?
r/CreditCards on Reddit: Is the amazon Credit card worth it?
April 27, 2024 -
So ive been considering the Amazon CC since i do so many purchases in a year on amazon. Do any of you have / use it? I currently have Amex gold, Amex Blue cash, Amex adelta and Chase reserve. Is it worth it if you spend around 5-10k a year on amazon?
NerdWallet
nerdwallet.com › credit-cards › learn › making-the-most-of-amazon-com-prime-store-card
5 Things to Know About the Amazon Store Card - NerdWallet
December 5, 2016 - If you're a Prime member, this card gives you 5% back at Amazon. But if you have good credit, it might not be the best option. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own. ... NerdWallet's content is fact-checked for accuracy, timeliness and ...
Quora
quora.com › What-are-the-cons-to-a-Amazon-credit-card-are-there-any-hidden-fees
What are the cons to a Amazon credit card, are there any hidden fees? - Quora
Answer (1 of 2): For me one big con is that when I was out of the country this past summer, I wanted to schedule a payment for the statement balance before I left on my trip. I was unable to do so because it was too soon. My statement had already generated but the rep said I could only schedule a...
Reddit
reddit.com › r/creditcards › what’s the catch with the amazon prime card?
r/CreditCards on Reddit: What’s the catch with the Amazon Prime Card?
August 18, 2024 -
The quick hits from their marketing page are…
5% at WF, Prime, and Chase Travel
2% at restaurants and transit
No annual fee
No international fees.
I wouldn’t carry a balance and would only use this for the rewards. But it’s not got the best (crowdsourced) reviews.
If I already have (+ shop) Amazon Prime and shop at Whole Foods for groceries most of the time, is there a catch in not seeing?
Top answer 1 of 66
235
No catch. Great card if you already have Prime and order things regularly. 2% on Restaurants and Transit on a no FTF Visa makes it a descent beginner international travel card.
2 of 66
100
No catch except you have to be paying for Prime to avail the 5% iirc. I have my parents use my amazon acc and prime card and they zelle me the money to pay off what they buy :)