The quick hits from their marketing page are…

• 5% at WF, Prime, and Chase Travel

• 2% at restaurants and transit

• No annual fee

• No international fees.

I wouldn’t carry a balance and would only use this for the rewards. But it’s not got the best (crowdsourced) reviews.

If I already have (+ shop) Amazon Prime and shop at Whole Foods for groceries most of the time, is there a catch in not seeing?

They currently have a $200 Gift card promo going on right now just for getting approved it looks like. The arrival of the gc seems instant. I probably won’t have prime too much longer so is the card even worth it? I only want it for it’s promo honestly and wouldn’t ever use it.

UPDATE: … I did it :D got the $200 bonus instantly

Hey everyone,

I’m debating whether or not I should pick up the Amazon Prime Visa from Chase. Right now, I use my Amex Platinum for Amazon purchases and I don’t really mind since I’m getting MR points, but lately I’ve been thinking more about optimizing that 5% back with the Amazon card.

Not 100% sure if it’s worth adding another card just for that perk, especially since I already have Prime and my Plat handles most of my big purchases/travel. But curious if any of you have felt the upgrade was worth it or if it just ends up collecting dust.

Side question: does anyone know if the Amazon Visa is still metal? I’ve heard some folks in certain areas (I’m based in LA) were given a metal version, wondering if that’s still a thing or if they’ve switched to plastic across the board.

Thanks in advance!

So ive been considering the Amazon CC since i do so many purchases in a year on amazon. Do any of you have / use it? I currently have Amex gold, Amex Blue cash, Amex adelta and Chase reserve. Is it worth it if you spend around 5-10k a year on amazon?

I am thinking of getting the Amazon Prime Visa Signature Card. My credit score is 715 and I already have an Amazon membership. I pay my cards off every month, but I only have 5 years of credit history.

Worries due to the following comments on the Amazon website reviews:

"Predatory interest rate," which I usually ignore bc I never let mine acrue any interest, but this one said that they charged interest beginning the day it was purchased rather than at the end of the period. And that if it wasn't paid in whole the entire amount accrued interest including parts already paid off. Random cancellations after already receiving the card... wish I could post screenshots there were a lot of crazy accusations against chase and I've never banked with them before.

Hello! Just wanted to make this post in hopes that it helps more people.

I have an Amazon credit card that earns 3% cash back on all Amazon purchases. Recently I found out that if you are a prime member you can upgrade your card to earn 5% cash back but Amazon does not do it for you automatically.

You need to go to your account>your payments and then verify your credit card # to start earning 5%. This works for household accounts and student prime accounts.

I’ve had this credit card for 7 years only earning 3% this whole time 😐 so just wanted to share this here incase anyone is in the same boat.

Edit: seeing a lot of people saying it was automatic for them. I’m not really sure why mine wasn’t, but I do share a student account with a lot of people so maybe that’s it? Either way, it’s probably a good idea to verify!

Edit #2: I have the Amazon visa not the prime visa and I also share an account with others so the account is not in my name. I’m thinking this is most likely why I had to verify my information to upgrade to the 5%. Thanks everyone for helping me figure it out! :) and if you are in the same circumstances as me make sure to double check your card!

Edit #3: Yes, there is a difference between the Amazon visa and the prime visa. Prime Visa starts 5% cashback and requires prime membership. Amazon Visa doesn’t require a prime membership but if you have one you can get 5% cashback.

Does anyone have experience with the Amazon credit card? Is it any good, I'm looking for a second card more in line with my day to day life, my 1st card just basically collects dust but I've had it for so long I don't want to cancel it. All it does it get me travel points which I never use. I want a new cars to get me cash back or discounts on purchases. I use Amazon a lot so that's why I'm thinking about this card.

I normally use my chase freedom, sapphire or Citi costco card to make all my purchases. But I saw an ad on amazon that the credit card they offer gives you 5% off all purchases is it worth it? I normally don’t keep a balance on my credit cards and pay them off before the end of the month so APR isn’t an issue for me.

If you do the prime delivery date. So for me, it was only two days after the normal one so it goes from 5% to 8%. Just a heads up for everyone who has the card

Has anyone here already got the Amazon Visa? Am I missing something or is this card really completely free and only offers advantages? I don't plan to take out a loan with the card or make installment payments, but only to settle my Amazon purchases with it - is there anything I'm overlooking here? Thanks for your input!

I have three already I was just wondering what y’all think , I was already approved for it I just want some other opinions

I am looking to get my first credit card. I am 23 and have survived perfectly fine but wanted to build some credit aside from paying on my student loans.

I have looked into a handful of cards and am leaning towards the Discover card or Amazon card. I have an Amazon prime account already.

I use Amazon fairly regularly but I can’t tell if the Amazon card would restrict me too much or if it would fit me. I will take any other advice on different credit cards though.

I'm a prime member and do fins myself purchasing quite a bit on Amazon. I feel like it's my go-to if I don't go to target, best buy, or Walmart. I'm constantly getting the pre-qualified mailers. Does anyone have their card and how do you like it? Are you happy with the rewards you get back? Also it sounds like you don't get charged interest on anything you buy on Amazon.

Can you do balance transfers to this card?