I have two of the top travel cards so I really never looked at my Prime card as anything more than a card for Amazon.
I know one card doesn’t fit all, but I think for a ~no annual fee card, I can’t think of a solo card that is good for every day use and travel.
You’ll get 5% for groceries (Whole Foods) and the value is even higher for those who have an Amazon Fresh store near by. I know $500 monthly spend at Whole Foods won’t put the same amount of food on the table if you were to spend it at Kroger, Walmart, Costco, Aldi, Publix and so on, but it is a high percent in cash back for a typical big spend category for most.
You’ll get 5%+ on Amazon which can cover many purchases for most people and removes the need for going to a physical store sometimes. Then you’ll get protections on your purchases along with the option for extended warranties.
You’ll get 2% on gas, dining & transit. Not the highest out there but the first two are definitely a welcome. Two more categories that lots of people use a good amount of spend on.
Then you’ll get 5% on travel when you book through chase. Along with that you’ll get lots of other goodies like secondary insurance for your rental, baggage delay insurance, roadside dispatch & travel accident insurance. All that and no foreign transaction fees.
It’s honestly a lot packed into one card. The Autograph and Bilt came to mind as far as the closest that may compete but they still fall short. The Autograph has good multipliers but doesn’t have a grocery option. The Bilt doesn’t have that great of multipliers but you you are able to pay once of your biggest spends each month with it, transfer points out and have trip delay insurance.
Again, not one card fits all but what are some other all around cards that might be better than the Prime or the other two aforementioned cards?