It has an AF of whatever the cost of Amazon prime is. Also he 5x on chase travel purchases is worthless imo Answer from BucsLegend_TomBrady on reddit.com
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Reddit
reddit.com › r/creditcards › is the prime visa low key one of the best all round daily & travel cards?
r/CreditCards on Reddit: Is the Prime Visa low key one of the best all round daily & travel cards?
September 11, 2023 -

I have two of the top travel cards so I really never looked at my Prime card as anything more than a card for Amazon.

I know one card doesn’t fit all, but I think for a ~no annual fee card, I can’t think of a solo card that is good for every day use and travel.

You’ll get 5% for groceries (Whole Foods) and the value is even higher for those who have an Amazon Fresh store near by. I know $500 monthly spend at Whole Foods won’t put the same amount of food on the table if you were to spend it at Kroger, Walmart, Costco, Aldi, Publix and so on, but it is a high percent in cash back for a typical big spend category for most.

You’ll get 5%+ on Amazon which can cover many purchases for most people and removes the need for going to a physical store sometimes. Then you’ll get protections on your purchases along with the option for extended warranties.

You’ll get 2% on gas, dining & transit. Not the highest out there but the first two are definitely a welcome. Two more categories that lots of people use a good amount of spend on.

Then you’ll get 5% on travel when you book through chase. Along with that you’ll get lots of other goodies like secondary insurance for your rental, baggage delay insurance, roadside dispatch & travel accident insurance. All that and no foreign transaction fees.

It’s honestly a lot packed into one card. The Autograph and Bilt came to mind as far as the closest that may compete but they still fall short. The Autograph has good multipliers but doesn’t have a grocery option. The Bilt doesn’t have that great of multipliers but you you are able to pay once of your biggest spends each month with it, transfer points out and have trip delay insurance.

Again, not one card fits all but what are some other all around cards that might be better than the Prime or the other two aforementioned cards?

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Bankrate
bankrate.com › credit cards › reviews › amazon prime rewards visa signature card review
Amazon Prime Visa Benefits Guide
December 5, 2024 - It comes with substantial travel and purchase protections and Visa Signature benefits, making it more worthwhile compared to other store cards. The required Amazon Prime membership is essentially an annual fee. There is no option to transfer reward points to other programs, so you are limited in your redemption options. Although it’s a Chase credit card, you don't earn Ultimate Rewards points and cannot use the Chase Ultimate Rewards portal.
Discussions

Is the Prime Visa low key one of the best all round daily & travel cards?
It has an AF of whatever the cost of Amazon prime is. Also he 5x on chase travel purchases is worthless imo More on reddit.com
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September 11, 2023
Amazon Prime Visa - Good card to go with??
I like the card too much but yeah if you're an Amazon warrior it's a non brainer. The Amazon prime fee can also be paid with the card for 5 percent back. More on reddit.com
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July 15, 2024
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