I have two of the top travel cards so I really never looked at my Prime card as anything more than a card for Amazon.

I know one card doesn’t fit all, but I think for a ~no annual fee card, I can’t think of a solo card that is good for every day use and travel.

You’ll get 5% for groceries (Whole Foods) and the value is even higher for those who have an Amazon Fresh store near by. I know $500 monthly spend at Whole Foods won’t put the same amount of food on the table if you were to spend it at Kroger, Walmart, Costco, Aldi, Publix and so on, but it is a high percent in cash back for a typical big spend category for most.

You’ll get 5%+ on Amazon which can cover many purchases for most people and removes the need for going to a physical store sometimes. Then you’ll get protections on your purchases along with the option for extended warranties.

You’ll get 2% on gas, dining & transit. Not the highest out there but the first two are definitely a welcome. Two more categories that lots of people use a good amount of spend on.

Then you’ll get 5% on travel when you book through chase. Along with that you’ll get lots of other goodies like secondary insurance for your rental, baggage delay insurance, roadside dispatch & travel accident insurance. All that and no foreign transaction fees.

It’s honestly a lot packed into one card. The Autograph and Bilt came to mind as far as the closest that may compete but they still fall short. The Autograph has good multipliers but doesn’t have a grocery option. The Bilt doesn’t have that great of multipliers but you you are able to pay once of your biggest spends each month with it, transfer points out and have trip delay insurance.

Again, not one card fits all but what are some other all around cards that might be better than the Prime or the other two aforementioned cards?

I buy a lot of stuff on Amazon. Enough to want to get 5% back. My question is, do you think it’s worth it to get the prime rewards card for the 5% or just keep using my travel cards and getting 1x points?

I'm ordering flights, but have to order directly through the carriers when I do (call ie jet blue directly). We mostly use jetblue, southwest, and united, occassionally spirit. So, some day I need to get a proper travel card, for now rewards are minimal/nonexistant. Other cards are fidelity 2%, amex bce, and an old quicksilver and discover, my starter cards.

I think chase has better protections, but is savor one similar? Would rather build credit history with capital one. But ie in case I had to rebook a flight in the event of a cancellation, would be good to go with whatever card will reimburse.

I'm doing a good chunk of Amazon purchases for the foreseeable future and can't seem to find an answer online.

I'm hoping to utilize the 5% cashback on Amazon purchases for travel (mostly airfare) via chase travel. It doesn't tell me what is available though through Chase (unsure if there are only specific flights or if it is all travel across the board).

I'm trying to find more information before applying for the card.

Thank you!

The website says it offer a $150 gift card which is why I am interested but I wanted to know about the cons of having a card with them.

The quick hits from their marketing page are…

• 5% at WF, Prime, and Chase Travel

• 2% at restaurants and transit

• No annual fee

• No international fees.

I wouldn’t carry a balance and would only use this for the rewards. But it’s not got the best (crowdsourced) reviews.

If I already have (+ shop) Amazon Prime and shop at Whole Foods for groceries most of the time, is there a catch in not seeing?

I normally use my chase freedom, sapphire or Citi costco card to make all my purchases. But I saw an ad on amazon that the credit card they offer gives you 5% off all purchases is it worth it? I normally don’t keep a balance on my credit cards and pay them off before the end of the month so APR isn’t an issue for me.

I’ve been a prime member for a long time, definitely use it often. Right now they’re offering $200 gift card into account as offer. Is this card a no brainer and definitely worth having for an Amazon prime member? Also I do have another Chase credit card already so would I just sing into my chase account to pay the card and I’ll see both my credit cards? Does my other chase cash back card and this cash back card all stack or do I have to transfer the points from Amazon to chase then redeem cash back? Thank you.

Sorry if this is a repost. I did a search and couldn't find a similar thread.

I received a letter from Chase stating that starting 5/1/2023:

• 2% cashback at drug stores will be discontinued

• Purchases made through Chase Travel with eligible Prime membership will be added as a new 5% cashback category

• Local transit and commuting, including rideshares, will be added as a new 2% cashback category

Of course, 2% back on restaurants and gas is not going anywhere.

As someone who doesn't fly often and only has Amex Gold and Cap 1 Venture as my travel cards, I thought this was a nice change until I found out on Chase Travel that it's not available to me due to me not having a UR card.

So this doesn't sound entertaining at all. Why would I book travels with an Amazon Prime card if I already have a UR card?

I called card member services who transferred me to the travel department who then transferred me back to card member services who then transferred me to the benefits department who told me to contact card member services. But after an hour here's what I was able to confirm:

• If you have the Amazon Prime card but not any UR card, you can only call Chase Travel to make a booking and earn the 5%.

So, "through Chase Travel" but not really through the Chase Travel website. Not sure how I feel about that lol.

I am thinking of getting the Amazon Prime Visa Signature Card. My credit score is 715 and I already have an Amazon membership. I pay my cards off every month, but I only have 5 years of credit history.

Worries due to the following comments on the Amazon website reviews:

"Predatory interest rate," which I usually ignore bc I never let mine acrue any interest, but this one said that they charged interest beginning the day it was purchased rather than at the end of the period. And that if it wasn't paid in whole the entire amount accrued interest including parts already paid off. Random cancellations after already receiving the card... wish I could post screenshots there were a lot of crazy accusations against chase and I've never banked with them before.

For context, I'm new to the credit card game so sorry if this is redundant, but why isn't the Prime Visa a more popular card in people's lineups?? Every time I check out at Amazon, I'm always seeing offers to apply for this card and would always disregard them, thinking they had dumb annual fees or something.

But after looking at the card, there are no annual fees, 5% back on Amazon purchases, 5% back on Whole Foods, 5% back on travel booked through Chase - just some of the main ones. Considering that the majority of people already have an Amazon Prime subscription, why doesn't everyone own this card?? I know people splurge on Amazon purchases and don't even know that this card exists.

If you have this card could you give some insight on how much cashback you have earned in the past year? Or if this card is worth it. Even if you didn't use the other incentives, I feel like the cashback on Amazon purchases alone justifies having this card. Why is this card not more mainstream, or why is it not talked about more? And if it is a popular card then just disregard this entire post.

These are all for Prime Members of course.

Hey everyone,

Right now, I use my Amazon Prime Visa for everything, mostly for the points. I do pay it off in full every month. But since reading in this group. I’ve realized I’m missing out on better rewards elsewhere, so I’m looking to add two new credit cards and change how I use them.

My plan is to make the Prime card Amazon-only, and then add:

One card mainly for gas.

One card mainly for Walmart and other grocery stores.

One of those two would also serve as my day-to-day card for random spending like the ramdom going to restaurants, online shopping outside of amazon, etc.

I don’t travel, so I’m not chasing miles or hotel points. Im just looking for the best cash back on everyday spending.

My main expenses are:

Groceries – mostly at Walmart, Aldi, Hannaford, and Price Chopper

Gas – mostly at Stewart’s and Sunoco

What combo would you recommend?

Thanks in advance!

I have a Chase card for years but forgot about its benefits. While shopping at Amazon they had a pop-up to remind me to make it the default one.

On the app it says: “Earn unlimited 5% back at Amazon.com, including Amazon Fresh, Prime Video, Kindle Unlimited and Whole Foods Market with an eligible Prime membership”

The Prime Card is good for 5% cb on Amazon and Whole Foods, and I mostly use it for amazon since I do a lot of shopping there. Besides that, it almost serves me no purpose, because 2% on transit, rideshare, and restaurants is not so lucrative. But being a chase card, occasionally it gives capped offers. Today I went to Food Lion to shop for my groceries when I realised they have an offer of 7% cash back in FL up to $7. Which is not too much, but still good for up to $100 of my shopping. Also saw that they have 10% on amazon fresh ($14) and dollar general ($5) as well, which I guess will serve me well for some small shopping trips.

I'm a prime member and do fins myself purchasing quite a bit on Amazon. I feel like it's my go-to if I don't go to target, best buy, or Walmart. I'm constantly getting the pre-qualified mailers. Does anyone have their card and how do you like it? Are you happy with the rewards you get back? Also it sounds like you don't get charged interest on anything you buy on Amazon.

Can you do balance transfers to this card?

Is it a good idea if I pay it off every month and I already purchase from Amazon a lot? Any gotchas I should know about before I apply?

I have three already I was just wondering what y’all think , I was already approved for it I just want some other opinions