No catch. Great card if you already have Prime and order things regularly. 2% on Restaurants and Transit on a no FTF Visa makes it a descent beginner international travel card. Answer from Cautious-Island8492 on reddit.com
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Amazon
amazon.com › Prime-Visa › dp › BT00LN946S
Amazon.com: Prime Visa
November 15, 2025 - Prime Visa or Amazon Visa Cardmembers can apply points to eligible purchases on Amazon.com by selecting to use points at checkout or redeemed at Chase.com for cash back, gift cards or travel. When you use points to redeem for eligible purchases at Amazon.com, or on travel, cash, and gift cards, ...
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Chase
creditcards.chase.com › cash-back-credit-cards › amazon-prime-rewards
Prime Visa - Chase Credit Cards
November 13, 2025 - Apply for Prime Visa from Chase. Earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases, 2% back at gas stations, restaurants, and on local transit and commuting, and 1% back on all other purchases.
Discussions

What’s the catch with the Amazon Prime Card?
No catch. Great card if you already have Prime and order things regularly. 2% on Restaurants and Transit on a no FTF Visa makes it a descent beginner international travel card. More on reddit.com
🌐 r/CreditCards
159
137
August 18, 2024
Is the Amazon Prime credit card Worth it?

If you don't have prime it is not worth it, If you do have prime It's probably worth it when you consider the additional discounts and what not that you receive receive for having the card.

Another good option Is the affinity federal credit Union cash rewards card, it gives 5% back at Amazon and has rotating categories which stack with baseline rewards, So if Amazon is one of the rotating categories then you get 10% back at Amazon

More on reddit.com
🌐 r/CreditCards
102
106
August 7, 2020
Amazon Prime Visa - Good card to go with??
I like the card too much but yeah if you're an Amazon warrior it's a non brainer. The Amazon prime fee can also be paid with the card for 5 percent back. More on reddit.com
🌐 r/CreditCards
85
57
July 15, 2024
Amazon Prime Visa appreciation post
My Prime Visa is one of my very few CB cards simply because it often gets 6% CB for slower shipping in my area since I live right next to a fulfillment center. Even though I generally prefer my spend to get points, it just adds up so quick I can't convince myself to put it on a VX to get 2X points or a CFU just for 1.5X UR points. Might as well just get the guaranteed 6% in money now. More on reddit.com
🌐 r/CreditCards
54
65
August 27, 2025
People also ask

Is Prime Visa worth it?
If you're an Amazon enthusiast, this card offers solid earning rates for not only Amazon purchases, but also purchases made at Whole Foods, gas stations, restaurants, and local transit. In addition to redeeming your rewards for millions of items on Amazon, you can also redeem for cash back, gift cards, and travel at Chase.com.
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dailydrop.com
dailydrop.com › home | daily drop › best credit cards › prime visa review
Prime Visa Review 2025
What is Prime Visa's welcome offer?
Get a $250 Amazon Gift Card instantly upon approval exclusively for Prime members.
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dailydrop.com
dailydrop.com › home | daily drop › best credit cards › prime visa review
Prime Visa Review 2025
What credit score do I need to get Prime Visa?
The recommended credit score for Prime Visa is Good to Excellent.
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dailydrop.com
dailydrop.com › home | daily drop › best credit cards › prime visa review
Prime Visa Review 2025
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Chase
chase.com › personal › credit-cards › amazon
Prime Visa & Amazon Visa | Credit Cards | Chase.com
With Amazon Visa and Prime Visa · Home · Earn and redeem · Manage your account · Customer service · Earn rewards whether you're shopping on Amazon.com, paying at the pump, or booking your next trip — all with no annual credit card fee. Plus, get an Amazon Gift Card instantly upon approval.
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Reddit
reddit.com › r/creditcards › what’s the catch with the amazon prime card?
r/CreditCards on Reddit: What’s the catch with the Amazon Prime Card?
August 18, 2024 -

The quick hits from their marketing page are…

  • 5% at WF, Prime, and Chase Travel

  • 2% at restaurants and transit

  • No annual fee

  • No international fees.

I wouldn’t carry a balance and would only use this for the rewards. But it’s not got the best (crowdsourced) reviews.

If I already have (+ shop) Amazon Prime and shop at Whole Foods for groceries most of the time, is there a catch in not seeing?

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Amazon
amazon.com › b
Amazon.com: Prime Visa and Amazon Visa benefits: Credit & Payment Cards
When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon.com.² The amount listed in promotional offers includes the 5% back you ...
Find elsewhere
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Credit Karma
creditkarma.com › credit cards › insights › amazon prime visa review: is it the ‘everything card’?
Amazon Prime Visa Review: Is It the ‘Everything Card’? | Intuit Credit Karma
Amazon Prime Visa review: Is it the ‘everything card’?
Interested in the Amazon Prime Visa? Read reviews and see cardholder data, including average credit limits and credit scores.
Rating: 2.8 ​
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Amazon
amazon.com › gp › help › customer › display.html
Manage Your Amazon Visa Online - Amazon Customer Service
Manage Your Payments with Amazon Visa · Prime Visa and Amazon Visa Rewards Points · Upgrade Your Amazon Visa and Earn 5% Back · Customer Service for Financial Institutions · Manage Payment Methods · Was this information helpful? Yes No · Thank you for your feedback.
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The Points Guy
thepointsguy.com › credit-cards › prime-visa-current-offer
Prime Visa current welcome offer: Full details - The Points Guy
November 10, 2025 - It's beloved by TPG staffers and ... Amazon purchases. The Prime Visa has no annual fee, but it does require cardholders to have an active Prime membership, which costs $14.99 per month or $139 per year....
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Daily Drop
dailydrop.com › home | daily drop › best credit cards › prime visa review
Prime Visa Review 2025
Prime Visa
If Amazon is your go-to for everyday purchases like paper towels, last-minute gifts, pantry restocks, and other extras that find their way into your card, the Prime Visa could be a great addition to your wallet. The no-annual-fee-situation and cash back at Amazon/Whole Foods (with Prime) quietly ... Our in-depth review of the Prime Visa discusses its benefits, rewards, potential drawbacks and more.
Rating: 4.3 ​
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CNBC
cnbc.com › cnbc select › credit cards › amazon's credit cards are getting an upgrade — should you apply?
Amazon's credit cards are getting an upgrade — should you apply?
November 10, 2025 - The card will keep offering the same benefits, including baggage delay insurance and purchase protection. Additionally, the card continues to have no annual fee, but you'll still need a Prime membership to be eligible. As for the Amazon Rewards Visa Signature Card for non-Prime members, it also has a new design and name — the Amazon Visa.
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Amazon
amazon.ca › MBNA-Amazon-ca-Rewards-Mastercard › dp › B07MJM4F44
Amazon.ca: Amazon.ca Rewards Mastercard
Earn 1% back on eligible foreign currency transactions to help cover transaction fees when traveling or shopping abroad. Eligible Prime members earn 2.5% back.‡
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CNBC
cnbc.com › cnbc select › credit cards › prime visa review: earn 5% back at amazon with a prime membership
Prime Visa Review: Earn 5% back at Amazon with a Prime membership
January 31, 2025 - With Amazon being the go-to site for just about any product, the ability to earn 5% back on all your purchases could be enticing if you're a frequent shopper. The Prime Visa has no cap on the rewards you can earn and comes with helpful travel perks like auto rental coverage, lost luggage reimbursement and no foreign transaction fees (see rates and fees).
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The Daily Navigator
thedailynavigator.com › home › credit cards › best ways to maximize the prime visa card’s $250 limited-time intro offer
The Best Ways To Maximize The Prime Visa Card
August 15, 2025 - Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel℠ purchases with an eligible Prime membership · Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including ...
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TechnoFino
technofino.in › forums › tags
prime | TechnoFino - #1 Community Of Credit Card & Banking Experts
amazon amazon prime bookmyshow card debit card free icici icici sapphiro mastercard prime rupay rupay select rupay select debit rupay select debit card sapphiro select upi visa
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › credit cards reviews › amazon prime visa review: perhaps the ultimate store card
Amazon Prime Visa Review: Perhaps the Ultimate Store Card - NerdWallet
Prime Visa
The Amazon Prime Rewards Visa can reward you handsomely and consistently for shopping at Amazon and Whole Foods — but you must be an Amazon Prime member.
Rating: 4.6 ​
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The Points Guy
thepointsguy.com › credit-cards › prime-visa-best-offers
When to apply for Prime Visa based on offer history - The Points Guy
1 month ago - ... To be eligible for this card, you need to have an active Prime membership. Additionally, the Prime Visa is issued by Chase; therefore, you'll want to be under 5/24 for a better chance of approval.
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CNBC
cnbc.com › cnbc select › credit cards › don't sleep on the amazon prime visa credit card — here's why i wish i got it sooner
Don't sleep on the Amazon Prime Visa credit card — here's why I wish I got it sooner
November 10, 2025 - For me, Amazon has been a helpful place when buying certain items in bulk, like coffee or filters for my air purifier, and some more specific items that might not be at every store. Plus, having dealt with periods of limited mobility, I've been able to earn elevated rewards on deliveries of items I couldn't get myself. I primarily keep my Prime Visa as an online credit card, meaning it stays at home.
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FinanceBuzz
financebuzz.com › credit cards › cash back credit cards › amazon visa credit card review [2025]
Amazon Visa Credit Card Review [2025]: A Decent Cashback Option for Loyal Amazon Shoppers
Amazon Visa
With the Amazon Visa credit card, you can earn rewards for all of your Amazon purchases. It offers excellent earning potential for Amazon and Whole Foods Market purchases as well as the ability to earn rewards in other categories. Eligible Prime members receive even more rewards at Amazon and ... Read more about this card and its benefits if you love shopping on Amazon and Whole Foods. The Amazon Visa card might be a great option to keep in your wallet.
Rating: 4.7 ​
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AskSebby
asksebby.com › articles › amazon-prime-visa-review
AskSebby - Is the Amazon Prime Visa Worth It? 2025 Breakeven Math
November 10, 2025 - Limited-Time Offer: Get a $250 Amazon Gift Card instantly upon approval exclusively for Prime members · Sebby's Take: The Prime Visa is the ultimate store card for Prime members who have significant spend at Amazon or Whole Foods.
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Upgraded Points
upgradedpoints.com › home › credit cards › reviews
Amazon Credit Cards: Amazon Visa Card & Prime Visa Card [2025]
1 week ago - You’ll not only earn rewards on all of your Amazon and Whole Foods purchases, but on 4 other bonus categories as well, along with flexible redemption options, all for no annual fee! When you consider everything that the Prime Visa card offers, it is basically a no-brainer for those who frequently shop with Amazon.