How long have you had the card, also, did you call customer service to inquire about a credit line increase?

It is possible to graduate to a better offer from the Amazon Secured Credit Card if you use the card responsibly for at least 12 months. More specifically, the issuer may graduate your card to the Amazon Store Card if your account history shows on-time payments and a low credit utilization. Your overall creditworthiness will also be taken into account. When your secured card graduates to an unsecured card, your credit line no longer needs to be secured with collateral. So, the security deposit you paid to open your account will be refunded. How to Graduate with the Amazon Secured Credit Card Make on-time payments: This is probably the most important part of the process. If you don’t pay your Amazon Secured Credit Card bills by the due date, you won’t even be considered for graduation. Use your card responsibly: Maintaining low credit utilization will indicate that you can handle an unsecured card. So, aim to use only 30% or less of your Amazon Secured Credit Card’s credit limit. Improve your other finances: Adding to your income and paying down debt will improve your creditworthiness as a whole, making you a better candidate for an unsecured card. It’s worth noting that graduating to an unsecured credit card is not considered a new account. That means no hard pull is required and your credit score will not be affected. Plus, you’ll get to keep the good credit history you’ve earned with your Amazon Secured Credit Card.