I'm thinking of getting the Amazon Prime Rewards Visa Signature Card. My credit score is in the low 700s and I already have an Amazon membership. I pay off my cards every month but only have a couple of years of credit history.
Worries due to the following comments on the Amazon website reviews:
"Predatory interest rate," which I usually ignore bc I never let mine acrue any interest, but this one said that they charged interest beginning the day it was purchased rather than at the end of the period. And that if it wasn't paid in whole the entire amount accrued interest including parts already paid off. Random cancellations after already receiving the card... wish I could post screenshots there were a lot of crazy accusations against chase and I've never banked with them before.
Update: I got approved and look forward to enjoying the benefits this upcoming semester!