Positive experience? Yeah, 5% on every Amazon purchase is pretty positive to me. Answer from Miserable-Result6702 on reddit.com
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Reddit
reddit.com › r/creditcards › has anyone had a positive experience with the amazon prime rewards card?
r/CreditCards on Reddit: Has anyone had a positive experience with the Amazon Prime Rewards card?
July 9, 2023 -

I'm thinking of getting the Amazon Prime Rewards Visa Signature Card. My credit score is in the low 700s and I already have an Amazon membership. I pay off my cards every month but only have a couple of years of credit history.

Worries due to the following comments on the Amazon website reviews:

"Predatory interest rate," which I usually ignore bc I never let mine acrue any interest, but this one said that they charged interest beginning the day it was purchased rather than at the end of the period. And that if it wasn't paid in whole the entire amount accrued interest including parts already paid off. Random cancellations after already receiving the card... wish I could post screenshots there were a lot of crazy accusations against chase and I've never banked with them before.

Update: I got approved and look forward to enjoying the benefits this upcoming semester!

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WalletHub
wallethub.com › d › amazon-credit-card-1015c
Amazon Credit Card Reviews (2025)
Amazon Credit Card
With no yearly fee to worry about, ... latest Credit Card Landscape Report. Plus, you won’t have to spend a certain amount each year just to earn enough rewards to break even, as would be the case with a card that charges a fee. You don’t need to be a Prime member to get this card, so you don’t necessarily have to factor that cost into the equation either. In fact, if you do have Amazon Prime, you’ll get the Prime Visa version of ... Reviews, rates, fees and rewards details for the Amazon.com Credit Card. Compare to other cards and apply online in seconds.
Rating: 3.6 ​
Discussions

Do you have the Amazon credit card and is it worth it? - Clark Howard Community
Who wouldn’t love 5% back on everything they buy from Amazon!? That’s what the no-annual-fee Amazon credit card offers to Prime subscribers. And now is a great time to talk about the Amazon Prime Visa credit card. Amazon’s Prime Day is coming up on Tuesday, July 16 and Wednesday, July ... More on community.clark.com
🌐 community.clark.com
1
July 1, 2024
Has anyone had a positive experience with the Amazon Prime Rewards card?
Positive experience? Yeah, 5% on every Amazon purchase is pretty positive to me. More on reddit.com
🌐 r/CreditCards
87
19
July 9, 2023
Has anyone here had a good experience Amazon Prime credit card from Chase?
The bad reviews of the card itself is from people who don’t know how CCs work. These are the people that are in revolving CC debt. The Prime Visa works like every other CC- as long as you pay off your statement balance (monthly bill) in full before the due date each month, you will never pay any interests. Whenever you fail to do so, you will lose your grace period for subsequent statement cycles. This is when you will get charge interest on any and all purchases, from the purchase date. This is also known as trailing/residual interest. More on reddit.com
🌐 r/CreditCards
46
3
March 26, 2025
What’s the catch with the Amazon Prime Card?
No catch. Great card if you already have Prime and order things regularly. 2% on Restaurants and Transit on a no FTF Visa makes it a descent beginner international travel card. More on reddit.com
🌐 r/CreditCards
159
137
August 18, 2024
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NerdWallet
nerdwallet.com › back to nerdwallet homepage › credit cards › credit cards reviews › amazon prime visa review: perhaps the ultimate store card
Amazon Prime Visa Review: Perhaps the Ultimate Store Card - NerdWallet
Prime Visa
If you spend big at Amazon, Whole Foods or both, no other card can reward you as generously and consistently as the Prime Visa. But if you aren't doing most of your shopping at either place, there's little reason to get this card. ... If it's ease of use you're after, this card delivers. It earns 2% cash back on all spending — 1% when you make a purchase, and 1% when you pay the bill. ... NerdWallet reviews credit ... The Amazon Prime Rewards Visa can reward you handsomely and consistently for shopping at Amazon and Whole Foods — but you must be an Amazon Prime member.
Rating: 4.6 ​
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YouTube
youtube.com › watch
Amazon Prime Visa Card (2025 Review After 8 Years of Use) - YouTube
Review of the Amazon Signature Rewards Visa credit card by Chase Bank.Learn more: https://www.amazon.com/dp/BT00LN946S?externalReferenceId=f9ace2c9-60e6-4505...
Published   February 26, 2025
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Amazon
amazon.com › Prime-Visa › dp › BT00LN946S
Amazon.com: Prime Visa
November 15, 2025 - Upon approval of your application, your new credit card will arrive in a plain, white envelope within two weeks. ... Amazon and Chase use customer reviews about the Prime Visa or Amazon Visa to improve customer experience and address complaints, and cardholders posting reviews may be identified ...
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The Points Guy
thepointsguy.com › credit-cards › is-amazon-prime-card-still-worth-it
Is the Prime Visa credit card worth the cost?
November 13, 2025 - It’s hard to assess the value of a Prime membership based solely on the return you might get using the online retailer’s credit card — because membership includes so many other tangible benefits — but for argument’s sake, we're going to try. ... The Prime Visa currently offers a $250 Amazon gift card instantly upon approval, exclusively for Prime members.
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CNBC
cnbc.com › cnbc select › credit cards › amazon visa review: earn cash back at amazon, gas stations, restaurants and more
Amazon Visa Review: Earn cash back at Amazon, gas stations, restaurants and more
1 month ago - Information about the Amazon Visa has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication. 3% cash back at Amazon.com, Amazon Fresh and Whole Foods Market; 3% back on purchases made through Chase Travel; 2% back at restaurants, gas stations and local transit and commuting, including rideshare; 1% back on all other purchases · Earn a $60 Gift Card instantly upon approval. ... Terms apply. ... Once your credit card application for the Amazon Visa is approved, you'll receive a $60 Amazon gift card instantly loaded into your Amazon account's gift card balance.
Find elsewhere
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Amazon
amazon.com › Amazon-Visa › dp › B007URFTYI
Amazon.com: Amazon Visa
Upon approval of your application, your new credit card will arrive in a plain, white envelope within two weeks. ... Amazon and Chase use customer reviews about the Prime Visa or Amazon Visa to improve customer experience and address complaints, and cardholders posting reviews may be identified ...
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CNBC
cnbc.com › cnbc select › credit cards › don't sleep on the amazon prime visa credit card — here's why i wish i got it sooner
Don't sleep on the Amazon Prime Visa credit card — here's why I wish I got it sooner
November 10, 2025 - For me, Amazon has been a helpful place when buying certain items in bulk, like coffee or filters for my air purifier, and some more specific items that might not be at every store. Plus, having dealt with periods of limited mobility, I've been able to earn elevated rewards on deliveries of items I couldn't get myself. I primarily keep my Prime Visa as an online credit card, meaning it stays at home.
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CNN
cnn.com › money › credit cards
Why the Amazon Prime Visa is the only card I use at Amazon and Whole Foods | CNN Underscored
2 weeks ago - If you do the bulk of your online shopping at Amazon or frequently buy groceries at Whole Foods Market, there’s a credit card that rewards you with a much higher than average return in points on those purchases. That’s the Prime Visa credit card, which I’ve had since 2019 and can recommend to anybody who falls into either of the above categories.
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The Motley Fool
fool.com › motley fool money › credit cards › best chase credit cards › prime visa review
Prime Visa Review: A Top Pick for Amazon Shoppers | The Motley Fool
November 12, 2025 - The sign-up bonus is one of the best new cardholder perks out there: Limited-Time Offer: Get a $250 Amazon Gift Card instantly upon approval exclusively for Prime members. There's no spending requirement and no delay -- you can use it the same day. When I applied, it took less than 60 seconds for the credit to show up in my account. And I applied that credit right to my next order. So easy! The Prime Visa has a $0 annual fee.
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YouTube
youtube.com › watch
The Truth: Amazon Prime Credit Card FULL HONEST ...
Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.
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Credit Karma
creditkarma.com › credit cards › insights › amazon prime visa review: is it the ‘everything card’?
Amazon Prime Visa Review: Is It the ‘Everything Card’? | Intuit Credit Karma
Amazon Prime Visa review: Is it the ‘everything card’?
Interested in the Amazon Prime Visa? Read reviews and see cardholder data, including average credit limits and credit scores.
Rating: 2.8 ​
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Clark Howard
community.clark.com › credit cards
Do you have the Amazon credit card and is it worth it? - Clark Howard Community
July 1, 2024 - Who wouldn’t love 5% back on everything they buy from Amazon!? That’s what the no-annual-fee Amazon credit card offers to Prime subscribers. And now is a great time to talk about the Amazon Prime Visa credit card. Ama…
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Yahoo! Finance
finance.yahoo.com › news › prime-visa-review-must-amazon-175608194.html
Prime Visa review: A must if you use “Amazon” as a verb
October 7, 2024 - Fortune Recommends™ has partnered with CardRatings for our coverage of credit card products. Fortune Recommends™ and CardRatings may receive a commission from card issuers. Our Take: Amazon addicts will find ample reason to love the Prime Visa , most of all the generous 5% cash-back rewards on spending.
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Apple
apple.com › apple-card
Apple Card - Apple
November 11, 2025 - We want to make it easier to pay down your balance, not harder. So Apple Card doesn’t have any fees. No annual, over-the-limit, foreign-transaction, or late fees.8 No fees. Really. Because your credit card should work for you, not against you.
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Bankrate
bankrate.com › credit cards › reviews › amazon prime rewards visa signature card review
Prime Visa card Review | Bankrate
2 weeks ago - Bankrate senior editor Nouri Zarrugh enjoys the versatility the Prime Visa adds to his credit card rotation: The Prime Visa card has given a nice boost to my cash back strategy. Considering the variety of items available on Amazon, this card gets you 5 percent back on almost anything you can think of — from streaming subscriptions via Amazon Channels to grocery deliveries via Amazon Fresh or Whole Foods to tools and home goods — making this easily one of the most versatile cards in my wallet.
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Amazon
amazon.ca › MBNA-Amazon-ca-Rewards-Mastercard › dp › B07MJM4F44
Amazon.ca: Amazon.ca Rewards Mastercard
Customers have mixed opinions about the reliability of the gift card. Some mention it works well and is easy to use, while others say it only works once and is unable to use anywhere else. "Works well, like any other credit card, and allows me to see just how much I'm spending on Amazon!..."
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Finances For Females
finances4females.com › home › reviews › amazon prime visa card review – my honest feedback
Amazon Prime Visa Card Review – My Honest Feedback
September 4, 2025 - My application was immediately approved and processed and I was able to use approximately 20% of my total available balance on Amazon before the card even arrived in the mail. ... “Your new credit card will arrive in a plain, white envelope within two weeks. Once you have received your card, you can use it to make purchases wherever Visa credit cards are accepted.”
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Citi
citi.com › credit cards › citi double cash credit card
Citi® Double Cash Card - Cash Back Credit Card | Citi.com
For example, you can redeem 10,000 ThankYou® Points for a $100 statement credit, a $100 Check by Mail, or as a $100 direct deposit to your bank account. You can also redeem your points for other rewards such as gift cards, Shop with Points at Amazon, travel and more.