CNBC
cnbc.com › cnbc select › banking › american express cds review — good rates for your short-term goals, plus no fees
American Express CDs review — good rates for your short-term goals, plus no fees
July 30, 2025 - Keep in mind that Amex also doesn't offer specialty CDs such as a step-up CD (which automatically raises your rate) or a no-penalty CD (which lets you withdraw funds early without paying a fee). Amex CDs don't require a minimum deposit to open and ...
What is a Certificate of Deposit (CD)?
A CD is a type of FDIC-insured deposit account that has a fixed term and fixed interest rate.*
americanexpress.com
americanexpress.com › en-us › business › corporate-credit-cards › certificate-of-deposit
Certificate of Deposit | American Express Business and Corporate Card
What is a Certificate of Deposit (CD) account?
American Express Savings offers Certificate of Deposit (CD) accounts. These are accounts with fixed interest rates and different maturity terms to choose from. Funds cannot be withdrawn from the account prior to the maturity date without a penalty.
americanexpress.com
americanexpress.com › home › online savings › certificate of deposit
Open a CD Account | American Express® CD Savings US
What is the difference between a High Yield Savings Account and a Certificate of Deposit (CD)?
High Yield Savings Accounts are considered a liquid asset and offer a variable rate which can increase and decrease over time. Certificates of Deposits have a term and a maturity date that locks in the interest rate for the term. Also, there is an early withdrawal penalty to take funds out before maturity date.
americanexpress.com
americanexpress.com › home › online savings › certificate of deposit
Open a CD Account | American Express® CD Savings US
Bankrate
bankrate.com › banking › cds
Best CD Rates Of January 2026 - Up to 4.20% | Bankrate
3 weeks ago - Bread Savings — 3.70% – 4.05% APY, $1,500 minimum deposit — 3 months - 5 years · American Express National — 3.25% – 4.00% APY, No minimum deposit — 11 months - 5 years
U.S. News
usnews.com › home › money › banking
American Express National Bank Review | U.S. News
1 month ago - Get started saving right away with an American Express savings, checking or CD account. There are no minimum balances or deposits required.
Bankrate
bankrate.com › banking › cds
American Express CD Interest Rates | Bankrate
December 11, 2025 - The standout: American Express' 14-month CD pays a high APY with zero barriers to entry. No minimum deposit requirements: Most online banks require $500 to $1,000 to open a CD.
NerdWallet
nerdwallet.com › home › banking › best › best high-yield savings accounts for january 2026: up to 4.35%
Best High-Yield Savings Accounts for January 2026 - NerdWallet
2 days ago - The well-known credit card company offers a savings account with a competitive yield, a $0 monthly fee and $0 minimum balance requirement to open the account and a $0 minimum to start earning interest.
CNET
cnet.com › money › banking › american express cd rates for april 2025
American Express CD Rates for April 2025 - CNET
August 1, 2024 - If you’re searching for a new ... respectable 3.75% APY. It doesn't charge any monthly maintenance fees and has no minimum deposit requirement....
Forbes Advisor
forbes.com › advisor › banking › cds › best-cd-rates
Best CD Rates Of January 2026: Up To 4.10% APY – Forbes Advisor
3 days ago - Minimum deposit: 10% Compound interest: 5% Available terms: 5% Availability: 5% App Store rating: 3.75% Google Play rating: 3.75% Online banking: 2.50% BBB grade: 3.75% Trustpilot rating: 3.75% Live chat: 2.50% These financial institutions were included in our research for the best CD rates: ableBanking, Affinity Federal Credit Union, Alliant Credit Union, Ally Bank, Amerant, America First Credit Union, American Express, Apple Federal Credit Union, Armed Forces Bank, Axos Bank, Banesco, Bank of America, Bank OZK, Bank5 Connect, BankPurely, BankUnited, Barclays, Bask Bank, BECU, FourLeaf Federa
American Express
americanexpress.com › en-us › banking › online-savings › cd-maturity-options › index.html
CD Maturity Options Account | American Express® Savings Account
Visit the FDIC website for details. 1 There is no minimum balance required to open your Account, to avoid being charged a fee, or obtain the Annual Percentage Yield (APY) disclosed to you. 2 The interest rate and Annual Percentage Yield (APY) will be disclosed in your account-opening documents, ...
First Citizens Bank
firstcitizens.com › personal › savings › certificate of deposit (cd) accounts
Certificate of Deposit (CD) Accounts | First Citizens Bank
You can open a CD savings account by visiting a local branch. Speaking with a banking representative can help you decide which CD account is the best fit for you. The minimum opening deposit for a CD account is $500.
American Express
americanexpress.com › en-us › banking › online-savings › faq › minimum-deposit
Is there a minimum deposit required to open an account?
Visit the FDIC website for details. 1 There is no minimum balance required to open your Account, to avoid being charged a fee, or obtain the Annual Percentage Yield (APY) disclosed to you. 2 The interest rate and Annual Percentage Yield (APY) will be disclosed in your account-opening documents, ...
Reddit
reddit.com › r/banking › keep money in savings or put in cd
r/Banking on Reddit: Keep money in savings or put in CD
February 5, 2025 -
So I accidentally opened a CD of 11 months with Amex, I have most of my money (10k) in a HYSA with a 3.75% APY. The CD I opened has an APY of 4%. Should I just move my money to the CD? I don’t think I have any intention of withdrawing it by the time the CD matures. Any advice would be helpful. Should I just contact Amex and close the CD?
American Express
americanexpress.com › content › dam › amex › en-us › banking › personal-savings › Savings-Schedule.pdf pdf
AMERICAN EXPRESS NATIONAL BANK SAVINGS SCHEDULES
opening deposit. The maturity date of your CD will be disclosed in your account- ... Maximum Balance. There is a maximum account balance of five (5) million ... No Minimum Balance.
Investopedia
investopedia.com › considering-an-amex-cd-here-s-how-rates-stack-up-right-now-11831366
Considering an Amex CD? Here’s How Rates Stack Up Right Now
October 17, 2025 - If you have an American Express bank or credit card account, you’ve probably seen promotions for Amex CDs in your online banking dashboard. These certificates of deposit let you lock in a fixed interest rate for a set term, earning a guaranteed yield for months—or even years—without any risk.