Wallethub
wallethub.com › cd-rates › american-express-13000208i
American Express CD Rates
The funds were completely available and clear for any withdrawal but someone at this less than honest bank did not like the idea of the very large exit of money. I recommend any depositor look elsewhere and in fact, lots of higher paying interest accounts are out there now, much higher that American Express bank rates. ... I have been with Amex CD for about two years plus and watched my money grew exponentially.
SmartAsset
smartasset.com › checking-account › best-online-high-yield-savings-account
January 2026's Best Online High-Yield Savings Accounts | SmartAsset.com
6 days ago - Compare CD Rates · Compare Checking Accounts · Ally Bank Review · American Express® Savings Review · Capital One Bank Review · CIT Bank Review · Marcus by Goldman Sachs Review · Synchrony Bank Review · See More Bank Reviews · Ally Bank CD Rates · Barclays CD Rates ·
Amex HYSA went down to 3.6%, thoughts on moving to my Fidelity CMA?
Thanks for coming back by the sub today, u/blazinsmokey . We appreciate that you're considering transferring additional funds over to Fidelity. I'll join you to share some information. If you decide that you'd like to transfer your funds to Fidelity, there are a few methods available that I wanted to point out. If your AMEX account is a bank account, you can transfer funds via Electronic Funds Transfer (EFT) after linking your account to your Fidelity account. You can also choose to wire the funds, which we do not charge a fee for, but the other bank may charge a fee. If the external account is a brokerage account, you can transfer the funds via a Transfer of Assets (TOA). You'll submit the request through our link below, and then we will request the transfer for you. Transfer of Assets Depositing money to your Fidelity account I also wanted to mention that we have a great spot on the sub to engage with the community and discuss strategies, portfolios, and investments. It's called the "Weekly Discussion Thread" and you'll find it pinned to the top of the sub each week. I'll mark this post as a discussion so our community can continue to share their thoughts. Please let us know if you have any other questions about your accounts or anything else. I hope we'll see you again soon! More on reddit.com
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February 26, 2025American Express worth it?
Savings and CD (i.e. cash) aren't investments. You can compare the APY to other banks' savings and CD accounts. There are even websites that make a list of the highest APY accounts. More on reddit.com
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October 12, 2024AMEX HYSA vs CD's.
Typically the rate on a CD is locked for the term of the CD. HYSAs vary with each Fed action. So if they cut one more time and HYSAs are down to 3.5% the CD would still be 4%. That’s the catch, positively or negatively, with CDs. More on reddit.com
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August 6, 2024Why is Amex reducing APY twice in one month
It's important to remember that even with $100,000 sitting in deposits for an entire year, the difference is only about $100 for every 0.1% change, or around $8 a month. So consider the effort, stress, and risk in changing things around to save that much. That said I miss 4.4% already and am now sad. More on reddit.com
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April 25, 2024How do American Express CD rates compare to the best CD rates overall?
American Express CDs are well above national averages but slightly below the very top offers. While Amex’s best CD rate is 4% APY, some leading banks and credit unions pay around 4.1% to 4.33% APY on select terms, and the best one-year CD rate sits near 4.3% APY as of December 2025.
gobankingrates.com
gobankingrates.com › cd rates › american express cd rates and features for 2025
American Express 2026 CD Rates and Terms | GOBankingRates
What are American Express CD rates going into 2026?
As of mid-December 2025, American Express CD APYs range from 3.25% to 4%, with no minimum deposit. Popular terms include 3.25% APY on 11- and 12-month CDs, 4% APY on a 14-month CD, 3.6% APY on 18- and 24-month CDs and 3.5% APY on 60-month CDs.
gobankingrates.com
gobankingrates.com › cd rates › american express cd rates and features for 2025
American Express 2026 CD Rates and Terms | GOBankingRates
Are American Express CDs safe?
Yes. American Express National Bank is a Member FDIC, and deposits in CDs and savings accounts are insured up to $250,000 per depositor, per ownership category.
gobankingrates.com
gobankingrates.com › cd rates › american express cd rates and features for 2025
American Express 2026 CD Rates and Terms | GOBankingRates
Videos
American Express
americanexpress.com › home › online savings › certificate of deposit
Open a CD Account | American Express® CD Savings US
You can enhance your returns with ... your CDs mature. You benefit from locked-in returns across different rates and terms. Prefer more flexibility? A HYSA offers strong growth with the added perk of fee-free withdrawals. Interest rates could go up or down based on market fluctuations – but the added freedom is ideal for life’s unexpected turns. ... If you want more access to your money, check out a High Yield Savings Account. Accounts offered by American Express National ...
Forbes Advisor
forbes.com › advisor › banking › best cds
American Express Bank CD Rates 2026 – Forbes Advisor
1 week ago - American Express National Bank offers certificates of deposit (CDs) with rates ranging from 3.25% to 4.00% annual percentage yield (APY). Available terms start at 11 months and reach 60 months.
Investopedia
investopedia.com › considering-an-amex-cd-here-s-how-rates-stack-up-right-now-11831366
Considering an Amex CD? Here’s How Rates Stack Up Right Now
October 17, 2025 - Sabrina Karl has over two decades of experience writing about savings, CDs, and other banking topics. She is currently a full-time staff writer at Investopedia and one of the country's top experts on how to earn as much as possible on the money you hold in the bank. Before joining Investopedia, Sabrina wrote for Bankrate.com, CreditCards.com, DepositAccounts.com, and RateSeeker. ... American Express CDs deliver solid yields, but smaller banks and credit unions pay considerably more.
American Express
americanexpress.com › en-us › business › corporate-credit-cards › certificate-of-deposit
Certificate of Deposit | American Express Business and Corporate Card
Benefits of opening a Certificate of Deposit (CD) for your existing U.S. American Express Business Card or Corporate Card Program: ... You’ll know how much you’ll earn by locking in your rate.
CNBC
cnbc.com › cnbc select › banking › american express cds review — good rates for your short-term goals, plus no fees
American Express CDs review — good rates for your short-term goals, plus no fees
July 30, 2025 - American Express offers a variety of CD terms, ranging from 11 months to five years with competitive rates of up to 4.50% APY that stack up well against some of our top picks. However, the higher rates are available on shorter terms, so if you're ...
CNET
cnet.com › money › banking › american express cd rates for april 2025
American Express CD Rates for April 2025 - CNET
August 1, 2024 - Annual percentage yields for Amex’s ... certain CD terms are competitive — although not the absolute highest you can find — and its checking account has a decent yield with no fees and no hoops to jump through like some other high-yield checking accounts. With a checking account, you can also earn Membership Rewards points on your debit card purchases, albeit at a lower rewards rate than most Amex credit cards. All said, American Express National Bank ...
Deposit Accounts
depositaccounts.com › home › banks › american express national bank, member fdic
American Express Bank Reviews | American Express Bank Rates
1 week ago - Not sure why I see reviews saying it is difficult to close account. You don't have to close, just move $ elsewhere ACH ... I have had an AmEx credit card for a while and I recently opened up a checking and savings account there. So far, I'm very satisfied. The website is easy to use, it has some nice features, and the rates on accounts are good. ... Always verify rates and promotions with the bank or credit union. We are not American Express National Bank, Member FDIC; we are a rate comparison website and cannot provide official rates or promotions.
Address 115 W. Towne Ridge Parkway, 84070, Sandy
GOBankingRates
gobankingrates.com › cd rates › american express cd rates and features for 2025
American Express 2026 CD Rates and Terms | GOBankingRates
2 weeks ago - All information about American Express CD accounts has been collected independently by GOBankingRates and has not been reviewed or approved by American Express. These products are not available through GOBankingRates.
The Motley Fool
fool.com › motley fool money › banks › savings accounts › savings account reviews › american express high yield savings review
American Express® High Yield Savings Account Rates & Review 2026 | The Motley Fool
2 weeks ago - Savers looking for high interest rates: If you want to grow your savings faster, this account offers competitive rates with no minimum balance required.2 · People who don't need immediate access to cash: With no ATM card or checks, it's ideal for those who can afford to keep their funds untouched for longer periods. Those who prefer online banking: If you're comfortable managing your finances online or via mobile, the American Express® High Yield Savings Account will suit your needs.
SmartAsset
smartasset.com › checking-account › cd-rates-american-express
American Express CD Rates | SmartAsset.com
2 weeks ago - Member-FDIC American Express National Bank offers certificate of deposit (CD) accounts with terms ranging from six months to five years. The online bank offers some of the best CD rates we’ve examined. And it requires no minimum deposit.
SmartAsset
smartasset.com › checking-account › american-express-banking-review
American Express National Bank Review | SmartAsset.com
2 weeks ago - That means you can withdraw the money, penalty free, or roll the money into another CD. While a CD will lock your money up for the term length you’ve selected, you’re guaranteed the interest rate you signed up for as well as getting your money back. Unlike many banks, American Express has $0 minimum deposit to open a CD.
The College Investor
thecollegeinvestor.com › home › bank reviews › american express bank review: pros, cons, & alternatives
American Express Bank Review: A Top Online Savings Account
American Express bank has CDs with maturities ranging from 6 to 60 months and offers competitive rates. They also make it easy to set up a CD directly from your savings account.
Published 2 weeks ago Views 6K
CNBC
cnbc.com › cnbc select › banking › 14 best cd rates of january 2026: earn up to 4.10% apy
14 best CD rates of January 2026: Earn up to 4.10% APY
2 weeks ago - The best CD rates today rival those of high-yield savings — and you can lock yours in.
Bankrate
bankrate.com › banking › cds
Best CD Rates Of January 2026 - Up to 4.20% | Bankrate
1 week ago - First National Bank of America — 3.60% – 4.05% APY, $1,000 minimum deposit — 3 months - 6 years · Bread Savings — 3.70% – 4.05% APY, $1,500 minimum deposit — 3 months - 5 years · American Express National — 3.25% – 4.00% APY, No minimum deposit — 11 months - 5 years
Fortune
fortune.com › article › american-express-cd-rates
American Express CD rates: Great for CD laddering for 2 big reasons | Fortune
December 12, 2025 - You may know the American Express brand best for its valuable credit cards. However, Amex has a lot more to offer, including some generous certificates of deposit (CDs). The return rates are high and the buy-in is low—for the bank’s standard CDs, at least.
Bankrate
bankrate.com › banking › cds
American Express CD Interest Rates | Bankrate
December 11, 2025 - American Express offers solid rates, but higher yields exist. If you're chasing the absolute highest APY, banks like Marcus by Goldman Sachs and Synchrony Bank edge ahead on specific terms. Where American Express wins: The zero-minimum requirement. Marcus requires $500, and many high-yield ...