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AMEX Platinum - Is it worth the $799 fee?
American Express credit card
Using credit cards doesn't mean you are on the pathway to debt. Its important to understand how they work and pay them off each month by the due date. Then, you can have all the benefits without the cons.
AmEx cards can have some nice benefits, but they aren't too different in how they work compared to others. They usually require higher credit scores to be accepted. And, the better cards will have annual fees.
If you're new, I wouldn't recommend annual fees. Starting with a good cashback card like Discover it cash back or Chase Freedom Unlimited is a good first step.
More on reddit.comIs American Express Worth It ?
I've had an RBC Avion Visa Infinite for years and am looking into other card options. I'm considering the AMEX Platinum, curious if people think it offers enough value to justify the annual fee. My wife works for Air Canada so we travel standby a lot, so we like the lounge access of the Platinum, and we typically just use our points for hotels while traveling as we don't need them for flights.