Factsheet
Country United States
Country United States
Wikipedia
en.wikipedia.org › wiki › Centurion_Card
Centurion Card - Wikipedia
1 week ago - The American Express Centurion Card, colloquially known as the Black Card, is an exclusive invitation-only charge card issued by American Express. It is reserved for the company's wealthiest clients who meet certain net worth, credit quality, and spending requirements on its gateway card, the ...
Business Insider
businessinsider.com › personal finance › credit cards › amex black card benefits: the ultimate in luxury and service
Amex Black Card: Exclusive Benefits and Luxury Services Overview
May 20, 2025 - Earn 5 Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® (up to $500,000 per calendar year) and on prepaid hotels booked with American Express Travel®. Earn 1 Point on other purchases.
Videos
01:29
the AMEX BLACK CARD - is it worth it? - YouTube
Breaking down the AMEX Centurion Card also known as the Black Card #travel #traveltips #points #miles #pointsandmiles #awardtravel #luxurytravel | TikTok
Is the @americanexpress Black Card, otherwise known as the ...
11:20
Unboxing the World’s Most Exclusive Credit Card - YouTube
10:35
The American Express Black Card and How To Get One! - YouTube
Why is the Amex Black Card so special?
The Amex Black Card isn't just a credit card — it's a status symbol. It's invitation-only, comes with no preset spending limit, and unlocks perks like 24/7 concierge service, top-tier hotel and airline status, VIP airport experiences, and access to events most people can only dream about. It's less about what you can buy and more about what doors it opens.
businessinsider.com
businessinsider.com › personal finance › credit cards › amex black card benefits: the ultimate in luxury and service
Amex Black Card: Exclusive Benefits and Luxury Services Overview
What are the annual fees for the Amex Black Card?
The Black Card reportedly costs $5,000 a year, with a $10,000 initiation fee.
businessinsider.com
businessinsider.com › personal finance › credit cards › amex black card benefits: the ultimate in luxury and service
Amex Black Card: Exclusive Benefits and Luxury Services Overview
Do Amex Black Card members receive complimentary hotel upgrades?
Yes, Amex Black (Centurion) Card members receive top-tier or near-top-tier elite status with several major hotel chains, including Hilton, IHG, Jumeirah Sirius, Shangri-La Golden Circle, Radisson Rewards, and MeliáRewards. These elite statuses often make members eligible for complimentary room upgrades, early check-in, late check-out, and other VIP privileges, although upgrades are subject to availability and not guaranteed. Centurion members also receive Delta Platinum Medallion Status, which provides travel perks like complimentary first-class upgrades and priority services. Terms apply.
businessinsider.com
businessinsider.com › personal finance › credit cards › amex black card benefits: the ultimate in luxury and service
Amex Black Card: Exclusive Benefits and Luxury Services Overview
NerdWallet
nerdwallet.com › credit-cards › learn › amex-black-card
5 Things We Wish We Knew About the AmEx Black Card - NerdWallet
May 22, 2023 - While this sounds exclusive, it's ... access via credit card is nice, but know the limits · Every purchase on the Black Card earns one Membership Rewards point per dollar....
Forbes Advisor
forbes.com › advisor › ca › credit-cards › reviews › centurion-from-american-express
American Express Centurion Black Card Review 2026 – Forbes Advisor Canada
1 week ago - With a $599 annual fee and clearly defined income requirements, it delivers strong travel benefits, purchase rewards and greater accessibility. Unlike the American Express Centurion Card, the BMO card is one you can apply for if it fits your ...
CreditCardGenius
creditcardgenius.ca › blog › black-card-alternatives-canada
Your Guide To The Elusive Amex Black Card
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Credit Karma
creditkarma.com › credit cards › insights › centurion® card from american express review: exclusive benefits at a high cost
Centurion® Card from American Express review: Exclusive benefits at a high cost
Centurion® Card from American Express review: Exclusive benefits at a high cost
Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services, companies or products. ... Rating: 0 out of 5. Editors’ take: The Centurion Card® from American Express, also known as the Amex Black Card, is an ultra-exclusive status symbol offering unparalleled luxury benefits ...
American Express
americanexpress.com › en-ca › credit-cards › all-cards
View All American Express® Cards | Amex CA
CardsCards · TravelTravel · InsuranceInsurance · Rewards & BenefitsRewards & Benefits · BusinessBusiness · Contact UsLogin · · · · · · · · · · · · · ·
The Points Guy
thepointsguy.com › credit-cards › amex-centurion-black-card
Amex Centurion (black) card benefits — and how to get them without the card - The Points Guy
September 18, 2025 - Other ways to get it: The additional family member coverage is unique to the Centurion Card†. However, the Amex Platinum comes with up to $209 in statement credits and the American Express® Green Card comes with up to $199 in statement credits for Clear Plus memberships (enrollment required, subject to auto-renewal).
Quora
quora.com › What-are-the-benefits-of-an-American-Express-Amex-Black-card
What are the benefits of an American Express (Amex) Black card? - Quora
Answer: Three main benefits 1. No credit limit. You see it, you buy it. A cardmember once bought at £32 million yacht Sunseeker on his Centurian card. The phone will ring with the retailer to check security, whilst another person hurriedly ...
Join Kudos
joinkudos.com › blog › the-truth-about-the-amex-black-card-is-a-15-000-credit-card-actually-worth-it
Amex Black Card Review 2025: Benefits, Costs & Alternatives
For those focused on maximizing Membership Rewards, cards like the American Express® Gold Card or American Express Platinum Card® provide better-earning potential across various spending categories. A savvy strategy for Centurion cardholders is to pair their Black Card with these higher-earning Amex options. This approach allows you to optimize point accumulation on everyday spending while still benefiting from Centurion’s exclusive travel redemptions and perks.
WalletHub
wallethub.com › d › american-express-centurion-card-999c
American Express Centurion Black Card Reviews & Info
Centurion® Card from American Express
Among the Black Card’s reported benefits are a do-it-all concierge and airport lounge access. Info about the Centurion® Card from American Express has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details. ... The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit ... Reviews, rates, fees, and rewards details for The Centurion® Card from American Express. Compare to other cards and apply online in seconds
One Mile at a Time
onemileatatime.com › home › amex centurion card (black card) revealed: cost, perks, and more
Amex Centurion Card (Black Card) Revealed: Cost, Perks, And More - One Mile at a Time
August 15, 2025 - The Amex Centurion Card is built on the basics of American Express Platinum Card® (review), so it offers most of the perks you’ll find on that card, like Marriott Gold status, an annual CLEAR credit, an annual Uber benefit, access to lounges globally, etc. But then there are all kinds of incremental perks as well, given the card’s $10,000 initiation fee and $5,000 annual fee. In addition to having a card that will no doubt turn heads, the Black Card offers the following perks:
CNBC
cnbc.com › cnbc select › credit cards › black credit cards are the ultimate status symbol — but what are they?
Black credit cards are the ultimate status symbol — but what are they?
October 2, 2025 - Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Premium luxury credit cards, or "black cards," are the most exclusive credit cards on the market.
Rates
rates.fm › homepage › cards › amex black card benefits: key perks you shouldn’t miss
AmEx Black Card Benefits: Key Perks You Shouldn’t Miss
August 29, 2025 - American Express Black Card limit — you’re free to shop without worrying about hitting a ceiling. With the Amex Centurion Card, you can buy absolutely everything, even things you can’t buy with other credit cards.
Reddit
reddit.com › r/amex › amex centurion "black card" is a waste of money
r/amex on Reddit: Amex Centurion "Black Card" is a waste of money
June 5, 2024 -
At least for the UK anyway!
Originally I liked the card, aspired to get it - especially since coming from a low income family - but I never actually use it ever anymore.
All my major payments are done via ApplePay, so no one actually sees the card per say, and most of the time the benefits over here in the UK are rubbish.
Is there any unheard of benefit, that I am not quite acquainted to?
The concierge is decent, especially if you are on a trip or business, you can just get them to arrange everything via a quick call to them (one of the only few reasons I hold on), but they cant get me into the top restaurants in London and all these crazy stories I heard were false, in the UK at least, so it is rather unfortunate.
Apart from that, the points system is rubbish, I end up just using the BA AMEX for the companion voucher, Barclays Plus, and then the other credit cards.
The only real reason I hold onto the card is purely for business, in my area, specifically, I just bring the card out deliberately when paying for dinner for clients, to show I am "doing well" and can handle their business. Its literally a Flex card, I wouldnt even say that you get "better service" by showing this card either.
Any fellow Centurion holders, please do let me know if there are any real benefits, that somehow I missed or I am not using properly. Appreciate all responses
Ale
Top answer 1 of 5
93
The US card does technically breakeven and actually exceeds it's value. Free Equinox Membership (4k worth) $1,000 Saks Credit (1k worth) $395 Clear Credit ($395 worth) $200 Uber Credit ($200 worth) Elite statuses you get for Hilton and IHG (free upgrades, 4pm checkout, free breakfast). Elite status for Hertz (the company will pick you up and hand you the car). Delta Platinum status (free upgrades to first class when available, free checked bags, priority boarding). Free lounge access to all networks of AMEX lounges including Delta, Priority Pass and so on. +2 free guest and no lines. For all intents and purposes it's actually a great card, but your gym must be Eqinox. If you fulfill that requirement you'll get thousands of dollars of luxury value and it becomes exceedingly worth it. Personally, if I lived a luxury life of travel and my gym was Eqinox I would 100% want the card too. You get all your money back through lounge access and travel perks.
2 of 5
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So is the Amex Platinum for 99% of people but they’re not ready for that conversation yet
Quora
quora.com › What-are-the-benefits-of-owning-a-AMEX-Black-Card
What are the benefits of owning a AMEX Black Card? - Quora
Answer (1 of 5): There are almost no benefits to owning the American Express Black Card. I know this because I recently asked a number of American Express Black Cardholders what they think about having their Black Cards, and their overall opinion ...
Reddit
reddit.com › r/amex › black card
r/amex on Reddit: Black Card
May 20, 2025 -
I run an e-commerce business and I spend around 70-80k a month currently. I just started spending this much around 2 months ago, however, I always spent at least 200-300k a year for the last 2 years. How much more do I need to spend to be offered a black card?
Top answer 1 of 5
338
The exact requirements to be invited to own the Centurion are not public. But last I have seen the current understanding is you need to have an income north of $1,000,000 (unsure about business income) and a yearly spend of around $350,000 for personal and $500,000 for business on existing Amex accounts, with a preference for spending on Platinum. A reminder, while a status symbol, the Black Card is not in anyway a smart card to have. The fees and limited rewards make it a fairly poor card by itself.
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I spent $2.8mm on my business cards last year and have not gotten an offer. Good luck.
Medium
medium.com › @barronqasem › how-to-get-a-black-card-a-guide-to-the-ultimate-status-symbol-b79b2f4d190f
How to Get a Black Card: A Guide to the Ultimate Status Symbol | by BARRON VAN DEN BERG | Medium
March 2, 2025 - It requires a combination of high spending, excellent creditworthiness, and a bit of patience. If you’ve ever wondered how to obtain the elusive Black Card, this guide will walk you through the steps, requirements, and benefits of this invitation-only luxury. Before we dive into how to get one, it’s important to understand what makes the Black Card so special. The American Express ...
CreditCards.com
creditcards.com › credit cards › card advice › american express › american express black card: which rumors are true?
Amex Black Card: Which Rumors Are True? | CreditCards.com
August 26, 2024 - Besides earning points on travel and dining, it comes with a generous $300 annual travel credit and attractive benefits such as up to $100 in Global Entry/TSA PreCheck credits, a Priority Pass Select membership and more.
American Express
americanexpress.com › home › benefits
American Express Benefits: Credit Card Benefits & more | Amex CA
Run your business your way, and discover Card benefits, rewards and account management tools available to small business owners ... Whether you want to make a major purchase, buy a new car or renovate your home, find the right borrowing solution to meet your needs and budget. ... Log in to view your benefits, rewards, and offers. Browse your Online Services account or the American Express® App to register for eligible Amex Offers, redeem your Membership Rewards and more! ... American Express offers a wide selection of Cards.