American Express
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No Foreign Transaction Fee Cards | American Express
Explore American Express No Foreign Transaction Fee Cards. Enjoy rewards and benefits while saving on foreign transaction fees. Apply today. Terms apply.
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Are There Foreign Transaction Fees Using my Card? | Amex US
If you're using a product that incurs foreign transaction fees, these charges are applied to convert your international transactions into US currency.
Does the Amex Platinum card have foreign transaction fees?
The Amex Platinum card doesn’t charge a foreign transaction fee.
upgradedpoints.com
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Traveling? Understand Amex Platinum Card's International Fees
What triggers a foreign transaction fee?
Foreign transaction fees apply when you purchase something in a foreign currency or when a transaction is processed through a foreign bank. These fees can also apply when you shop online from a foreign retailer, even if you’re not traveling.
americanexpress.com
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What You Should Know About Foreign Transaction Fees
How do I know if my credit card charges a foreign transaction fee?
Check your credit card agreement. If your card charges a foreign transaction fee, it should be listed under “fees.”
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What You Should Know About Foreign Transaction Fees
American Express
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What You Should Know About Foreign Transaction Fees
June 16, 2025 - This article contains general information and is not intended to provide information that is specific to American Express products and services. Similar products and services offered by different companies will have different features and you should always read about product details before acquiring any financial product. Foreign transaction fees are charges for making purchases in foreign currencies.
American Express
global.americanexpress.com › card-benefits › detail › no-foreign-transaction-fees › platinum
No Foreign Transaction Fees | Platinum Card Benefits
Skip to main content · My Account · Cards · Banking · Travel · Rewards & Benefits
Amex card has no foreign transaction fee, but...
I would go crazy if I verified the exchange rate on every transaction when traveling abroad. If you’re worrying about $7 on a nearly thousand dollar transaction while being in Iceland, you aren’t doing it right, or you can’t afford the trip in the first place More on reddit.com
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December 10, 2024How much am I being charged for using my Amex Platinum (US) abroad? In the UK at the moment and not sure
Amex Platinum has no foreign transaction fees, but there may be a fee if you use an ATM (the screen should say what it is). More on reddit.com
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October 17, 2024Foreign transaction fees
No matter what card you use, some ATMs or Merchants will give you the option to charge in your currency (eg USD). They usually say upfront that there’s like a 5% fee or if they don’t it might be even worse. You always want to decline this and charge in the local currency. More on reddit.com
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March 30, 2024Do you use your amex gold abroad?
American credit cards, generally speaking, have a currency conversion rate decided by the bank that is pretty much close to the real thing and costs nothing. With that said, most credit cards charge a foreign transaction fee that is usually anywhere between 1-3%. 2% is very common. AMEX Gold, and most credit/charge cards with an annual fee have 0% foreign transaction fees. The currency conversion rate used by each bank might be slightly different, but I've found it to be negligible over many uses. More on reddit.com
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October 11, 2024WalletHub
wallethub.com › popular credit card questions
American Express Cards With No Foreign Transaction Fees
2 weeks ago - There are several American Express ... Delta. The Amex cards without foreign transaction fees have annual fees ranging from $0 to $500+...
Wise
wise.com › us › blog › american-express-foreign-transaction-fee
American Express foreign transaction fee — the only guide you’ll need - Wise
June 7, 2022 - No foreign transaction fee Amex cards do exist — but in this case you’re more likely to pay an annual fee which can be pretty steep. We’ve got a full round up of American Express zero foreign transaction fee cards — and their important ...
American Express
global.americanexpress.com › card-benefits › detail › no-foreign-transaction-fees › delta-platinum
No Foreign Transaction Fees | Platinum Delta Skymiles® ...
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Reddit
reddit.com › r/amex › amex card has no foreign transaction fee, but...
r/amex on Reddit: Amex card has no foreign transaction fee, but...
December 10, 2024 -
Amex card has no foreign transaction fee, but they get you on the exchange rate.
I made a car reservation in Iceland, and the pending charge came up to $898, when the charge posted, it became $905. !!!
Then I had to cancel the rental the same day, and the car rental in Iceland issued the full refund in ISK. Guess what, Amex only refunded me $898. !!! WTF.
I had to call to get the $7 difference back. They were initially saying I have to deal with merchant about this, like really? But eventually refunded the $7.
I never had this problem with Visa tacking extra $ to hide the foreign transaction fee. If you make a foreign currency charge, make sure to keep an eye on the exchange rate. So no more foreign currency transaction using Amex for me.
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I would go crazy if I verified the exchange rate on every transaction when traveling abroad. If you’re worrying about $7 on a nearly thousand dollar transaction while being in Iceland, you aren’t doing it right, or you can’t afford the trip in the first place
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I’ve always had fair conversion rates with Amex in other countries. What was charge supposed to be, Icelandic Krona to USD? Amex’s website states 2.234% difference currently. Edit: not sure why we have such penurious comments. It’s their money and if OP wants to be mad at $7 that’s their right.
Upgraded Points
upgradedpoints.com › home › credit cards › reviews › amex platinum card
Traveling? Understand Amex Platinum Card's International Fees
1 week ago - No foreign transaction fee is one of the many benefits the Amex Platinum card offers for international travelers. Learn more here.
American Express
global.americanexpress.com › card-benefits › detail › no-foreign-transaction-fees › delta-reserve
No Foreign Transaction Fees | Delta Reserve Credit Card ...
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Reddit
reddit.com › r/amexplatinum › how much am i being charged for using my amex platinum (us) abroad? in the uk at the moment and not sure
r/AmexPlatinum on Reddit: How much am I being charged for using my Amex Platinum (US) abroad? In the UK at the moment and not sure
October 17, 2024 -
Not sure what the charge is etc.
Thank you
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Amex Platinum has no foreign transaction fees, but there may be a fee if you use an ATM (the screen should say what it is).
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Do you get options to be charged in USD or Pound!? If so what do you select? You should always select local currency whatever it is wherever you travel in the world. If you select USD, business owners will charge you anywhere from 3-4% in conversion fees
American Express
americanexpress.com › home › life with amex › credit cards › using a credit card abroad
Using a Credit Card Abroad | AMEX UK
A foreign transaction fee is a percentage of the pound value of foreign currency transactions, so remember to factor these into your budget. ... American Express charges a currency conversion fee of 2.99% of the converted value of the transaction for each foreign currency purchase you make.
WalletHub
wallethub.com › popular credit card questions
2026 American Express Foreign Transaction Fees
November 12, 2025 - The American Express foreign transaction fee is 0% to 2.7% of each transaction after conversion to US dollars, depending on the specific credit card. A foreign transaction fee is a surcharge that some credit cards add to transactions processed ...
American Express
global.americanexpress.com › card-benefits › detail › no-fx-fees › business-gold
No Foreign Transaction Fees | Business Gold Benefits
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Reddit
reddit.com › r/amex › foreign transaction fees
r/amex on Reddit: Foreign transaction fees
March 30, 2024 -
I’m going on a Europe trip to several different countries in a couple months. I was wondering what the international fees on the Amex gold card would be like. It says there are no international fees by Amex but, merchants may charge their own foreign fees.
What’s everyone’s experience with this traveling abroad? Are there any fees either from Amex or merchants, especially in Europe?
Top answer 1 of 5
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No matter what card you use, some ATMs or Merchants will give you the option to charge in your currency (eg USD). They usually say upfront that there’s like a 5% fee or if they don’t it might be even worse. You always want to decline this and charge in the local currency.
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AMEX is not widely accepted in Europa, have a backup plan (visa/mc)
The Points Guy
thepointsguy.com › credit-cards › foreign-transaction-fees
Guide to foreign transaction fees: What to know - The Points Guy
July 18, 2025 - TPG has a regularly updated guide ... with no foreign transaction fees that can help you choose the best cards for your trips. ... However, some popular cash-back cards, such as the Chase Freedom Unlimited® (see rates and fees) and the Blue Cash Preferred® Card from American Express (see rates ...
Reddit
reddit.com › r/amex › do you use your amex gold abroad?
r/amex on Reddit: Do you use your amex gold abroad?
October 11, 2024 -
In the UK I used 'Revolut' where you can exchange money before you travel onto a debit card, here you get a rate that is very close to the 'real' rate, so basically 0 fees but also no points.
My understanding is for the US Amex Gold, you get 'no fees' but there are hidden fees in the exchange rate of about 2%. So given that you get points on the transactions maybe that about cancels out? What do people do here, do you use your amex abroad if you can?
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American credit cards, generally speaking, have a currency conversion rate decided by the bank that is pretty much close to the real thing and costs nothing. With that said, most credit cards charge a foreign transaction fee that is usually anywhere between 1-3%. 2% is very common. AMEX Gold, and most credit/charge cards with an annual fee have 0% foreign transaction fees. The currency conversion rate used by each bank might be slightly different, but I've found it to be negligible over many uses.
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I thought there were no foreign txn fees on gold and platinum. Is that not the case?
Quora
quora.com › Does-American-Express-Gold-card-charge-foreign-exchange-transaction-fees-when-using-the-card-internationally
Does American Express Gold card charge foreign exchange transaction fees when using the card internationally? - Quora
Answer (1 of 3): Yes. Typically 2–3% added to the Interbank Spot Rate. Attached is from the Gold Card T&C’s. Converting Transactions made in a foreign currency If you make a Transaction that is submitted to us in a foreign currency, or if ...
Ramp
ramp.com › blog › business credit cards
American Express Foreign Transaction Fees Guide
October 13, 2025 - A foreign transaction fee is a surcharge added to eligible purchases made in a currency other than U.S. dollars or processed through a foreign bank. American Express charges a foreign transaction fee on many of its business credit cards. If you're using one of these cards to make a purchase in a non-U.S.
Delta Air Lines
delta.com › english - home › skymiles loyalty program › airline reward credit cards › amex personal credit cards
Amex Personal Credit Cards | Delta Air Lines
... Earn 10,000 bonus miles after you spend $1,000 in eligible purchases on your new Card in the first 6 Months.† ... *The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries ...