I mean, there isn’t much to a HYSA where you could have issues. They really just kind of sit there. AMEX also isn’t some no-name bank Transferring between them is pretty painless. Sure, go for it if you want the sign up bonus. Fed interest rates are so high at the moment that HYSA are fantastic for the banks, so the offers and rates are skyrocketing as they try to get more of them open Answer from Vresa on reddit.com
Forbes Advisor
forbes.com › advisor › banking › savings
American Express Savings Rates – Forbes Advisor
1 week ago - The website’s FAQ section also has answers to many common account-related questions. ... The savings rate offered by American Express is competitive, though you can find higher yields (above 4.00% APY) elsewhere.
Business Insider
businessinsider.com › personal finance › banking › savings › american express savings rates: earn 3.60% apy
American Express Savings Rates: Earn 3.60% APY
May 8, 2025 - The American Express® High Yield Savings Account lets you earn 3.60% (as of 5/8/25) APY while paying zero monthly fees, making it a decent option overall. With no opening deposit or minimum balance requirements to earn the APY, the account ...
Anyone use American Express High Yield Savings Account?
I mean, there isn’t much to a HYSA where you could have issues. They really just kind of sit there. AMEX also isn’t some no-name bank Transferring between them is pretty painless. Sure, go for it if you want the sign up bonus. Fed interest rates are so high at the moment that HYSA are fantastic for the banks, so the offers and rates are skyrocketing as they try to get more of them open More on reddit.com
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February 9, 2023Amex High Yield Savings Account rate has dropped (again)
Remember when it was at 4.9%? Those were the days More on reddit.com
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July 23, 2025Amex HYSA APY now 3.4%
It's only $100 per $100k over 12 months. Still a great trustworthy HYSA in my opinion. More on reddit.com
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November 26, 2025[deleted by user]
Judging by the dozens of posts we get every time there is a HYSA rate adjustment (however minimal!), I would say yes. More on reddit.com
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October 1, 2023What is interest rate on the American Express savings account?
The American Express High Yield Savings Account pays 3.60% (as of 5/8/25) APY. In comparison, average savings account interest rates in traditional banks are often around 0.01% to 0.50% APY if you don't have a specific checking account/savings account combination.
businessinsider.com
businessinsider.com › personal finance › banking › savings › american express savings rates: earn 3.60% apy
American Express Savings Rates: Earn 3.60% APY
Is American Express High Yield Savings a good account?
American Express’ High Yield savings account is a great option if you’re looking for a competitive rate with no monthly fees or minimum balance requirements.
forbes.com
forbes.com › advisor › banking › savings
American Express Savings Rates – Forbes Advisor
Are American Express Savings accounts FDIC insured?
Yes, American Express Savings is FDIC insured. FDIC insurance on American Express Savings covers up to $250,000 per depositor.
businessinsider.com
businessinsider.com › personal finance › banking › savings › american express savings rates: earn 3.60% apy
American Express Savings Rates: Earn 3.60% APY
Videos
AMEX High Yield Savings: Worth It in 2025? The Truth - YouTube
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Amex High Yield Savings Account Review | Is it Worth it? 2025 - ...
Amex lowered the rates on their savings account from 3.70% to 3.60%. That might not seem like much, but the best savings accounts right now are all over 4%, some as high as 4.75%. #savings #savingsaccount #bankaccount #money | TikTok
American Express
americanexpress.com › home › online savings › certificate of deposit
Open a CD Account | American Express® CD Savings US
Certificates of deposit (CDs) and high-yield savings accounts (HYSAs) can be smart, safe ways to grow your funds. Both typically yield higher interest rates than regular savings accounts.
Bankrate
bankrate.com › banking › savings
American Express Savings Account Interest Rates | Bankrate
July 9, 2024 - An American Express National Bank high-yield savings account comes with an interest rate that is much higher than the national average.
Reddit
reddit.com › r/personalfinance › anyone use american express high yield savings account?
r/personalfinance on Reddit: Anyone use American Express High Yield Savings Account?
February 9, 2023 -
Got an email offer for $350 for depositing at least $25,000 into the account and holding it there for like 2 or 3 months. Just want to know if they are a good savings account for the interim just to get the bonus or if they are a nightmare to deal with and not worth the effort. The money is just sitting in my Ally account so if I can get an extra $350 off of it, I figure why not
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I mean, there isn’t much to a HYSA where you could have issues. They really just kind of sit there. AMEX also isn’t some no-name bank Transferring between them is pretty painless. Sure, go for it if you want the sign up bonus. Fed interest rates are so high at the moment that HYSA are fantastic for the banks, so the offers and rates are skyrocketing as they try to get more of them open
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I've used them for a similar bonus in the past and had no problem. If you already have a credit card with them, you can access your banking and credit cards with the same logins, though it's not as seamless as other providers such as CapitalOne and Discover. At $350 bonus for 3 months, that's equivalent to 5.6% APY. Combined that with their current rate of 3.4% and you're basically getting a 9% 3 month CD. I would do it. You can easily close the account later--which is what I did. Just check if there is any closing fee/period. Though I don't think there is.
American Express
americanexpress.com › credit intel › saving & budgeting
Types of Savings Accounts
April 30, 2025 - Interest earnings are higher with MMAs than many savings accounts because of a higher stated interest rate than regular savings accounts, which can make a big difference on large balances.6 · People may use MMAs to save for infrequent expenses large enough to meet account minimums and earn meaningful interest, like emergency savings, tax payments or current tuition payments.
American Express
americanexpress.com › en-us › banking › online-savings › articles › strategies-for-getting-more-out-of-your-savings-accounts-and-cds
How To Get High Returns from Savings Accounts & CDs | American Express� Savings
Savers are checking out online ... higher rates, are considering CD ladders, avoiding unwanted fees and restrictions, and asking good questions about the security of potential high-yield savings account and CD providers. ... This article has been prepared by a third party and is made available to you for information purposes only. This third-party article does not represent the opinions, views, or analysis of American Express, and American ...
The Motley Fool
fool.com › motley fool money › banks › savings accounts › savings account reviews › american express high yield savings review
American Express® High Yield Savings Account Rates & Review 2026 | The Motley Fool
2 weeks ago - On American Express's Secure Website. ... 3.30%¹ Rate info 3.30%¹ annual percentage yield as of January 12, 2026. Terms apply.
Ratebrain
ratebrain.com › american-express-savings-account
3.40% APY - American Express Personal Savings Savings Rate - RateBrain.com
The best rates. Updated daily. ... December 30, 2025, 3:11 pm ET View on American Express Personal Savings's website » See all American Express Personal Savings rates »
Yahoo! Finance
finance.yahoo.com › personal finance › banking
American Express vs. Marcus by Goldman Sachs: Which online bank has the best HYSA?
July 3, 2025 - We examined the HYSAs offered by American Express and Marcus by Goldman Sachs to help you determine which one is the best fit for your savings needs. The Online Savings Account from Marcus by Goldman Sachs offers 3.90% APY as of this writing. ...
American Express
americanexpress.com › en-us › banking › online-savings › faq › find-interest-rate
FAQ | American Express® Savings | Exclusive Savings Rate Offer
4. To view your Current Interest Rate, select “View Account Details." ... What it is, how it works and everything in between. ... Quick links to get you—and keep you—on the right track. ... Your savings are safe with us. And so are you. ... Express National Bank.
Reddit
reddit.com › r/amex › amex high yield savings account rate has dropped (again)
r/amex on Reddit: Amex High Yield Savings Account rate has dropped (again)
July 23, 2025 -
Now 3.50%. Basically a monthly event now.
Carry
carry.com › learn › amex-high-yield-savings-account-review
Amex High Yield Savings Account Review 2025 - Carry
September 11, 2025 - If you’re looking for a better place to grow your savings, the American Express High Yield Savings Account is one option to consider. It offers a competitive APY, daily compounding interest, and no monthly fees.
American Express
americanexpress.com › content › dam › amex › en-us › banking › personal-savings › Savings-Schedule.pdf pdf
AMERICAN EXPRESS NATIONAL BANK SAVINGS SCHEDULES
1 week ago - calculate the interest on your Account. This method applies a daily periodic rate to
American Express
americanexpress.com › en-us › banking › online-savings › account
American Express® Online Savings Account - Official Website
November 27, 2025 - American Express savings accounts offer competitive savings rates, no monthly fees, & no minimum balance. Apply for a high yield savings account to earn more interest!
American Express
americanexpress.com
American Express Credit Cards, Rewards & Banking
American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more.
CNBC
cnbc.com › cnbc select › banking › best high-yield savings accounts from big banks in 2025
Best high-yield savings accounts from big banks in 2025
1 month ago - Read our American Express® High Yield Savings Account review. ... The Annual Percentage Yield (APY) as advertised is accurate as of 12/30/2025. Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened.
American Express
americanexpress.com › en-us › banking › checking-account
Checking Accounts | Open Online Checking Account | Amex US
We may also accept applications from Additional Card Members on a U.S. Basic Consumer Card issued by AENB, Customers with an existing High Yield Savings Account and CD with at least 5 days of tenure who are not existing US Basic Card Members. Earn a 1.00% APY2 —10X higher than the national rate.2
American Express
americanexpress.com › home › savings › high yield savings
High Yield Savings Account with No Fees to Open | Amex US
Accounts offered by American Express National Bank. Member FDIC. Each depositor is insured to at least $250,000 per depositor, per insured bank, per ownership category. Learn more at FDIC.gov. ... Have other questions? Get more answers by reviewing our full list of FAQs. ... 1 The average savings account interest rate is based on the FDIC’s published monthly National Rates and Rate Caps information for Savings deposit products.
NerdWallet
nerdwallet.com › home › banking › best › best high-yield savings accounts for january 2026: up to 4.35%
Best High-Yield Savings Accounts for January 2026 - NerdWallet
1 day ago - Marcus by Goldman Sachs Online Savings Account: Best for Great track record of strong rates, 3.65% APY · SoFi Checking and Savings: Best for Combination savings and checking account, 3.30% APY · American Express® High Yield Savings Account: ...