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Reddit
reddit.com › r/amex › are personal and business accounts accessible from the same login?
r/amex on Reddit: Are personal and business accounts accessible from the same login?
February 1, 2024 -

Hello,

I'm trying to consolidate my banking and am looking at AMEX. I will have a business checking and personal checking and having them accessible from the same login would be great. Is this how AMEX works?

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American Express
americanexpress.com › business home › business checking
Business Checking Account | American Express Business Blueprint
With a Business Checking account, you can easily make mobile deposits, payments, and more. ... Use the Amex® App to view and help you manage your Business Checking account.
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American Express
americanexpress.com › en-us › business › blueprint › help-center
American Express® Business Blueprint™
You’ll need to answer a few basic questions about your business including your industry, revenue, and how you plan to use your online business checking account, and you will need to provide an Employee Identification Number (EIN) or Taxpayer Identification Number (TIN) and documentation to prove you are a registered business.
People also ask

What are the benefits of a Business Checking account?
American Express Business Checking offers benefits for businesses such as: 1.30% APY on balances up to $500k. APY subject to change. No monthly account maintenance fees. No minimum balance requirement. Simple online account management with no branches, tellers, or lines. Personalized customer service with real, live people. Use your Business Debit card for purchases, ATM cash withdrawals and balance inquiries.
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americanexpress.com
americanexpress.com › business home › business checking
Business Checking Account | American Express Business Blueprint
How do I earn and redeem Membership Rewards points with my Business Checking account?
With American Express Business Checking, you can earn 1 Membership Rewards point for every $2 of eligible Business Debit Card purchases. Plus, there's no cap on how many points you can earn, and points can be converted into deposits made directly into your Business Checking account. If you already have a Membership Rewards-enrolled Card, in most cases your Business Checking account will automatically be linked to your existing Membership Rewards Program Account. All points earned from your linked Card(s) and your Business Debit Card will accumulate together in a single Rewards Account, which c
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americanexpress.com
americanexpress.com › business home › business checking
Business Checking Account | American Express Business Blueprint
Who is eligible for a Business Checking account?
We are currently accepting applications from eligible U.S. businesses. Not all applicants will be approved for a Business Checking account. Select industries or businesses engaged in certain activities are currently ineligible, such as money service businesses, cryptocurrency, internet gambling businesses, and marijuana related businesses.
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americanexpress.com
americanexpress.com › business home › business checking
Business Checking Account | American Express Business Blueprint
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American Express
americanexpress.com › en-us › account › business-blueprint › login
Login
American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more.
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Reddit
reddit.com › r/amex › american express business checking is a complete failure.
r/amex on Reddit: American Express Business Checking is a complete FAILURE.
March 19, 2024 -

Ever since i've opened my account I have been met with nothing but technical issues.

  1. For whatever reason, Plaid doesn't integrate with Amex business checking, this means that it won't sync with 99% of softwares out there.

  2. After waiting endlessly, they released a *broken* Quickbooks integration. Every transaction gets imported to QBO as "Online Payment / Transfer". No description, no way to know where the money came from or was going to.... completely useless. You cant even import your transactions, only their PDF statements contain the actual statement descripors.

  3. My business checking account doesnt even sync with BLUEPRINT (an american express software that they pushed very heavily as of late) my amex business checking transactions don't appear in my blueprint "money in / money out" stats. So I cant even get analytics on my cashflow within the AMEX ecosystem...

I created this account because of the higher APY than my capitalone business checking account, boy was that a mistake. This undercooked product has been the bane of my relationship with AMEX, and their tech team has seemingly completely neglected it. Why? How could an institution with this much popularity and history fumble a product so hard.

Looking for advice on a better business checking account to switch to, preferably with 1.4% APY, but at this point I just want something that works seamlessly and isn't a technical mess.

EDIT: Yes, I've spoken to support numerous times and raise all the issues listed. The best response I got was "Thats just how the app works right now" this was many months ago.

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American Express
americanexpress.com › home › small business hub
Small Business Hub | American Express® Canada
Manage your account anytime, anywhere, with quick access to online statements and expense reporting. Plus, set up Account Alerts to easily track spending. ... Use your American Express® Small Business Card even if you don't have your physical Card with you.
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American Express
americanexpress.com › trends_and_insights › managing money › cash flow › accounts receivable payable › can you open a business checking account online?
Can You Open a Business Checking Account Online?
October 27, 2025 - When opening a bank account online, applicants don’t need to go to the bank or physically collect all necessary documents. They simply enter their information, by either manually inputting the information into the application and/or scanning and uploading their ID and business documents. A bank that allows business owners to open a small business checking account online may offer other online banking services, including:
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American Express
americanexpress.com › resource center › articles › can you open a business checking account online?
Open an Online Business Checking Account | American Express
When opening a bank account online, applicants don’t need to go to the bank or physically collect all necessary documents. They simply enter their information, by either manually inputting the information into the application and/or scanning and uploading their ID and business documents. ... A bank that allows business owners to open a small business checking account online may offer other online banking services, including:
Find elsewhere
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Google Play
play.google.com › store › apps › details
Amex Business Blueprint™ - Apps on Google Play
It needs you to enter the password ... to use the web browser to login instead. Additionally, I'm still able to track all my spending on the business credit cards in the main Amex app... this app allows to track my business checking account....
Rating: 4.6 ​ - ​ 1.55K votes
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American Express
americanexpress.com › en-us › business › blueprint
Business Cash Flow Dashboard | American Express Business Blueprint
October 22, 2025 - With Amex's small business cash flow dashboard, view payment, checking, and business financing products, plus track your business' cash flow all from one place.
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American Express
americanexpress.com › en-us › business › blueprint › account › login
Amex Business Blueprint™
With Amex's small business cash flow dashboard, view payment, checking, and business financing products, plus track your business' cash flow all from one place.
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NerdWallet
nerdwallet.com › home › small business › american express® business checking: a high-yield account with 24/7 customer support
American Express Business Checking: 2026 Review - NerdWallet
Nerdy Tip If you want to earn even more interest and don't need access to features like checks or a debit card, consider a business savings account. Our top picks earn as much as 3.60% APY. 24/7 customer support: American Express offers customer support online, by phone and via the app 24 hours a day, seven days a week — a feature rarely found with business accounts, even online business accounts. AmEx Membership Rewards: In addition to the welcome bonus, American Express Business Checking customers can earn 1 Membership Reward point for every $2 spent on eligible business debit card purchases.
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One Mile at a Time
onemileatatime.com › home › amex business checking account with 50k points
Amex Business Checking Account With 50K Points - One Mile at a Time
November 2, 2023 - This is integrated into the Amex app, so that you can manage this checking account along with all of your other Amex accounts · There are no monthly maintenance fees for keeping an account, and no domestic ACH fees, domestic incoming wire fees, or international incoming ACH fees · You can get fee-free ATM withdrawals at 37,000 MoneyPass ATM locations nationwide ... Ultimately if you’re already in the American Express ecosystem, then this is a pretty competitive business checking account, especially if you like to self-service your account.
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American Express
americanexpress.com › help center › business blueprint
A Closer Look: The benefits of linking an external business bank account to American Express Business Blueprint™
By selecting an external bank account ... to other Amex products · Manually, by entering the routing and checking number of your external bank account · By logging into your external bank account to pull that account username and password ... Before reaching out to Customer Service, we recommend following these simple troubleshooting tips to resolve common issues · Avoid using copy-paste or auto-fill for your login ...
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American Express
americanexpress.com › help center › business checking account › applying
How do I open a Business Checking account?
You can apply for an American Express® Business Checking account online in as little as 10 minutes. You’ll need to answer a few basic questions about your business including your industry, revenue, and how you plan to use your online business checking acc
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American Express
americanexpress.com › help center › business blueprint
How to link a bank account to American Express Business Blueprint™
You can check the status of your linked accounts by visiting the “Linked Accounts” tab of your Business Blueprint account. ... Pro tip: Every now and then, your accounts may become disconnected and will need to be reconnected. This can happen for various reasons – e.g., your linked account ...
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American Express
americanexpress.com › help center › business blueprint › linked accounts
Business Blueprint | Linked Accounts
American Express Business Blueprint™ is the small businesses digital experience that allows a customer to view on one digital dashboard summary account information for the following American Express small business products: American Express® Business Cards, American Express® Business Line of Credit, and American Express® Business Checking.