Open a Certificate of Deposit with CD rates that fit your savings goal. Calculate your projected interest and apply for a certificate of deposit account online.

Close Account - your account will close at maturity and the total balance will be transferred to an account of your choosing. You may adjust your maturity option(s) as many times as you like prior to the date of your maturity. You may do this up to 8:30 pm EST the night before maturity. ... Finally, review your maturity election. If everything looks accurate, click Submit. Congratulations! You have succesfully adjusted your maturity option. ... To manage CD Maturity Options after your CD maturity date and during your CD grace period, please call American Express.

Earn more interest than your average savings account – and watch your money grow. ... Choose from a variety of CD terms, up to five years.

July 9, 2024 - Check out today's best CD rates. American Express offers a competitive savings account with no minimum balance and no monthly fees.

May 22, 2025 - However, the American Express® ... a card account for at least 35 days. You may prefer another financial institution if you're searching for CDs with more lenient withdrawal penalties.

October 1, 2023 - Their high yield savings account was better than my credit union at the time and I remember seeing posts about AMEX bumping up the interest rate by .05 percent. I personally haven’t had an issue with it ... I have been using amex savings both HYSA and CDs. I have no issue with their HYSA ...

Find the Certificate of Deposit (CD) rate that fits your business goal. Calculate how much interest you can earn and view benefits for a (CD) account online.

You can currently open a five-year CD with a fixed annual percentage yield (APY) of 3.50%, effective as of November 10, 2025, with an initial deposit of your choice. That rate climbs well above those offered by several major banks.

July 30, 2025 - Amex CDs are a great option if you're looking for a straightforward account with no minimum deposit, no monthly fees, and solid rates. While longer-term CDs offer around 3.00% APY, which is lower than what some of our top CD picks offer, you ...

August 1, 2024 - The application is exclusively available to existing members who have had a basic Amex consumer credit card open for at least three months. The account pays a generous 1.00% APY -- around 15x higher than the national average for checking accounts ...

Explore these strategies to get higher interest on savings accounts and Certificate of Deposits (CDs) to maximize your return on investments.

October 17, 2025 - American Express CDs are convenient if you already have an account there—but that ease can cost you since other institutions pay more. Smaller banks and credit unions offer higher CD rates than Amex, and they’re just as safe thanks to the same federal deposit insurance.

April 25, 2025 - A certificate of deposit (CD) is an investment and savings tool that allows you to set aside money for a fixed period while earning interest, typically at higher rates than a traditional savings account.1 While you may not be able to touch your ...

A certificate of deposit, better known as a CD, is a secure, low-risk way to set aside – and earn interest on – a chunk of savings for a pre-determined period of time. Historically, CDs have offered a better opportunity to earn more interest than a traditional savings account.

1 month ago - Yes, American Express CDs are FDIC-insured up to $250,000 per account holder per account ownership category. Yes, you can choose to receive interest payments from your American Express CDs in multiple ways.

April 27, 2023 - Learn about interest rates, renewal policies, early withdrawal penalties, and minimum deposit requirements for American Express® CD accounts.

2 weeks ago - Complete the CD application, pick your term and authorize a transfer from your existing bank account ... American Express requires that CDs be funded within 60 calendar days of approval or the application may be closed. ... Amex CDs auto-renew; you typically get a 10-day grace period to move money or change terms without penalty, so set a calendar reminder before maturity.

3 weeks ago - When your CD matures, you will ... term you choose and the size of your initial deposit, use our CD calculator. You can open an Amex CD online....

The funds were completely available and clear for any withdrawal but someone at this less than honest bank did not like the idea of the very large exit of money. I recommend any depositor look elsewhere and in fact, lots of higher paying interest accounts are out there now, much higher that American Express bank rates. ... I have been with Amex CD for about two years plus and watched my money grew exponentially.