American Express
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What are the exchange rates and foreign transaction fees for out of country charges?
If you make a charge in a currency other than Canadian dollars that charge will be converted into Canadian dollars. Please refer to your Cardmember Agreement for specific details regarding charges made in foreign currencies.
American Express
americanexpress.com › us › credit-cards › category › no-foreign-transaction-fee
No Foreign Transaction Fee Cards | American Express
Explore American Express No Foreign Transaction Fee Cards. Enjoy rewards and benefits while saving on foreign transaction fees. Apply today. Terms apply.
American Express
global.americanexpress.com › card-benefits › detail › no-foreign-transaction-fees › platinum
No Foreign Transaction Fees | Platinum Card Benefits
Skip to main content · My Account · Cards · Banking · Travel · Rewards & Benefits
How do I know if my credit card charges a foreign transaction fee?
Check your credit card agreement. If your card charges a foreign transaction fee, it should be listed under “fees.”
americanexpress.com
americanexpress.com › credit intel › debt
What You Should Know About Foreign Transaction Fees
How exclusive is the Amex Platinum card?
It’s not exclusive when compared to other American Express cards, like the invite-only Black Centurion Card, and other cards that are tailored to high net-worth individuals.
forbes.com
forbes.com › advisor › ca › credit-cards › amex-platinum-foreign-transaction-fee
How Much is the Amex Platinum Card Foreign Transaction Fee? – ...
What triggers a foreign transaction fee?
Foreign transaction fees apply when you purchase something in a foreign currency or when a transaction is processed through a foreign bank. These fees can also apply when you shop online from a foreign retailer, even if you’re not traveling.
americanexpress.com
americanexpress.com › credit intel › debt
What You Should Know About Foreign Transaction Fees
Reddit
reddit.com › r/amexplatinum › how much am i being charged for using my amex platinum (us) abroad? in the uk at the moment and not sure
r/AmexPlatinum on Reddit: How much am I being charged for using my Amex Platinum (US) abroad? In the UK at the moment and not sure
October 17, 2024 -
Not sure what the charge is etc.
Thank you
Top answer 1 of 5
13
Amex Platinum has no foreign transaction fees, but there may be a fee if you use an ATM (the screen should say what it is).
2 of 5
8
Do you get options to be charged in USD or Pound!? If so what do you select? You should always select local currency whatever it is wherever you travel in the world. If you select USD, business owners will charge you anywhere from 3-4% in conversion fees
Ramp
ramp.com › blog › business credit cards
American Express Foreign Transaction Fees Guide
October 13, 2025 - Look for language like “foreign transaction fee” or “fees on international purchases.” If it lists a 2.7% credit card charge, your business is paying more than it needs to every time you spend globally.
American Express
americanexpress.com › credit intel › debt
What You Should Know About Foreign Transaction Fees
June 16, 2025 - Foreign transaction fees are charges for making purchases in foreign currencies. Learn how to avoid these fees and tips for managing your travel expenses.
Exiap
exiap.ca › home › guides › american express foreign transaction fees & alternatives
American Express Foreign Transaction Fees & Alternatives - Exiap
February 18, 2025 - If you have an American Express credit card issued by AmEx directly you’re likely to pay a foreign transaction fee of 2.5%, plus a cash advance fee and interest which may be set at a higher rate compared to purchases.
Scotiabank Canada
scotiabank.com › credit cards › american express › scotiabank gold american express card
Scotiabank Gold American Express® Card | Scotiabank Canada
Shop online or abroad without the typical 2.5% foreign transaction fee on purchases made in a foreign currency.5 Just the exchange rate applies. Buy now and pay over time with Scotia SelectPay™ · A flexible way to pay off eligible Scotiabank credit card purchases of $100 or more, with low ...
American Express
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Using Your Credit Card Abroad | Amex CA
A conversion commission fee is a percentage of the Canadian dollar value of foreign currency transactions, so remember to factor these fees in.
Forbes Advisor
forbes.com › advisor › ca › credit-cards › amex-platinum-foreign-transaction-fee
How Much is the Amex Platinum Card Foreign Transaction Fee? – Forbes Advisor Canada
September 8, 2025 - The foreign transaction fee with The Platinum Card® is the industry standard of 2.5%. Now, Amex does add to that foreign transaction fee with a high annual fee of $799, so you’ll have to spend a lot to make that amount worthwhile.
Reddit
reddit.com › r/amex › foreign transaction fees
r/amex on Reddit: Foreign transaction fees
March 30, 2024 -
I’m going on a Europe trip to several different countries in a couple months. I was wondering what the international fees on the Amex gold card would be like. It says there are no international fees by Amex but, merchants may charge their own foreign fees.
What’s everyone’s experience with this traveling abroad? Are there any fees either from Amex or merchants, especially in Europe?
Top answer 1 of 5
91
No matter what card you use, some ATMs or Merchants will give you the option to charge in your currency (eg USD). They usually say upfront that there’s like a 5% fee or if they don’t it might be even worse. You always want to decline this and charge in the local currency.
2 of 5
34
AMEX is not widely accepted in Europa, have a backup plan (visa/mc)
American Express
americanexpress.com › customer service
Are There Foreign Transaction Fees Using my Card? | Amex US
Browse American Express US Customer Service to Find Out if you Have to Pay Foreign Transaction Fees When Using Your Card Abroad.
Reddit
reddit.com › r/amex › amex gold (usa): do you pay currency conversion fees online?
r/amex on Reddit: AMEX Gold (USA): Do you pay currency conversion fees online?
July 18, 2025 -
I just got an AMEX Gold USA. I would be mostly using this for online payments for my business.
I pay marketing in currencies like EUR, GBP and AUD.
Does it mean I will have to pay a 3% conversion fee, or not?
Online it says there are no currency conversion fees (overseas) for this AMEX card, but what about online payments in a different currency other than the USD? IT does NOT specify this.
Can someone confirm?
Top answer 1 of 4
7
no foreign transaction fees. you’ll get charged at the current conversion rate in USD. For example, you buy something worth 100€ you’ll get charged $116.41 USD (current google conversion) UNLESS, the merchant charges you a fee on their end.
2 of 4
6
AFAIK (someone pls confirm) “no currency conversion fees” means whenever you pay in a foreign currency with the card (online or offline) you don’t need to pay the currency conversion fee.
American Express
americanexpress.com › home › life with amex › credit cards › using a credit card abroad
Using a Credit Card Abroad | AMEX UK
American Express charges a currency conversion fee of 2.99% of the converted value of the transaction for each foreign currency purchase you make. ... If you use your Card to withdraw cash abroad, a cash fee of 3% of the withdrawal amount or £3 (whichever is greater) will be payable in addition ...
WalletHub
wallethub.com › popular credit card questions
2026 American Express Foreign Transaction Fees
November 12, 2025 - The American Express foreign transaction fee is 0% to 2.7% of each transaction after conversion to US dollars, depending on the specific credit card. A foreign transaction fee is a surcharge that some credit cards add to transactions processed ...
American Express
americanexpress.com › content › dam › amex › en-ph › network › documents › consumer › AMEX_FCS_JAN2023_A.pdf pdf
•BacNet P100* /month P200* /month P200/month
A foreign currency factor of · 2.5% will be applied to the converted U.S. Dollar amounts, of which 1% is ... For foreign charges converted using the prevailing foreign exchange rate of American Express at the time of posting, a conversion factor of 2.5% will be applied to the
American Express
americanexpress.com › customer service › payments & billings
What are the exchange rates abroad | FAQs | Amex UK
All non-sterling transactions, whether for cash, goods or services, are subject to a non-sterling transaction fee of 2.99%. Cash transactions at ATM machines (in sterling or foreign currency) are also subject to a cash withdrawal fee of 3% or £3, whichever is higher.
WalletHub
wallethub.com › popular credit card questions
What is the American Express Exchange Rate?
July 11, 2025 - Exchange rates between the U.S. dollar and all other currencies fluctuate daily. But because American Express does not publish them openly, it’s difficult to track them. Visa and Mastercard on the other hand, publish their exchange rates for easy reference. American Express foreign transaction fees are different from card to card.
American Express
americanexpress.com › uk › legal › fx-ecb-comparison
Foreign Exchange ECB Comparison
We have done this by providing the Percentage Difference*** between our charges and the equivalent euro reference rate in the table below. If a transaction was carried out today, this information could be used as an indicator of the percentage difference that will apply. This is because we will convert the transaction into local currency on the date it is processed, which may be different to the date of the transaction.