I applied for the Amex Business Bonvoy card in March that came with five, I thought, 50K nights after an $8K spend. When I logged into Bonvoy, I now see, as of a few days ago, four 50K night certificates and one 35K certificate. I believe I’ve spent the $8K at this point. Is it possible the 5th night hasn’t posted yet or should I contact either Bonvoy or Amex? Any suggestions? Or is it just taking time for the 5th night to post? Thanks in advance.

I'm considering applying for the AMEX Marriott Business card. I don't travel for business, but I do book tour groups and their hotels. Looking at Marriott cards because last year we discovered a wonderful Courtyard near my in-law's. Perfect place to stay when we visit them (annually, but 2 weeks' stay). That said, the current business card's SUB is 3 FNA up to 50k redemption level per night. If valued at the max value, the SUB is better than Brilliant's current 95k points SUB offer. I think I saw something like 150k points one time or another, but can't recall the card type. So, should I apply now (2025 tour season is starting and will be booking hotels very soon), or wait for better SUB?